+ <TR>
+ <TD ALIGN="left" COLSPAN=2>
+ - To add rates, add four columns like an existing rate, with headers starting with "NEW: Rate Name" or "Rate Name".<BR>
+ - <FONT SIZE="-2"><I>For rate addition, protection can be turned off in Excel via the Tools->Protection->Unprotect Sheet menu command. Note that only new rates can be added; modified grayed out cells will not be imported.</I></FONT>
+ </TD>
+ </TR>
+