% if ( ( $payby{'CARD'} || $payby{'DCRD'} )
% && $curuser->access_right(['Process payment', 'Process credit card payment'])
% && ! $cust_main->is_encrypted($cust_main->payinfo)
% if ( ( $payby{'CARD'} || $payby{'DCRD'} )
% && $curuser->access_right(['Process payment', 'Process credit card payment'])
% && ! $cust_main->is_encrypted($cust_main->payinfo)