if ( $payby eq 'CHEK' || $payby eq 'DCHK' ) {
my $payinfo = $cgi->param('payinfo1'). '@';
$payinfo .= $cgi->param('payinfo3').'.'
- if $conf->exists('cust_main-require-bank-branch');
+ if $conf->config('echeck-country') eq 'CA';
$payinfo .= $cgi->param('payinfo2');
$cgi->param('payinfo',$payinfo);
}