01 |
Refer
to card issuer |
The
merchant must call the issuer before the transaction can be approved. |
02 |
Refer
to card issuer, special condition |
The
merchant must call the issuer before the transaction can be approved. |
03 |
Invalid merchant number |
The
merchant ID is not valid. |
04 |
Pick-up
card. Capture for reward |
The
card is listed on the Warning Bulletin. Merchant
may receive reward money by capturing the card. |
05 |
Do
not honor. The transaction was declined by the issuer without definition or
reason |
The
transaction was declined without explanation by the card issuer.
|
06 |
Error |
The
card issuer returned an error without further explanation. |
07 |
Pick-up
card, special condition |
The
card is listed on the Warning Bulletin. Merchant
may receive reward money by capturing the card. |
08 |
Honor
with identification |
Honor
with identification. |
09 |
Request
in progress |
Request
in progress. |
10 |
Approved
for partial amount |
Approved
for partial amount. |
11 |
Approved,
VIP |
Approved,
VIP program.
|
12 |
Invalid transaction |
The
requested transaction is not supported or is not valid for the card number
presented. |
13 |
Invalid amount |
The
amount exceeds the limits established by the issuer for this type of
transaction. |
14 |
Invalid
card # |
The issuer indicates that this card is not valid. |
15 |
No
such issuer |
The
card issuer number is not valid. |
16 |
Approved,
update track 3 |
Approved,
update track 3. |
17 |
Customer
cancellation |
Customer
cancellation. |
18 |
Customer
dispute |
Customer
dispute. |
19 |
Re
enter transaction |
Customer
should resubmit transaction. |
20 |
Invalid
response |
Invalid
response. |
21 |
No
action taken |
No
action taken. The issuer declined with no other explanation. |
22 |
Suspected
malfunction |
Suspected
malfunction. |
23 |
Unacceptable
transaction fee |
Unacceptable
transaction fee. |
24 |
File
update not supported |
File
update not supported. |
25 |
Unable
to locate record |
Unable
to locate record. |
26 |
Duplicate
record |
Duplicate
record. |
27 |
File
update edit error |
File
update edit error. |
28 |
File
update file locked |
File
update file locked. |
29 |
not used |
|
30 |
Format
error, call ECHO |
The
host reported that the transaction was not formatted properly. |
31 |
Bank
not supported |
Bank
not supported by switch. |
32 |
Completed
partially |
Completed
partially. |
33 |
Expired
card, pick-up |
The
card is expired. Merchant may
receive reward money by capturing the card. |
34 |
Issuer
suspects fraud, pick-up card |
The
card issuer suspects fraud. Merchant
may receive reward money by capturing the card. |
35 |
Contact
acquirer, pick-up |
Contact
card issuer. Merchant may receive
reward money by capturing the card. |
36 |
Restricted
card, pick-up |
The
card is restricted by the issuer. Merchant
may receive reward money by capturing the card. |
37 |
Call
ECHO security, pick-up |
Contact
ECHO security. Merchant may
receive reward money by capturing the card. |
38 |
PIN
tries exceeded, pick-up |
PIN
attempts exceed issuer limits. Merchant
may receive reward money by capturing the card. |
39 |
No
credit account |
No
credit account. |
40 |
Function
not supported |
Requested
function not supported. |
41 |
Lost
Card, capture for reward |
The
card has been reported lost. |
42 |
No
universal account |
No
universal account. |
43 |
Stolen
Card, capture for reward |
The
card has been reported stolen. |
44 |
No
investment account |
No
investment account. |
45 - 50 |
not used |
|
51 |
Not
sufficient funds |
The
credit limit for this account has been exceeded. |
52 - 53 |
not used |
|
54 |
Expired card |
The card is expired. |
55 |
Incorrect PIN |
The
cardholder PIN is incorrect. |
56 |
No
card record |
No
card record. |
57 |
Transaction
not permitted to cardholder |
The
card is not allowed the type of transaction requested. |
58 |
Transaction
not permitted on terminal |
The
Merchant is not allowed this type of transaction. |
59 |
Suspected
fraud |
Suspected
fraud. |
60 |
Contact
ECHO |
Contact
ECHO. |
61 |
Exceeds
withdrawal limit |
The
amount exceeds the allowed daily maximum. |
62 |
Restricted card |
The card has been restricted. |
63 |
Security violation. |
The card has been restricted. |
64 |
Original
amount incorrect |
Original
amount incorrect. |
65 |
Exceeds
withdrawal frequency |
The
allowable number of daily transactions has been exceeded. |
66 |
Call
acquirer security, call ECHO |
Call
acquirer security, call ECHO. |
67 |
not used |
|
68 |
Response
received too late |
Response
received too late. |
69 - 74 |
not used |
|
75 |
PIN
tries exceeded |
The allowed number of PIN retries has been exceeded. |
76 |
Invalid "to" account |
The debit account does not exist. |
77 |
Invalid "from" account |
The credit account does not exist. |
78 |
Invalid
account specified (general) |
The associated card number account is invalid or does not exist. |
79 |
Already
reversed |
Already
reversed. |
80 - 83 |
not used |
|
84 |
Invalid
authorization life cycle |
The
authorization life cycle is invalid. |
85 |
not used |
|
86 |
Cannot
verify PIN |
Cannot
verify PIN. |
87 |
Network
Unavailable |
Network
Unavailable. |
88 |
not used |
|
89 |
Ineligible
to receive financial position information |
Ineligible
to receive financial position information. |
90 |
Cut-off
in progress |
Cut-off
in progress. |
91 |
Issuer
or switch inoperative |
The bank is not available to authorize this transaction. |
92 |
Routing
error |
The
transaction cannot be routed to the authorizing agency.
|
93 |
Violation
of law |
Violation
of law. |
94 |
Duplicate
transaction |
Duplicate
transaction. |
95 |
Reconcile
error |
Reconcile
error. |
96 |
System
malfunction |
A
system error has occurred. |
97 |
not used |
|
98 |
Exceeds
cash limit |
Exceeds
cash limit. |
1000 |
Unrecoverable error. |
An unrecoverable error has occurred in the
ECHONLINE processing. |
1001 |
Account closed |
The merchant account has been closed. |
1002 |
System closed |
Services for this system are not available.
(Not used by ECHONLINE)
|
1003 |
E-Mail Down |
The e-mail function is not available.
(Not used by ECHONLINE)
|
1004-1011 |
not used |
|
1012 |
Invalid trans code |
The host computer received an invalid transaction code. |
1013 |
Invalid term id |
The ECHO-ID is invalid. |
1014 |
not used |
|
1015 |
Invalid card number |
The credit card number that was sent to the host computer was
invalid |
1016 |
Invalid expiry date |
The card has expired or the expiration date was invalid. |
1017 |
Invalid amount |
The dollar amount was less than 1.00 or greater than the maximum
allowed for this card. |
1018 |
not used |
|
1019 |
Invalid state |
The state code was invalid.
(Not used by ECHONLINE)
|
1020 |
not used |
|
1021 |
Invalid service |
The merchant or card holder is not allowed to perform that kind of
transaction |
1022-1023 |
not used |
|
1024 |
Invalid auth code |
The authorization number presented with this transaction is
incorrect. (deposit transactions only) |
1025 |
Invalid reference number |
The reference number presented with this transaction is incorrect
or is not numeric. |
1026-1028 |
not used |
|
1029 |
Invalid contract number |
The contract number presented with this transaction is incorrect
or is not numeric.
(Not used by ECHONLINE)
|
1030 |
Invalid inventory data |
The inventory data presented with this transaction is not ASCII
"printable".
(Not used by ECHONLINE)
|
1031-1500 |
not used |
|
1501-1507 |
not used |
|
1508 |
|
Invalid or missing order_type. |
1509 |
|
The merchant is not approved to submit this order_type. |
1510 |
|
The merchant is not approved to submit this transaction_type. |
1511 |
|
Duplicate transaction attempt (see counter
in Part I of this Specification).
|
1512-1598 |
not used |
|
1599 |
|
An system error occurred while validating the transaction input. |
1600-1800 |
not used |
|
1801 |
Return Code "A" |
Address matches; ZIP does not match. |
1802 |
Return Code "W" |
9-digit ZIP matches; Address does not match. |
1803 |
Return Code "Z" |
5-digit ZIP matches; Address does not match. |
1804 |
Return Codes "U" |
Issuer unavailable; cannot verify. |
1805 |
Return Code "R" |
Retry; system is currently unable to process. |
1806 |
Return Code "S" or "G" |
Issuer does not support AVS. |
1807 |
Return Code "N" |
Nothing matches. |
1808 |
Return Code "E" |
Invalid AVS only response. |
1809 |
Return Code "B" |
Street address match. Postal code not verified because of incompatible formats. |
1810 |
Return Code "C" |
Street address and Postal code not verified because of incompatible formats. |
1811 |
Return Code "D" |
Street address match and Postal code match. |
1812 |
Return Code "I" |
Address information not verified for international transaction. |
1813 |
Return Code "M" |
Street address match and Postal code match. |
1814 |
Return Code "P" |
Postal code match. Street address not verified because of incompatible formats. |
1815-1896 |
not used |
|
1897 |
invalid response |
The host returned an invalid response. |
1898 |
disconnect |
The host unexpectedly disconnected. |
1899 |
timeout |
Timeout waiting for host response. |
1900-2070 |
not used |
|
2071 |
Call VISA |
An authorization number from the VISA Voice Center is required to
approve this transaction. |
2072 |
Call Master Card |
An authorization number from the Master Card Voice Center is
required to approve this transaction. |
2073 |
Call Carte Blanche |
An authorization number from the Carte Blanche Voice Center is
required to approve this transaction. |
2074 |
Call Diners Club |
An authorization number from the Diners' Club Voice Center is
required to approve this transaction. |
2075 |
Call AMEX |
An authorization number from the American Express Voice Center is
required to approve this transaction. |
2076 |
Call Discover |
An authorization number from the Discover Voice Center is required
to approve this transaction. |
2077 |
not used |
|
2078 |
Call ECHO |
The merchant must call ECHO
Customer Support for approval.or because there is a problem with the merchant's
account. |
2079 |
Call XpresscheX |
The merchant must call ECHO
Customer Support for approval.or because there is a problem with the merchant's
account. |
3001 |
No ACK on Resp |
The host did not receive an ACK from the terminal after sending the transaction
response. |
3002 |
POS NAK'd 3 Times |
The host disconnected after the terminal replied 3 times to the host response
with a NAK. |
3003 |
Drop on Wait |
The line dropped before the host could send a response to the terminal. |
3005 |
Drop on Resp |
The line dropped while the host was sending the response to the terminal. |
3007 |
Drop Before EOT |
The host received an ACK from the terminal but the line dropped before the host
could send the EOT. |
3011 |
No Resp to ENQ |
The line was up and carrier detected, but the terminal did not respond to the
ENQ. |
3012 |
Drop on Input |
The line disconnected while the host was receiving data from the terminal. |
3013 |
FEP NAK'd 3 Times |
The host disconnected after receiving 3 transmissions with incorrect LRC from
the terminal. |
3014 |
No Resp to ENQ |
The line disconnected during input data wait in Multi-Trans Mode. |
3015 |
Drop on Input |
The host encountered a full queue and discarded the input data. |
9000-9999 |
Host Error |
The host encountered an internal error and was not able to process the
transaction. |