my %letter_data = map { $_ => $self->$_ } $self->fields;
$letter_data{payinfo} = $self->mask_payinfo;
- my $paydate = $self->paydate || '2037-12';
+ #my $paydate = $self->paydate || '2037-12';
+ my $paydate = $self->paydate =~ /^\S+$/ ? $self->paydate : '2037-12';
+
my $payby = $self->payby;
my ($payyear,$paymonth,$payday) = split (/-/,$paydate);
my $expire_time = timelocal(0,0,0,$payday,--$paymonth,$payyear);