+ $cust_pay->invnum(''); #try again with no specific invnum
+ my $error2 = $cust_pay->insert;
+ if ( $error2 ) {
+ # gah, even with transactions.
+ my $e = 'WARNING: Card/ACH debited but database not updated - '.
+ "error inserting payment ($processor): $error2".
+ " (previously tried insert with invnum #$options{'invnum'}" .
+ ": $error )";
+ warn $e;
+ return $e;
+ }
+ }
+ return ''; #no error
+
+ } else {
+
+ my $perror = "$processor error: ". $transaction->error_message;
+
+ if ( !$options{'quiet'} && !$realtime_bop_decline_quiet
+ && $conf->exists('emaildecline')
+ && grep { $_ ne 'POST' } $self->invoicing_list
+ && ! grep { $transaction->error_message =~ /$_/ }
+ $conf->config('emaildecline-exclude')
+ ) {
+ my @templ = $conf->config('declinetemplate');
+ my $template = new Text::Template (
+ TYPE => 'ARRAY',
+ SOURCE => [ map "$_\n", @templ ],
+ ) or return "($perror) can't create template: $Text::Template::ERROR";
+ $template->compile()
+ or return "($perror) can't compile template: $Text::Template::ERROR";
+
+ my $templ_hash = { error => $transaction->error_message };
+
+ my $error = send_email(
+ 'from' => $conf->config('invoice_from'),
+ 'to' => [ grep { $_ ne 'POST' } $self->invoicing_list ],
+ 'subject' => 'Your payment could not be processed',
+ 'body' => [ $template->fill_in(HASH => $templ_hash) ],
+ );
+
+ $perror .= " (also received error sending decline notification: $error)"
+ if $error;
+
+ }
+
+ return $perror;
+ }
+
+}
+
+=item default_payment_gateway
+
+=cut
+
+sub default_payment_gateway {
+ my( $self, $method ) = @_;
+
+ die "Real-time processing not enabled\n"
+ unless $conf->exists('business-onlinepayment');
+
+ #load up config
+ my $bop_config = 'business-onlinepayment';
+ $bop_config .= '-ach'
+ if $method eq 'ECHECK' && $conf->exists($bop_config. '-ach');
+ my ( $processor, $login, $password, $action, @bop_options ) =
+ $conf->config($bop_config);
+ $action ||= 'normal authorization';
+ pop @bop_options if scalar(@bop_options) % 2 && $bop_options[-1] =~ /^\s*$/;
+ die "No real-time processor is enabled - ".
+ "did you set the business-onlinepayment configuration value?\n"
+ unless $processor;
+
+ ( $processor, $login, $password, $action, @bop_options )
+}
+
+=item remove_cvv
+
+Removes the I<paycvv> field from the database directly.
+
+If there is an error, returns the error, otherwise returns false.
+
+=cut
+
+sub remove_cvv {
+ my $self = shift;
+ my $sth = dbh->prepare("UPDATE cust_main SET paycvv = '' WHERE custnum = ?")
+ or return dbh->errstr;
+ $sth->execute($self->custnum)
+ or return $sth->errstr;
+ $self->paycvv('');
+ '';
+}
+
+=item realtime_refund_bop METHOD [ OPTION => VALUE ... ]
+
+Refunds a realtime credit card, ACH (electronic check) or phone bill transaction
+via a Business::OnlinePayment realtime gateway. See
+L<http://420.am/business-onlinepayment> for supported gateways.
+
+Available methods are: I<CC>, I<ECHECK> and I<LEC>
+
+Available options are: I<amount>, I<reason>, I<paynum>
+
+Most gateways require a reference to an original payment transaction to refund,
+so you probably need to specify a I<paynum>.
+
+I<amount> defaults to the original amount of the payment if not specified.
+
+I<reason> specifies a reason for the refund.
+
+Implementation note: If I<amount> is unspecified or equal to the amount of the
+orignal payment, first an attempt is made to "void" the transaction via
+the gateway (to cancel a not-yet settled transaction) and then if that fails,
+the normal attempt is made to "refund" ("credit") the transaction via the
+gateway is attempted.
+
+#The additional options I<payname>, I<address1>, I<address2>, I<city>, I<state>,
+#I<zip>, I<payinfo> and I<paydate> are also available. Any of these options,
+#if set, will override the value from the customer record.
+
+#If an I<invnum> is specified, this payment (if successful) is applied to the
+#specified invoice. If you don't specify an I<invnum> you might want to
+#call the B<apply_payments> method.
+
+=cut
+
+#some false laziness w/realtime_bop, not enough to make it worth merging
+#but some useful small subs should be pulled out
+sub realtime_refund_bop {
+ my( $self, $method, %options ) = @_;
+ if ( $DEBUG ) {
+ warn "$me realtime_refund_bop: $method refund\n";
+ warn " $_ => $options{$_}\n" foreach keys %options;
+ }
+
+ eval "use Business::OnlinePayment";
+ die $@ if $@;
+
+ ###
+ # look up the original payment and optionally a gateway for that payment
+ ###
+
+ my $cust_pay = '';
+ my $amount = $options{'amount'};
+
+ my( $processor, $login, $password, @bop_options ) ;
+ my( $auth, $order_number ) = ( '', '', '' );
+
+ if ( $options{'paynum'} ) {
+
+ warn " paynum: $options{paynum}\n" if $DEBUG > 1;
+ $cust_pay = qsearchs('cust_pay', { paynum=>$options{'paynum'} } )
+ or return "Unknown paynum $options{'paynum'}";
+ $amount ||= $cust_pay->paid;
+
+ $cust_pay->paybatch =~ /^((\d+)\-)?(\w+):\s*([\w\-]*)(:([\w\-]+))?$/
+ or return "Can't parse paybatch for paynum $options{'paynum'}: ".
+ $cust_pay->paybatch;
+ my $gatewaynum = '';
+ ( $gatewaynum, $processor, $auth, $order_number ) = ( $2, $3, $4, $6 );
+
+ if ( $gatewaynum ) { #gateway for the payment to be refunded
+
+ my $payment_gateway =
+ qsearchs('payment_gateway', { 'gatewaynum' => $gatewaynum } );
+ die "payment gateway $gatewaynum not found"
+ unless $payment_gateway;
+
+ $processor = $payment_gateway->gateway_module;
+ $login = $payment_gateway->gateway_username;
+ $password = $payment_gateway->gateway_password;
+ @bop_options = $payment_gateway->options;
+
+ } else { #try the default gateway
+
+ my( $conf_processor, $unused_action );
+ ( $conf_processor, $login, $password, $unused_action, @bop_options ) =
+ $self->default_payment_gateway($method);
+
+ return "processor of payment $options{'paynum'} $processor does not".
+ " match default processor $conf_processor"
+ unless $processor eq $conf_processor;
+
+ }
+
+
+ } else { # didn't specify a paynum, so look for agent gateway overrides
+ # like a normal transaction
+
+ my $cardtype;
+ if ( $method eq 'CC' ) {
+ $cardtype = cardtype($self->payinfo);
+ } elsif ( $method eq 'ECHECK' ) {
+ $cardtype = 'ACH';