my $what = ($1 eq 'card') ? 'Credit card' : 'Electronic check';
$error = "Warning: $what already used to sign up recently";
$init_data->{'override_ban_warn'} = 1;
my $what = ($1 eq 'card') ? 'Credit card' : 'Electronic check';
$error = "Warning: $what already used to sign up recently";
$init_data->{'override_ban_warn'} = 1;