+ unless ( $conf->config('echeck-country') ) {
+ if ( $conf->exists('cust_main-require-bank-branch') ) {
+ $conf->set('echeck-country', 'CA');
+ } elsif ( $conf->exists('echeck-nonus') ) {
+ $conf->set('echeck-country', 'XX');
+ } else {
+ $conf->set('echeck-country', 'US');
+ }
+ }
+