$mon = "0$mon" if $mon < 10;
my $exp = "$mon$y";
-%>
-,,,,<%= $cust_pay_batch->cardnum %>,<%= $exp %>,<%= $cust_pay_batch->amount %>,<%= $cust_pay_batch->paybatchnum %>
+%>,,,,<%= $cust_pay_batch->cardnum %>,<%= $exp %>,<%= $cust_pay_batch->amount %>,<%= $cust_pay_batch->paybatchnum %>
<% } %>