my $time = time; #should be able to pass this in for credit calculation
my $next_bill = $cust_pkg->getfield('bill') || 0;
my $last_bill = $cust_pkg->last_bill || 0;
my $time = time; #should be able to pass this in for credit calculation
my $next_bill = $cust_pkg->getfield('bill') || 0;
my $last_bill = $cust_pkg->last_bill || 0;