+ #huh, in v4, realtime_bop no longer will just process a card without passing
+ # payinfo or cust_payby...
+ if ( ! $options{'payinfo'} && ! $options{'cust_payby'} && $self->has_cust_payby_auto ) {
+ my @cust_payby = $self->cust_payby;
+ $options{'cust_payby'} = $cust_payby[0];
+ }
+