my $payby = $cgi->param('payby');
if ( $payby eq 'CHEK' || $payby eq 'DCHK' ) {
#$payinfo = join('@', map { $cgi->param( $payby. "_payinfo$_" ) } (1,2) );
my $payby = $cgi->param('payby');
if ( $payby eq 'CHEK' || $payby eq 'DCHK' ) {
#$payinfo = join('@', map { $cgi->param( $payby. "_payinfo$_" ) } (1,2) );