move "payee" to a new() option, use "RECURRIN" for check # if one is missing...?
-rw-r--r-- 874 Changes
-rw-r--r-- 308 MANIFEST
-rw-r--r-- 943 Makefile.PL
-rw-r--r-- 29334 OpenECHO.pm
-rw-r--r-- 1076 README
-rw-r--r-- 678 TODO
drwxr-xr-x - blib
drwxr-xr-x - generror
drwxr-xr-x - t