'process-skip_first' => $conf->exists('selfservice_process-skip_first'),
'num_payments' => scalar($cust_main->cust_pay),
'surcharge_percentage' => scalar($conf->config('credit-card-surcharge-percentage', $cust_main->agentnum)),
'process-skip_first' => $conf->exists('selfservice_process-skip_first'),
'num_payments' => scalar($cust_main->cust_pay),
'surcharge_percentage' => scalar($conf->config('credit-card-surcharge-percentage', $cust_main->agentnum)),