X-Git-Url: http://git.freeside.biz/gitweb/?a=blobdiff_plain;f=FS%2FFS%2Fcust_main.pm;h=9d40e7306683c36c428e8bcc38b4b4195da2537c;hb=f04616ad2c32641c1b85820cb97bcb22edbbc9f5;hp=a41415b6baf3b1b0abd7e20b4538634252909ec3;hpb=36d1c468816c940f288e20094fd5b62d4f2580af;p=freeside.git

diff --git a/FS/FS/cust_main.pm b/FS/FS/cust_main.pm
index a41415b6b..9d40e7306 100644
--- a/FS/FS/cust_main.pm
+++ b/FS/FS/cust_main.pm
@@ -9,7 +9,8 @@ use Safe;
 use Carp;
 use Exporter;
 use Scalar::Util qw( blessed );
-use Time::Local qw(timelocal timelocal_nocheck);
+use List::Util qw( min );
+use Time::Local qw(timelocal);
 use Data::Dumper;
 use Tie::IxHash;
 use Digest::MD5 qw(md5_base64);
@@ -23,11 +24,14 @@ use FS::UID qw( getotaker dbh driver_name );
 use FS::Record qw( qsearchs qsearch dbdef );
 use FS::Misc qw( generate_email send_email generate_ps do_print );
 use FS::Msgcat qw(gettext);
+use FS::payby;
 use FS::cust_pkg;
 use FS::cust_svc;
 use FS::cust_bill;
 use FS::cust_bill_pkg;
 use FS::cust_bill_pkg_display;
+use FS::cust_bill_pkg_tax_location;
+use FS::cust_bill_pkg_tax_rate_location;
 use FS::cust_pay;
 use FS::cust_pay_pending;
 use FS::cust_pay_void;
@@ -36,7 +40,11 @@ use FS::cust_credit;
 use FS::cust_refund;
 use FS::part_referral;
 use FS::cust_main_county;
+use FS::cust_location;
+use FS::cust_main_exemption;
+use FS::cust_tax_adjustment;
 use FS::tax_rate;
+use FS::tax_rate_location;
 use FS::cust_tax_location;
 use FS::part_pkg_taxrate;
 use FS::agent;
@@ -73,6 +81,8 @@ $skip_fuzzyfiles = 0;
 $ignore_expired_card = 0;
 
 @encrypted_fields = ('payinfo', 'paycvv');
+sub nohistory_fields { ('paycvv'); }
+
 @paytypes = ('', 'Personal checking', 'Personal savings', 'Business checking', 'Business savings');
 
 #ask FS::UID to run this stuff for us later
@@ -135,101 +145,181 @@ FS::Record.  The following fields are currently supported:
 
 =over 4
 
-=item custnum - primary key (assigned automatically for new customers)
+=item custnum
+
+Primary key (assigned automatically for new customers)
+
+=item agentnum
+
+Agent (see L<FS::agent>)
+
+=item refnum
+
+Advertising source (see L<FS::part_referral>)
+
+=item first
 
-=item agentnum - agent (see L<FS::agent>)
+First name
 
-=item refnum - Advertising source (see L<FS::part_referral>)
+=item last
 
-=item first - name
+Last name
 
-=item last - name
+=item ss
 
-=item ss - social security number (optional)
+Cocial security number (optional)
 
-=item company - (optional)
+=item company
+
+(optional)
 
 =item address1
 
-=item address2 - (optional)
+=item address2
+
+(optional)
 
 =item city
 
-=item county - (optional, see L<FS::cust_main_county>)
+=item county
+
+(optional, see L<FS::cust_main_county>)
+
+=item state
 
-=item state - (see L<FS::cust_main_county>)
+(see L<FS::cust_main_county>)
 
 =item zip
 
-=item country - (see L<FS::cust_main_county>)
+=item country
+
+(see L<FS::cust_main_county>)
+
+=item daytime
+
+phone (optional)
+
+=item night
 
-=item daytime - phone (optional)
+phone (optional)
 
-=item night - phone (optional)
+=item fax
 
-=item fax - phone (optional)
+phone (optional)
 
-=item ship_first - name
+=item ship_first
 
-=item ship_last - name
+Shipping first name
 
-=item ship_company - (optional)
+=item ship_last
+
+Shipping last name
+
+=item ship_company
+
+(optional)
 
 =item ship_address1
 
-=item ship_address2 - (optional)
+=item ship_address2
+
+(optional)
 
 =item ship_city
 
-=item ship_county - (optional, see L<FS::cust_main_county>)
+=item ship_county
 
-=item ship_state - (see L<FS::cust_main_county>)
+(optional, see L<FS::cust_main_county>)
+
+=item ship_state
+
+(see L<FS::cust_main_county>)
 
 =item ship_zip
 
-=item ship_country - (see L<FS::cust_main_county>)
+=item ship_country
+
+(see L<FS::cust_main_county>)
+
+=item ship_daytime
 
-=item ship_daytime - phone (optional)
+phone (optional)
 
-=item ship_night - phone (optional)
+=item ship_night
 
-=item ship_fax - phone (optional)
+phone (optional)
 
-=item payby - Payment Type (See L<FS::payinfo_Mixin> for valid payby values)
+=item ship_fax
 
-=item payinfo - Payment Information (See L<FS::payinfo_Mixin> for data format)
+phone (optional)
 
-=item paymask - Masked payinfo (See L<FS::payinfo_Mixin> for how this works)
+=item payby
+
+Payment Type (See L<FS::payinfo_Mixin> for valid payby values)
+
+=item payinfo
+
+Payment Information (See L<FS::payinfo_Mixin> for data format)
+
+=item paymask
+
+Masked payinfo (See L<FS::payinfo_Mixin> for how this works)
 
 =item paycvv
 
 Card Verification Value, "CVV2" (also known as CVC2 or CID), the 3 or 4 digit number on the back (or front, for American Express) of the credit card
 
-=item paydate - expiration date, mm/yyyy, m/yyyy, mm/yy or m/yy
+=item paydate
+
+Expiration date, mm/yyyy, m/yyyy, mm/yy or m/yy
+
+=item paystart_month
 
-=item paystart_month - start date month (maestro/solo cards only)
+Start date month (maestro/solo cards only)
 
-=item paystart_year - start date year (maestro/solo cards only)
+=item paystart_year
 
-=item payissue - issue number (maestro/solo cards only)
+Start date year (maestro/solo cards only)
 
-=item payname - name on card or billing name
+=item payissue
 
-=item payip - IP address from which payment information was received
+Issue number (maestro/solo cards only)
 
-=item tax - tax exempt, empty or `Y'
+=item payname
 
-=item otaker - order taker (assigned automatically, see L<FS::UID>)
+Name on card or billing name
 
-=item comments - comments (optional)
+=item payip
 
-=item referral_custnum - referring customer number
+IP address from which payment information was received
 
-=item spool_cdr - Enable individual CDR spooling, empty or `Y'
+=item tax
 
-=item dundate - a suggestion to events (see L<FS::part_bill_event">) to delay until this unix timestamp
+Tax exempt, empty or `Y'
 
-=item squelch_cdr - Discourage individual CDR printing, empty or `Y'
+=item otaker
+
+Order taker (assigned automatically, see L<FS::UID>)
+
+=item comments
+
+Comments (optional)
+
+=item referral_custnum
+
+Referring customer number
+
+=item spool_cdr
+
+Enable individual CDR spooling, empty or `Y'
+
+=item dundate
+
+A suggestion to events (see L<FS::part_bill_event">) to delay until this unix timestamp
+
+=item squelch_cdr
+
+Discourage individual CDR printing, empty or `Y'
 
 =back
 
@@ -276,7 +366,7 @@ invoicing_list destination to the newly-created svc_acct.  Here's an example:
 
   $cust_main->insert( {}, [ $email, 'POST' ] );
 
-Currently available options are: I<depend_jobnum> and I<noexport>.
+Currently available options are: I<depend_jobnum>, I<noexport> and I<tax_exemption>.
 
 If I<depend_jobnum> is set, all provisioning jobs will have a dependancy
 on the supplied jobnum (they will not run until the specific job completes).
@@ -287,6 +377,9 @@ The I<noexport> option is deprecated.  If I<noexport> is set true, no
 provisioning jobs (exports) are scheduled.  (You can schedule them later with
 the B<reexport> method.)
 
+The I<tax_exemption> option can be set to an arrayref of tax names.
+FS::cust_main_exemption records will be created and inserted.
+
 =cut
 
 sub insert {
@@ -310,7 +403,7 @@ sub insert {
   my $dbh = dbh;
 
   my $prepay_identifier = '';
-  my( $amount, $seconds ) = ( 0, 0 );
+  my( $amount, $seconds, $upbytes, $downbytes, $totalbytes ) = (0, 0, 0, 0, 0);
   my $payby = '';
   if ( $self->payby eq 'PREPAY' ) {
 
@@ -321,7 +414,13 @@ sub insert {
     warn "  looking up prepaid card $prepay_identifier\n"
       if $DEBUG > 1;
 
-    my $error = $self->get_prepay($prepay_identifier, \$amount, \$seconds);
+    my $error = $self->get_prepay( $prepay_identifier,
+                                   'amount_ref'     => \$amount,
+                                   'seconds_ref'    => \$seconds,
+                                   'upbytes_ref'    => \$upbytes,
+                                   'downbytes_ref'  => \$downbytes,
+                                   'totalbytes_ref' => \$totalbytes,
+                                 );
     if ( $error ) {
       $dbh->rollback if $oldAutoCommit;
       #return "error applying prepaid card (transaction rolled back): $error";
@@ -366,6 +465,24 @@ sub insert {
     $self->invoicing_list( $invoicing_list );
   }
 
+  warn "  setting cust_main_exemption\n"
+    if $DEBUG > 1;
+
+  my $tax_exemption = delete $options{'tax_exemption'};
+  if ( $tax_exemption ) {
+    foreach my $taxname ( @$tax_exemption ) {
+      my $cust_main_exemption = new FS::cust_main_exemption {
+        'custnum' => $self->custnum,
+        'taxname' => $taxname,
+      };
+      my $error = $cust_main_exemption->insert;
+      if ( $error ) {
+        $dbh->rollback if $oldAutoCommit;
+        return "inserting cust_main_exemption (transaction rolled back): $error";
+      }
+    }
+  }
+
   if (    $conf->config('cust_main-skeleton_tables')
        && $conf->config('cust_main-skeleton_custnum') ) {
 
@@ -383,7 +500,13 @@ sub insert {
   warn "  ordering packages\n"
     if $DEBUG > 1;
 
-  $error = $self->order_pkgs($cust_pkgs, \$seconds, %options);
+  $error = $self->order_pkgs( $cust_pkgs,
+                              %options,
+                              'seconds_ref'    => \$seconds,
+                              'upbytes_ref'    => \$upbytes,
+                              'downbytes_ref'  => \$downbytes,
+                              'totalbytes_ref' => \$totalbytes,
+                            );
   if ( $error ) {
     $dbh->rollback if $oldAutoCommit;
     return $error;
@@ -393,6 +516,10 @@ sub insert {
     $dbh->rollback if $oldAutoCommit;
     return "No svc_acct record to apply pre-paid time";
   }
+  if ( $upbytes || $downbytes || $totalbytes ) {
+    $dbh->rollback if $oldAutoCommit;
+    return "No svc_acct record to apply pre-paid data";
+  }
 
   if ( $amount ) {
     warn "  inserting initial $payby payment of $amount\n"
@@ -578,12 +705,129 @@ sub _copy_skel {
 
 }
 
-=item order_pkgs HASHREF, [ SECONDSREF, [ , OPTION => VALUE ... ] ]
+=item order_pkg HASHREF | OPTION => VALUE ... 
+
+Orders a single package.
+
+Options may be passed as a list of key/value pairs or as a hash reference.
+Options are:
+
+=over 4
+
+=item cust_pkg
+
+FS::cust_pkg object
+
+=item cust_location
+
+Optional FS::cust_location object
+
+=item svcs
+
+Optional arryaref of FS::svc_* service objects.
+
+=item depend_jobnum
+
+If this option is set to a job queue jobnum (see L<FS::queue>), all provisioning
+jobs will have a dependancy on the supplied job (they will not run until the
+specific job completes).  This can be used to defer provisioning until some
+action completes (such as running the customer's credit card successfully).
+
+=item ticket_subject
+
+Optional subject for a ticket created and attached to this customer
+
+=item ticket_subject
+
+Optional queue name for ticket additions
+
+=back
+
+=cut
+
+sub order_pkg {
+  my $self = shift;
+  my $opt = ref($_[0]) ? shift : { @_ };
+
+  warn "$me order_pkg called with options ".
+       join(', ', map { "$_: $opt->{$_}" } keys %$opt ). "\n"
+    if $DEBUG;
+
+  my $cust_pkg = $opt->{'cust_pkg'};
+  my $svcs     = $opt->{'svcs'} || [];
+
+  my %svc_options = ();
+  $svc_options{'depend_jobnum'} = $opt->{'depend_jobnum'}
+    if exists($opt->{'depend_jobnum'}) && $opt->{'depend_jobnum'};
+
+  my %insert_params = map { $opt->{$_} ? ( $_ => $opt->{$_} ) : () }
+                          qw( ticket_subject ticket_queue );
+
+  local $SIG{HUP} = 'IGNORE';
+  local $SIG{INT} = 'IGNORE';
+  local $SIG{QUIT} = 'IGNORE';
+  local $SIG{TERM} = 'IGNORE';
+  local $SIG{TSTP} = 'IGNORE';
+  local $SIG{PIPE} = 'IGNORE';
+
+  my $oldAutoCommit = $FS::UID::AutoCommit;
+  local $FS::UID::AutoCommit = 0;
+  my $dbh = dbh;
+
+  if ( $opt->{'cust_location'} &&
+       ( ! $cust_pkg->locationnum || $cust_pkg->locationnum == -1 ) ) {
+    my $error = $opt->{'cust_location'}->insert;
+    if ( $error ) {
+      $dbh->rollback if $oldAutoCommit;
+      return "inserting cust_location (transaction rolled back): $error";
+    }
+    $cust_pkg->locationnum($opt->{'cust_location'}->locationnum);
+  }
+
+  $cust_pkg->custnum( $self->custnum );
+
+  my $error = $cust_pkg->insert( %insert_params );
+  if ( $error ) {
+    $dbh->rollback if $oldAutoCommit;
+    return "inserting cust_pkg (transaction rolled back): $error";
+  }
+
+  foreach my $svc_something ( @{ $opt->{'svcs'} } ) {
+    if ( $svc_something->svcnum ) {
+      my $old_cust_svc = $svc_something->cust_svc;
+      my $new_cust_svc = new FS::cust_svc { $old_cust_svc->hash };
+      $new_cust_svc->pkgnum( $cust_pkg->pkgnum);
+      $error = $new_cust_svc->replace($old_cust_svc);
+    } else {
+      $svc_something->pkgnum( $cust_pkg->pkgnum );
+      if ( $svc_something->isa('FS::svc_acct') ) {
+        foreach ( grep { $opt->{$_.'_ref'} && ${ $opt->{$_.'_ref'} } }
+                       qw( seconds upbytes downbytes totalbytes )      ) {
+          $svc_something->$_( $svc_something->$_() + ${ $opt->{$_.'_ref'} } );
+          ${ $opt->{$_.'_ref'} } = 0;
+        }
+      }
+      $error = $svc_something->insert(%svc_options);
+    }
+    if ( $error ) {
+      $dbh->rollback if $oldAutoCommit;
+      return "inserting svc_ (transaction rolled back): $error";
+    }
+  }
+
+  $dbh->commit or die $dbh->errstr if $oldAutoCommit;
+  ''; #no error
+
+}
+
+#deprecated #=item order_pkgs HASHREF [ , SECONDSREF ] [ , OPTION => VALUE ... ]
+=item order_pkgs HASHREF [ , OPTION => VALUE ... ]
 
-Like the insert method on an existing record, this method orders a package
-and included services atomicaly.  Pass a Tie::RefHash data structure to this
-method containing FS::cust_pkg and FS::svc_I<tablename> objects.  There should
-be a better explanation of this, but until then, here's an example:
+Like the insert method on an existing record, this method orders multiple
+packages and included services atomicaly.  Pass a Tie::RefHash data structure
+to this method containing FS::cust_pkg and FS::svc_I<tablename> objects.
+There should be a better explanation of this, but until then, here's an
+example:
 
   use Tie::RefHash;
   tie %hash, 'Tie::RefHash'; #this part is important
@@ -591,12 +835,13 @@ be a better explanation of this, but until then, here's an example:
     $cust_pkg => [ $svc_acct ],
     ...
   );
-  $cust_main->order_pkgs( \%hash, \'0', 'noexport'=>1 );
+  $cust_main->order_pkgs( \%hash, 'noexport'=>1 );
 
 Services can be new, in which case they are inserted, or existing unaudited
 services, in which case they are linked to the newly-created package.
 
-Currently available options are: I<depend_jobnum> and I<noexport>.
+Currently available options are: I<depend_jobnum>, I<noexport>, I<seconds_ref>,
+I<upbytes_ref>, I<downbytes_ref>, and I<totalbytes_ref>.
 
 If I<depend_jobnum> is set, all provisioning jobs will have a dependancy
 on the supplied jobnum (they will not run until the specific job completes).
@@ -609,16 +854,19 @@ the B<reexport> method for each cust_pkg object.  Using the B<reexport> method
 on the cust_main object is not recommended, as existing services will also be
 reexported.)
 
+If I<seconds_ref>, I<upbytes_ref>, I<downbytes_ref>, or I<totalbytes_ref> is
+provided, the scalars (provided by references) will be incremented by the
+values of the prepaid card.`
+
 =cut
 
 sub order_pkgs {
   my $self = shift;
   my $cust_pkgs = shift;
-  my $seconds = shift;
+  my $seconds_ref = ref($_[0]) ? shift : ''; #deprecated
   my %options = @_;
-  my %svc_options = ();
-  $svc_options{'depend_jobnum'} = $options{'depend_jobnum'}
-    if exists $options{'depend_jobnum'};
+  $seconds_ref ||= $options{'seconds_ref'};
+
   warn "$me order_pkgs called with options ".
        join(', ', map { "$_: $options{$_}" } keys %options ). "\n"
     if $DEBUG;
@@ -637,32 +885,20 @@ sub order_pkgs {
   local $FS::svc_Common::noexport_hack = 1 if $options{'noexport'};
 
   foreach my $cust_pkg ( keys %$cust_pkgs ) {
-    $cust_pkg->custnum( $self->custnum );
-    my $error = $cust_pkg->insert;
+
+    my $error = $self->order_pkg(
+      'cust_pkg'     => $cust_pkg,
+      'svcs'         => $cust_pkgs->{$cust_pkg},
+      'seconds_ref'  => $seconds_ref,
+      map { $_ => $options{$_} } qw( upbytes_ref downbytes_ref totalbytes_ref
+                                     depend_jobnum
+                                   )
+    );
     if ( $error ) {
       $dbh->rollback if $oldAutoCommit;
-      return "inserting cust_pkg (transaction rolled back): $error";
-    }
-    foreach my $svc_something ( @{$cust_pkgs->{$cust_pkg}} ) {
-      if ( $svc_something->svcnum ) {
-        my $old_cust_svc = $svc_something->cust_svc;
-        my $new_cust_svc = new FS::cust_svc { $old_cust_svc->hash };
-        $new_cust_svc->pkgnum( $cust_pkg->pkgnum);
-        $error = $new_cust_svc->replace($old_cust_svc);
-      } else {
-        $svc_something->pkgnum( $cust_pkg->pkgnum );
-        if ( $seconds && $$seconds && $svc_something->isa('FS::svc_acct') ) {
-          $svc_something->seconds( $svc_something->seconds + $$seconds );
-          $$seconds = 0;
-        }
-        $error = $svc_something->insert(%svc_options);
-      }
-      if ( $error ) {
-        $dbh->rollback if $oldAutoCommit;
-        #return "inserting svc_ (transaction rolled back): $error";
-        return $error;
-      }
+      return $error;
     }
+
   }
 
   $dbh->commit or die $dbh->errstr if $oldAutoCommit;
@@ -676,13 +912,14 @@ L<FS::prepay_credit>), specified either by I<identifier> or as an
 FS::prepay_credit object.  If there is an error, returns the error, otherwise
 returns false.
 
-Optionally, four scalar references can be passed as well.  They will have their
-values filled in with the amount, number of seconds, and number of upload and
-download bytes applied by this prepaid
-card.
+Optionally, five scalar references can be passed as well.  They will have their
+values filled in with the amount, number of seconds, and number of upload,
+download, and total bytes applied by this prepaid card.
 
 =cut
 
+#the ref bullshit here should be refactored like get_prepay.  MyAccount.pm is
+#the only place that uses these args
 sub recharge_prepay { 
   my( $self, $prepay_credit, $amountref, $secondsref, 
       $upbytesref, $downbytesref, $totalbytesref ) = @_;
@@ -700,8 +937,13 @@ sub recharge_prepay {
 
   my( $amount, $seconds, $upbytes, $downbytes, $totalbytes) = ( 0, 0, 0, 0, 0 );
 
-  my $error = $self->get_prepay($prepay_credit, \$amount,
-                                \$seconds, \$upbytes, \$downbytes, \$totalbytes)
+  my $error = $self->get_prepay( $prepay_credit,
+                                 'amount_ref'     => \$amount,
+                                 'seconds_ref'    => \$seconds,
+                                 'upbytes_ref'    => \$upbytes,
+                                 'downbytes_ref'  => \$downbytes,
+                                 'totalbytes_ref' => \$totalbytes,
+                               )
            || $self->increment_seconds($seconds)
            || $self->increment_upbytes($upbytes)
            || $self->increment_downbytes($downbytes)
@@ -728,13 +970,13 @@ sub recharge_prepay {
 
 }
 
-=item get_prepay IDENTIFIER | PREPAY_CREDIT_OBJ , AMOUNTREF, SECONDSREF
+=item get_prepay IDENTIFIER | PREPAY_CREDIT_OBJ [ , OPTION => VALUE ... ]
 
 Looks up and deletes a prepaid card (see L<FS::prepay_credit>),
 specified either by I<identifier> or as an FS::prepay_credit object.
 
-References to I<amount> and I<seconds> scalars should be passed as arguments
-and will be incremented by the values of the prepaid card.
+Available options are: I<amount_ref>, I<seconds_ref>, I<upbytes_ref>, I<downbytes_ref>, and I<totalbytes_ref>.  The scalars (provided by references) will be
+incremented by the values of the prepaid card.
 
 If the prepaid card specifies an I<agentnum> (see L<FS::agent>), it is used to
 check or set this customer's I<agentnum>.
@@ -745,8 +987,7 @@ If there is an error, returns the error, otherwise returns false.
 
 
 sub get_prepay {
-  my( $self, $prepay_credit, $amountref, $secondsref,
-      $upref, $downref, $totalref) = @_;
+  my( $self, $prepay_credit, %opt ) = @_;
 
   local $SIG{HUP} = 'IGNORE';
   local $SIG{INT} = 'IGNORE';
@@ -791,11 +1032,8 @@ sub get_prepay {
     return "removing prepay_credit (transaction rolled back): $error";
   }
 
-  $$amountref  += $prepay_credit->amount;
-  $$secondsref += $prepay_credit->seconds;
-  $$upref      += $prepay_credit->upbytes;
-  $$downref    += $prepay_credit->downbytes;
-  $$totalref   += $prepay_credit->totalbytes;
+  ${ $opt{$_.'_ref'} } += $prepay_credit->$_()
+    for grep $opt{$_.'_ref'}, qw( amount seconds upbytes downbytes totalbytes );
 
   $dbh->commit or die $dbh->errstr if $oldAutoCommit;
   '';
@@ -1081,6 +1319,16 @@ sub delete {
     }
   }
 
+  foreach my $cust_main_exemption (
+    qsearch( 'cust_main_exemption', { 'custnum' => $self->custnum } )
+  ) {
+    my $error = $cust_main_exemption->delete;
+    if ( $error ) {
+      $dbh->rollback if $oldAutoCommit;
+      return $error;
+    }
+  }
+
   my $error = $self->SUPER::delete;
   if ( $error ) {
     $dbh->rollback if $oldAutoCommit;
@@ -1092,7 +1340,8 @@ sub delete {
 
 }
 
-=item replace [ OLD_RECORD ] [ INVOICING_LIST_ARYREF ]
+=item replace [ OLD_RECORD ] [ INVOICING_LIST_ARYREF ] [ , OPTION => VALUE ... ] ]
+
 
 Replaces the OLD_RECORD with this one in the database.  If there is an error,
 returns the error, otherwise returns false.
@@ -1104,6 +1353,11 @@ check_invoicing_list first.  Here's an example:
 
   $new_cust_main->replace( $old_cust_main, [ $email, 'POST' ] );
 
+Currently available options are: I<tax_exemption>.
+
+The I<tax_exemption> option can be set to an arrayref of tax names.
+FS::cust_main_exemption records will be deleted and inserted as appropriate.
+
 =cut
 
 sub replace {
@@ -1150,7 +1404,7 @@ sub replace {
     return $error;
   }
 
-  if ( @param ) { # INVOICING_LIST_ARYREF
+  if ( @param && ref($param[0]) eq 'ARRAY' ) { # INVOICING_LIST_ARYREF
     my $invoicing_list = shift @param;
     $error = $self->check_invoicing_list( $invoicing_list );
     if ( $error ) {
@@ -1160,6 +1414,40 @@ sub replace {
     $self->invoicing_list( $invoicing_list );
   }
 
+  my %options = @param;
+
+  my $tax_exemption = delete $options{'tax_exemption'};
+  if ( $tax_exemption ) {
+
+    my %cust_main_exemption =
+      map { $_->taxname => $_ }
+          qsearch('cust_main_exemption', { 'custnum' => $old->custnum } );
+
+    foreach my $taxname ( @$tax_exemption ) {
+
+      next if delete $cust_main_exemption{$taxname};
+
+      my $cust_main_exemption = new FS::cust_main_exemption {
+        'custnum' => $self->custnum,
+        'taxname' => $taxname,
+      };
+      my $error = $cust_main_exemption->insert;
+      if ( $error ) {
+        $dbh->rollback if $oldAutoCommit;
+        return "inserting cust_main_exemption (transaction rolled back): $error";
+      }
+    }
+
+    foreach my $cust_main_exemption ( values %cust_main_exemption ) {
+      my $error = $cust_main_exemption->delete;
+      if ( $error ) {
+        $dbh->rollback if $oldAutoCommit;
+        return "deleting cust_main_exemption (transaction rolled back): $error";
+      }
+    }
+
+  }
+
   if ( $self->payby =~ /^(CARD|CHEK|LECB)$/ &&
        grep { $self->get($_) ne $old->get($_) } qw(payinfo paydate payname) ) {
     # card/check/lec info has changed, want to retry realtime_ invoice events
@@ -1265,6 +1553,7 @@ sub check {
     || $self->ut_textn('stateid_state')
     || $self->ut_textn('invoice_terms')
     || $self->ut_alphan('geocode')
+    || $self->ut_floatn('cdr_termination_percentage')
   ;
 
   #barf.  need message catalogs.  i18n.  etc.
@@ -1282,6 +1571,13 @@ sub check {
     unless ! $self->referral_custnum 
            || qsearchs( 'cust_main', { 'custnum' => $self->referral_custnum } );
 
+  if ( $self->censustract ne '' ) {
+    $self->censustract =~ /^\s*(\d{9})\.?(\d{2})\s*$/
+      or return "Illegal census tract: ". $self->censustract;
+    
+    $self->censustract("$1.$2");
+  }
+
   if ( $self->ss eq '' ) {
     $self->ss('');
   } else {
@@ -1549,6 +1845,8 @@ sub check {
     my( $m, $y );
     if ( $self->paydate =~ /^(\d{1,2})[\/\-](\d{2}(\d{2})?)$/ ) {
       ( $m, $y ) = ( $1, length($2) == 4 ? $2 : "20$2" );
+    } elsif ( $self->paydate =~ /^19(\d{2})[\/\-](\d{1,2})[\/\-]\d+$/ ) {
+      ( $m, $y ) = ( $2, "19$1" );
     } elsif ( $self->paydate =~ /^(20)?(\d{2})[\/\-](\d{1,2})[\/\-]\d+$/ ) {
       ( $m, $y ) = ( $3, "20$2" );
     } else {
@@ -1573,7 +1871,7 @@ sub check {
     $self->payname($1);
   }
 
-  foreach my $flag (qw( tax spool_cdr squelch_cdr )) {
+  foreach my $flag (qw( tax spool_cdr squelch_cdr archived email_csv_cdr )) {
     $self->$flag() =~ /^(Y?)$/ or return "Illegal $flag: ". $self->$flag();
     $self->$flag($1);
   }
@@ -1610,7 +1908,7 @@ sub has_ship_address {
   scalar( grep { $self->getfield("ship_$_") ne '' } $self->addr_fields );
 }
 
-=item all_pkgs
+=item all_pkgs [ EXTRA_QSEARCH_PARAMS_HASHREF ]
 
 Returns all packages (see L<FS::cust_pkg>) for this customer.
 
@@ -1618,14 +1916,15 @@ Returns all packages (see L<FS::cust_pkg>) for this customer.
 
 sub all_pkgs {
   my $self = shift;
+  my $extra_qsearch = ref($_[0]) ? shift : {};
 
-  return $self->num_pkgs unless wantarray;
+  return $self->num_pkgs unless wantarray || keys(%$extra_qsearch);
 
   my @cust_pkg = ();
   if ( $self->{'_pkgnum'} ) {
     @cust_pkg = values %{ $self->{'_pkgnum'}->cache };
   } else {
-    @cust_pkg = qsearch( 'cust_pkg', { 'custnum' => $self->custnum });
+    @cust_pkg = $self->_cust_pkg($extra_qsearch);
   }
 
   sort sort_packages @cust_pkg;
@@ -1641,7 +1940,18 @@ sub cust_pkg {
   shift->all_pkgs(@_);
 }
 
-=item ncancelled_pkgs
+=item cust_location
+
+Returns all locations (see L<FS::cust_location>) for this customer.
+
+=cut
+
+sub cust_location {
+  my $self = shift;
+  qsearch('cust_location', { 'custnum' => $self->custnum } );
+}
+
+=item ncancelled_pkgs [ EXTRA_QSEARCH_PARAMS_HASHREF ]
 
 Returns all non-cancelled packages (see L<FS::cust_pkg>) for this customer.
 
@@ -1649,6 +1959,7 @@ Returns all non-cancelled packages (see L<FS::cust_pkg>) for this customer.
 
 sub ncancelled_pkgs {
   my $self = shift;
+  my $extra_qsearch = ref($_[0]) ? shift : {};
 
   return $self->num_ncancelled_pkgs unless wantarray;
 
@@ -1667,33 +1978,56 @@ sub ncancelled_pkgs {
          $self->custnum. "\n"
       if $DEBUG > 1;
 
-    @cust_pkg =
-      qsearch( 'cust_pkg', {
-                             'custnum' => $self->custnum,
-                             'cancel'  => '',
-                           });
-    push @cust_pkg,
-      qsearch( 'cust_pkg', {
-                             'custnum' => $self->custnum,
-                             'cancel'  => 0,
-                           });
+    $extra_qsearch->{'extra_sql'} .= ' AND ( cancel IS NULL OR cancel = 0 ) ';
+
+    @cust_pkg = $self->_cust_pkg($extra_qsearch);
+
   }
 
   sort sort_packages @cust_pkg;
 
 }
 
+sub _cust_pkg {
+  my $self = shift;
+  my $extra_qsearch = ref($_[0]) ? shift : {};
+
+  $extra_qsearch->{'select'} ||= '*';
+  $extra_qsearch->{'select'} .=
+   ',( SELECT COUNT(*) FROM cust_svc WHERE cust_pkg.pkgnum = cust_svc.pkgnum )
+     AS _num_cust_svc';
+
+  map {
+        $_->{'_num_cust_svc'} = $_->get('_num_cust_svc');
+        $_;
+      }
+  qsearch({
+    %$extra_qsearch,
+    'table'   => 'cust_pkg',
+    'hashref' => { 'custnum' => $self->custnum },
+  });
+
+}
+
 # This should be generalized to use config options to determine order.
 sub sort_packages {
-  if ( $a->get('cancel') and $b->get('cancel') ) {
-    $a->pkgnum <=> $b->pkgnum;
-  } elsif ( $a->get('cancel') or $b->get('cancel') ) {
+  
+  if ( $a->get('cancel') xor $b->get('cancel') ) {
     return -1 if $b->get('cancel');
     return  1 if $a->get('cancel');
+    #shouldn't get here...
     return 0;
   } else {
-    $a->pkgnum <=> $b->pkgnum;
+    my $a_num_cust_svc = $a->num_cust_svc;
+    my $b_num_cust_svc = $b->num_cust_svc;
+    return 0  if !$a_num_cust_svc && !$b_num_cust_svc;
+    return -1 if  $a_num_cust_svc && !$b_num_cust_svc;
+    return 1  if !$a_num_cust_svc &&  $b_num_cust_svc;
+    my @a_cust_svc = $a->cust_svc;
+    my @b_cust_svc = $b->cust_svc;
+    $a_cust_svc[0]->svc_x->label cmp $b_cust_svc[0]->svc_x->label;
   }
+
 }
 
 =item suspended_pkgs
@@ -1733,6 +2067,18 @@ sub unsuspended_pkgs {
   grep { ! $_->susp } $self->ncancelled_pkgs;
 }
 
+=item next_bill_date
+
+Returns the next date this customer will be billed, as a UNIX timestamp, or
+undef if no active package has a next bill date.
+
+=cut
+
+sub next_bill_date {
+  my $self = shift;
+  min( map $_->get('bill'), grep $_->get('bill'), $self->unsuspended_pkgs );
+}
+
 =item num_cancelled_pkgs
 
 Returns the number of cancelled packages (see L<FS::cust_pkg>) for this
@@ -1864,12 +2210,16 @@ Available options are:
 
 =item ban - can be set true to ban this customer's credit card or ACH information, if present.
 
+=item nobill - can be set true to skip billing if it might otherwise be done.
+
 =back
 
 Always returns a list: an empty list on success or a list of errors.
 
 =cut
 
+# nb that dates are not specified as valid options to this method
+
 sub cancel {
   my( $self, %opt ) = @_;
 
@@ -1895,6 +2245,13 @@ sub cancel {
 
   my @pkgs = $self->ncancelled_pkgs;
 
+  if ( !$opt{nobill} && $conf->exists('bill_usage_on_cancel') ) {
+    $opt{nobill} = 1;
+    my $error = $self->bill( pkg_list => [ @pkgs ], cancel => 1 );
+    warn "Error billing during cancel, custnum ". $self->custnum. ": $error"
+      if $error;
+  }
+
   warn "$me cancelling ". scalar($self->ncancelled_pkgs). "/".
        scalar(@pkgs). " packages for customer ". $self->custnum. "\n"
     if $DEBUG;
@@ -1983,23 +2340,45 @@ Debugging level.  Default is 0 (no debugging), or can be set to 1 (passed-in opt
 
 =back
 
+Options are passed to the B<bill> and B<collect> methods verbatim, so all
+options of those methods are also available.
+
 =cut
 
 sub bill_and_collect {
   my( $self, %options ) = @_;
 
-  ###
-  # cancel packages
-  ###
-
   #$options{actual_time} not $options{time} because freeside-daily -d is for
   #pre-printing invoices
-  my @cancel_pkgs = grep { $_->expire && $_->expire <= $options{actual_time} }
-                         $self->ncancelled_pkgs;
+  $self->cancel_expired_pkgs(    $options{actual_time} );
+  $self->suspend_adjourned_pkgs( $options{actual_time} );
+
+  my $error = $self->bill( %options );
+  warn "Error billing, custnum ". $self->custnum. ": $error" if $error;
+
+  $self->apply_payments_and_credits;
+
+  unless ( $conf->exists('cancelled_cust-noevents')
+           && ! $self->num_ncancelled_pkgs
+  ) {
+
+    $error = $self->collect( %options );
+    warn "Error collecting, custnum". $self->custnum. ": $error" if $error;
+
+  }
+
+}
+
+sub cancel_expired_pkgs {
+  my ( $self, $time ) = @_;
+
+  my @cancel_pkgs = $self->ncancelled_pkgs( { 
+    'extra_sql' => " AND expire IS NOT NULL AND expire > 0 AND expire <= $time "
+  } );
 
   foreach my $cust_pkg ( @cancel_pkgs ) {
     my $cpr = $cust_pkg->last_cust_pkg_reason('expire');
-    my $error = $cust_pkg->cancel($cpr ? ( 'reason' => $cpr->reasonnum,
+    my $error = $cust_pkg->cancel($cpr ? ( 'reason'        => $cpr->reasonnum,
                                            'reason_otaker' => $cpr->otaker
                                          )
                                        : ()
@@ -2009,24 +2388,32 @@ sub bill_and_collect {
       if $error;
   }
 
-  ###
-  # suspend packages
-  ###
+}
 
-  #$options{actual_time} not $options{time} because freeside-daily -d is for
-  #pre-printing invoices
-  my @susp_pkgs = 
-    grep { ! $_->susp
-           && (    (    $_->part_pkg->is_prepaid
-                     && $_->bill
-                     && $_->bill < $options{actual_time}
-                   )
-                || (    $_->adjourn
-                    && $_->adjourn <= $options{actual_time}
-                  )
-              )
+sub suspend_adjourned_pkgs {
+  my ( $self, $time ) = @_;
+
+  my @susp_pkgs = $self->ncancelled_pkgs( {
+    'extra_sql' =>
+      " AND ( susp IS NULL OR susp = 0 )
+        AND (    ( bill    IS NOT NULL AND bill    != 0 AND bill    <  $time )
+              OR ( adjourn IS NOT NULL AND adjourn != 0 AND adjourn <= $time )
+            )
+      ",
+  } );
+
+  #only because there's no SQL test for is_prepaid :/
+  @susp_pkgs = 
+    grep {     (    $_->part_pkg->is_prepaid
+                 && $_->bill
+                 && $_->bill < $time
+               )
+            || (    $_->adjourn
+                 && $_->adjourn <= $time
+               )
+           
          }
-         $self->ncancelled_pkgs;
+         @susp_pkgs;
 
   foreach my $cust_pkg ( @susp_pkgs ) {
     my $cpr = $cust_pkg->last_cust_pkg_reason('adjourn')
@@ -2042,18 +2429,6 @@ sub bill_and_collect {
       if $error;
   }
 
-  ###
-  # bill and collect
-  ###
-
-  my $error = $self->bill( %options );
-  warn "Error billing, custnum ". $self->custnum. ": $error" if $error;
-
-  $self->apply_payments_and_credits;
-
-  $error = $self->collect( %options );
-  warn "Error collecting, custnum". $self->custnum. ": $error" if $error;
-
 }
 
 =item bill OPTIONS
@@ -2085,10 +2460,21 @@ An array ref of specific packages (objects) to attempt billing, instead trying a
 
  $cust_main->bill( pkg_list => [$pkg1, $pkg2] );
 
+=item not_pkgpart
+
+A hashref of pkgparts to exclude from this billing run (can also be specified as a comma-separated scalar).
+
 =item invoice_time
 
 Used in conjunction with the I<time> option, this option specifies the date of for the generated invoices.  Other calculations, such as whether or not to generate the invoice in the first place, are not affected.
 
+=item cancel
+
+This boolean value informs the us that the package is being cancelled.  This
+typically might mean not charging the normal recurring fee but only usage
+fees since the last billing. Setup charges may be charged.  Not all package
+plans support this feature (they tend to charge 0).
+
 =back
 
 =cut
@@ -2100,8 +2486,14 @@ sub bill {
     if $DEBUG;
 
   my $time = $options{'time'} || time;
+  my $invoice_time = $options{'invoice_time'} || $time;
+
+  $options{'not_pkgpart'} ||= {};
+  $options{'not_pkgpart'} = { map { $_ => 1 }
+                                  split(/\s*,\s*/, $options{'not_pkgpart'})
+                            }
+    unless ref($options{'not_pkgpart'});
 
-  #put below somehow?
   local $SIG{HUP} = 'IGNORE';
   local $SIG{INT} = 'IGNORE';
   local $SIG{QUIT} = 'IGNORE';
@@ -2115,6 +2507,17 @@ sub bill {
 
   $self->select_for_update; #mutex
 
+  my $error = $self->do_cust_event(
+    'debug'      => ( $options{'debug'} || 0 ),
+    'time'       => $invoice_time,
+    'check_freq' => $options{'check_freq'},
+    'stage'      => 'pre-bill',
+  );
+  if ( $error ) {
+    $dbh->rollback if $oldAutoCommit;
+    return $error;
+  }
+
   my @cust_bill_pkg = ();
 
   ###
@@ -2123,16 +2526,13 @@ sub bill {
   ###
 
   my( $total_setup, $total_recur, $postal_charge ) = ( 0, 0, 0 );
-  my %tax;
   my %taxlisthash;
-  my %taxname;
   my @precommit_hooks = ();
 
-  my @cust_pkgs = qsearch('cust_pkg', { 'custnum' => $self->custnum } );
-  foreach my $cust_pkg (@cust_pkgs) {
+  $options{'pkg_list'} ||= [ $self->ncancelled_pkgs ];  #param checks?
+  foreach my $cust_pkg ( @{ $options{'pkg_list'} } ) {
 
-    #NO!! next if $cust_pkg->cancel;  
-    next if $cust_pkg->getfield('cancel');  
+    next if $options{'not_pkgpart'}->{$cust_pkg->pkgpart};
 
     warn "  bill package ". $cust_pkg->pkgnum. "\n" if $DEBUG > 1;
 
@@ -2158,6 +2558,7 @@ sub bill {
                             'recur'               => \$total_recur,
                             'tax_matrix'          => \%taxlisthash,
                             'time'                => $time,
+                            'real_pkgpart'        => $real_pkgpart,
                             'options'             => \%options,
                           );
       if ($error) {
@@ -2175,119 +2576,168 @@ sub bill {
     return '';
   }
 
-  my $postal_pkg = $self->charge_postal_fee();
-  if ( $postal_pkg && !ref( $postal_pkg ) ) {
-    $dbh->rollback if $oldAutoCommit;
-    return "can't charge postal invoice fee for customer ".
-      $self->custnum. ": $postal_pkg";
-  }
-  if ( $postal_pkg &&
-       ( scalar( grep { $_->recur && $_->recur > 0 } @cust_bill_pkg) ||
+  if ( scalar( grep { $_->recur && $_->recur > 0 } @cust_bill_pkg) ||
          !$conf->exists('postal_invoice-recurring_only')
-       )
      )
   {
-    foreach my $part_pkg ( $postal_pkg->part_pkg->self_and_bill_linked ) {
-      my $error =
-        $self->_make_lines( 'part_pkg'            => $part_pkg,
-                            'cust_pkg'            => $postal_pkg,
-                            'precommit_hooks'     => \@precommit_hooks,
-                            'line_items'          => \@cust_bill_pkg,
-                            'setup'               => \$total_setup,
-                            'recur'               => \$total_recur,
-                            'tax_matrix'          => \%taxlisthash,
-                            'time'                => $time,
-                            'options'             => \%options,
-                          );
-      if ($error) {
-        $dbh->rollback if $oldAutoCommit;
-        return $error;
+
+    my $postal_pkg = $self->charge_postal_fee();
+    if ( $postal_pkg && !ref( $postal_pkg ) ) {
+
+      $dbh->rollback if $oldAutoCommit;
+      return "can't charge postal invoice fee for customer ".
+        $self->custnum. ": $postal_pkg";
+
+    } elsif ( $postal_pkg ) {
+
+      my $real_pkgpart = $postal_pkg->pkgpart;
+      foreach my $part_pkg ( $postal_pkg->part_pkg->self_and_bill_linked ) {
+        my %postal_options = %options;
+        delete $postal_options{cancel};
+        my $error =
+          $self->_make_lines( 'part_pkg'            => $part_pkg,
+                              'cust_pkg'            => $postal_pkg,
+                              'precommit_hooks'     => \@precommit_hooks,
+                              'line_items'          => \@cust_bill_pkg,
+                              'setup'               => \$total_setup,
+                              'recur'               => \$total_recur,
+                              'tax_matrix'          => \%taxlisthash,
+                              'time'                => $time,
+                              'real_pkgpart'        => $real_pkgpart,
+                              'options'             => \%postal_options,
+                            );
+        if ($error) {
+          $dbh->rollback if $oldAutoCommit;
+          return $error;
+        }
       }
+
     }
+
   }
 
   warn "having a look at the taxes we found...\n" if $DEBUG > 2;
+
+  # keys are tax names (as printed on invoices / itemdesc )
+  # values are listrefs of taxlisthash keys (internal identifiers)
+  my %taxname = ();
+
+  # keys are taxlisthash keys (internal identifiers)
+  # values are (cumulative) amounts
+  my %tax = ();
+
+  # keys are taxlisthash keys (internal identifiers)
+  # values are listrefs of cust_bill_pkg_tax_location hashrefs
+  my %tax_location = ();
+
+  # keys are taxlisthash keys (internal identifiers)
+  # values are listrefs of cust_bill_pkg_tax_rate_location hashrefs
+  my %tax_rate_location = ();
+
   foreach my $tax ( keys %taxlisthash ) {
     my $tax_object = shift @{ $taxlisthash{$tax} };
     warn "found ". $tax_object->taxname. " as $tax\n" if $DEBUG > 2;
-    my $listref_or_error = $tax_object->taxline( @{ $taxlisthash{$tax} } );
-    unless (ref($listref_or_error)) {
+    warn " ". join('/', @{ $taxlisthash{$tax} } ). "\n" if $DEBUG > 2;
+    my $hashref_or_error =
+      $tax_object->taxline( $taxlisthash{$tax},
+                            'custnum'      => $self->custnum,
+                            'invoice_time' => $invoice_time
+                          );
+    unless ( ref($hashref_or_error) ) {
       $dbh->rollback if $oldAutoCommit;
-      return $listref_or_error;
+      return $hashref_or_error;
     }
     unshift @{ $taxlisthash{$tax} }, $tax_object;
 
-    warn "adding ". $listref_or_error->[1].
-         " as ". $listref_or_error->[0]. "\n"
-      if $DEBUG > 2;
-    $tax{ $tax } += $listref_or_error->[1];
-    if ( $taxname{ $listref_or_error->[0] } ) {
-      push @{ $taxname{ $listref_or_error->[0] } }, $tax;
-    }else{
-      $taxname{ $listref_or_error->[0] } = [ $tax ];
+    my $name   = $hashref_or_error->{'name'};
+    my $amount = $hashref_or_error->{'amount'};
+
+    #warn "adding $amount as $name\n";
+    $taxname{ $name } ||= [];
+    push @{ $taxname{ $name } }, $tax;
+
+    $tax{ $tax } += $amount;
+
+    $tax_location{ $tax } ||= [];
+    if ( $tax_object->get('pkgnum') || $tax_object->get('locationnum') ) {
+      push @{ $tax_location{ $tax }  },
+        {
+          'taxnum'      => $tax_object->taxnum, 
+          'taxtype'     => ref($tax_object),
+          'pkgnum'      => $tax_object->get('pkgnum'),
+          'locationnum' => $tax_object->get('locationnum'),
+          'amount'      => sprintf('%.2f', $amount ),
+        };
     }
-  
+
+    $tax_rate_location{ $tax } ||= [];
+    if ( ref($tax_object) eq 'FS::tax_rate' ) {
+      my $taxratelocationnum =
+        $tax_object->tax_rate_location->taxratelocationnum;
+      push @{ $tax_rate_location{ $tax }  },
+        {
+          'taxnum'             => $tax_object->taxnum, 
+          'taxtype'            => ref($tax_object),
+          'amount'             => sprintf('%.2f', $amount ),
+          'locationtaxid'      => $tax_object->location,
+          'taxratelocationnum' => $taxratelocationnum,
+        };
+    }
+
   }
 
-  #some taxes are taxed
-  my %totlisthash;
-  
-  warn "finding taxed taxes...\n" if $DEBUG > 2;
+  #move the cust_tax_exempt_pkg records to the cust_bill_pkgs we will commit
+  my %packagemap = map { $_->pkgnum => $_ } @cust_bill_pkg;
   foreach my $tax ( keys %taxlisthash ) {
-    my $tax_object = shift @{ $taxlisthash{$tax} };
-    warn "found possible taxed tax ". $tax_object->taxname. " we call $tax\n"
-      if $DEBUG > 2;
-    next unless $tax_object->can('tax_on_tax');
-
-    foreach my $tot ( $tax_object->tax_on_tax( $self ) ) {
-      my $totname = ref( $tot ). ' '. $tot->taxnum;
+    foreach ( @{ $taxlisthash{$tax} }[1 ... scalar(@{ $taxlisthash{$tax} })] ) {
+      next unless ref($_) eq 'FS::cust_bill_pkg';
 
-      warn "checking $totname which we call ". $tot->taxname. " as applicable\n"
-        if $DEBUG > 2;
-      next unless exists( $taxlisthash{ $totname } ); # only increase
-                                                      # existing taxes
-      warn "adding $totname to taxed taxes\n" if $DEBUG > 2;
-      if ( exists( $totlisthash{ $totname } ) ) {
-        push @{ $totlisthash{ $totname  } }, $tax{ $tax };
-      }else{
-        $totlisthash{ $totname } = [ $tot, $tax{ $tax } ];
-      }
+      push @{ $packagemap{$_->pkgnum}->_cust_tax_exempt_pkg }, 
+        splice( @{ $_->_cust_tax_exempt_pkg } );
     }
   }
 
-  warn "having a look at taxed taxes...\n" if $DEBUG > 2;
-  foreach my $tax ( keys %totlisthash ) {
-    my $tax_object = shift @{ $totlisthash{$tax} };
-    warn "found previously found taxed tax ". $tax_object->taxname. "\n"
-      if $DEBUG > 2;
-    my $listref_or_error = $tax_object->taxline( @{ $totlisthash{$tax} } );
-    unless (ref($listref_or_error)) {
-      $dbh->rollback if $oldAutoCommit;
-      return $listref_or_error;
-    }
-
-    warn "adding taxed tax amount ". $listref_or_error->[1].
-         " as ". $tax_object->taxname. "\n"
-      if $DEBUG;
-    $tax{ $tax } += $listref_or_error->[1];
-  }
-  
   #consolidate and create tax line items
   warn "consolidating and generating...\n" if $DEBUG > 2;
   foreach my $taxname ( keys %taxname ) {
     my $tax = 0;
     my %seen = ();
+    my @cust_bill_pkg_tax_location = ();
+    my @cust_bill_pkg_tax_rate_location = ();
     warn "adding $taxname\n" if $DEBUG > 1;
     foreach my $taxitem ( @{ $taxname{$taxname} } ) {
-      $tax += $tax{$taxitem} unless $seen{$taxitem};
-      $seen{$taxitem} = 1;
+      next if $seen{$taxitem}++;
       warn "adding $tax{$taxitem}\n" if $DEBUG > 1;
+      $tax += $tax{$taxitem};
+      push @cust_bill_pkg_tax_location,
+        map { new FS::cust_bill_pkg_tax_location $_ }
+            @{ $tax_location{ $taxitem } };
+      push @cust_bill_pkg_tax_rate_location,
+        map { new FS::cust_bill_pkg_tax_rate_location $_ }
+            @{ $tax_rate_location{ $taxitem } };
     }
     next unless $tax;
 
     $tax = sprintf('%.2f', $tax );
     $total_setup = sprintf('%.2f', $total_setup+$tax );
   
+    my $pkg_category = qsearchs( 'pkg_category', { 'categoryname' => $taxname,
+                                                   'disabled'     => '',
+                                                 },
+                               );
+
+    my @display = ();
+    if ( $pkg_category and
+         $conf->config('invoice_latexsummary') ||
+         $conf->config('invoice_htmlsummary')
+       )
+    {
+
+      my %hash = (  'section' => $pkg_category->categoryname );
+      push @display, new FS::cust_bill_pkg_display { type => 'S', %hash };
+
+    }
+
     push @cust_bill_pkg, new FS::cust_bill_pkg {
       'pkgnum'   => 0,
       'setup'    => $tax,
@@ -2295,19 +2745,64 @@ sub bill {
       'sdate'    => '',
       'edate'    => '',
       'itemdesc' => $taxname,
+      'display'  => \@display,
+      'cust_bill_pkg_tax_location' => \@cust_bill_pkg_tax_location,
+      'cust_bill_pkg_tax_rate_location' => \@cust_bill_pkg_tax_rate_location,
+    };
+
+  }
+
+  #add tax adjustments
+  warn "adding tax adjustments...\n" if $DEBUG > 2;
+  foreach my $cust_tax_adjustment (
+    qsearch('cust_tax_adjustment', { 'custnum'    => $self->custnum,
+                                     'billpkgnum' => '',
+                                   }
+           )
+  ) {
+
+    my $tax = sprintf('%.2f', $cust_tax_adjustment->amount );
+    $total_setup = sprintf('%.2f', $total_setup+$tax );
+
+    my $itemdesc = $cust_tax_adjustment->taxname;
+    $itemdesc = '' if $itemdesc eq 'Tax';
+
+    push @cust_bill_pkg, new FS::cust_bill_pkg {
+      'pkgnum'      => 0,
+      'setup'       => $tax,
+      'recur'       => 0,
+      'sdate'       => '',
+      'edate'       => '',
+      'itemdesc'    => $itemdesc,
+      'itemcomment' => $cust_tax_adjustment->comment,
+      'cust_tax_adjustment' => $cust_tax_adjustment,
+      #'cust_bill_pkg_tax_location' => \@cust_bill_pkg_tax_location,
     };
 
   }
 
   my $charged = sprintf('%.2f', $total_setup + $total_recur );
 
+  my @cust_bill = $self->cust_bill;
+  my $balance = $self->balance;
+  my $previous_balance = scalar(@cust_bill)
+                           ? ( $cust_bill[$#cust_bill]->billing_balance || 0 )
+                           : 0;
+
+  $previous_balance += $cust_bill[$#cust_bill]->charged
+    if scalar(@cust_bill);
+  #my $balance_adjustments =
+  #  sprintf('%.2f', $balance - $prior_prior_balance - $prior_charged);
+
   #create the new invoice
   my $cust_bill = new FS::cust_bill ( {
-    'custnum' => $self->custnum,
-    '_date'   => ( $options{'invoice_time'} || $time ),
-    'charged' => $charged,
+    'custnum'             => $self->custnum,
+    '_date'               => ( $invoice_time ),
+    'charged'             => $charged,
+    'billing_balance'     => $balance,
+    'previous_balance'    => $previous_balance,
   } );
-  my $error = $cust_bill->insert;
+  $error = $cust_bill->insert;
   if ( $error ) {
     $dbh->rollback if $oldAutoCommit;
     return "can't create invoice for customer #". $self->custnum. ": $error";
@@ -2349,10 +2844,10 @@ sub _make_lines {
   my $total_recur = $params{recur} or die "no recur accumulator specified";
   my $taxlisthash = $params{tax_matrix} or die "no tax accumulator specified";
   my $time = $params{'time'} or die "no time specified";
-  my (%options) = %{$params{options}};  #hmmm  only for 'resetup'
+  my (%options) = %{$params{options}};
 
   my $dbh = dbh;
-  my $real_pkgpart = $cust_pkg->pkgpart;
+  my $real_pkgpart = $params{real_pkgpart};
   my %hash = $cust_pkg->hash;
   my $old_cust_pkg = new FS::cust_pkg \%hash;
 
@@ -2368,14 +2863,19 @@ sub _make_lines {
 
   my $setup = 0;
   my $unitsetup = 0;
-  if ( ! $cust_pkg->setup &&
-       (
-         ( $conf->exists('disable_setup_suspended_pkgs') &&
-          ! $cust_pkg->getfield('susp')
-        ) || ! $conf->exists('disable_setup_suspended_pkgs')
-       )
-    || $options{'resetup'}
-  ) {
+  if ( $options{'resetup'}
+       || ( ! $cust_pkg->setup
+            && ( ! $cust_pkg->start_date
+                 || $cust_pkg->start_date <= $time
+               )
+            && ( ! $conf->exists('disable_setup_suspended_pkgs')
+                 || ( $conf->exists('disable_setup_suspended_pkgs') &&
+                      ! $cust_pkg->getfield('susp')
+                    )
+               )
+          )
+    )
+  {
     
     warn "    bill setup\n" if $DEBUG > 1;
     $lineitems++;
@@ -2391,6 +2891,9 @@ sub _make_lines {
           #do need it, but it won't get written to the db
           #|| $cust_pkg->pkgpart != $real_pkgpart;
 
+    $cust_pkg->setfield('start_date', '')
+      if $cust_pkg->start_date;
+
   }
 
   ###
@@ -2401,13 +2904,15 @@ sub _make_lines {
   my $recur = 0;
   my $unitrecur = 0;
   my $sdate;
-  if ( ! $cust_pkg->getfield('susp') and
-           ( $part_pkg->getfield('freq') ne '0' &&
-             ( $cust_pkg->getfield('bill') || 0 ) <= $time
+  if (     ! $cust_pkg->get('susp')
+       and ! $cust_pkg->get('start_date')
+       and ( $part_pkg->getfield('freq') ne '0'
+             && ( $cust_pkg->getfield('bill') || 0 ) <= $time
            )
         || ( $part_pkg->plan eq 'voip_cdr'
               && $part_pkg->option('bill_every_call')
            )
+        || ( $options{cancel} )
   ) {
 
     # XXX should this be a package event?  probably.  events are called
@@ -2421,51 +2926,38 @@ sub _make_lines {
     $lineitems++;
 
     # XXX shared with $recur_prog
-    $sdate = $cust_pkg->bill || $cust_pkg->setup || $time;
+    $sdate = ( $options{cancel} ? $cust_pkg->last_bill : $cust_pkg->bill )
+             || $cust_pkg->setup
+             || $time;
 
     #over two params!  lets at least switch to a hashref for the rest...
     my $increment_next_bill = ( $part_pkg->freq ne '0'
                                 && ( $cust_pkg->getfield('bill') || 0 ) <= $time
+                                && !$options{cancel}
                               );
     my %param = ( 'precommit_hooks'     => $precommit_hooks,
                   'increment_next_bill' => $increment_next_bill,
                 );
 
-    $recur = eval { $cust_pkg->calc_recur( \$sdate, \@details, \%param ) };
-    return "$@ running calc_recur for $cust_pkg\n"
+    my $method = $options{cancel} ? 'calc_cancel' : 'calc_recur';
+    $recur = eval { $cust_pkg->$method( \$sdate, \@details, \%param ) };
+    return "$@ running $method for $cust_pkg\n"
       if ( $@ );
 
     if ( $increment_next_bill ) {
-  
-      #change this bit to use Date::Manip? CAREFUL with timezones (see
-      # mailing list archive)
-      my ($sec,$min,$hour,$mday,$mon,$year) =
-        (localtime($sdate) )[0,1,2,3,4,5];
 
-      #pro-rating magic - if $recur_prog fiddles $sdate, want to use that
+      my $next_bill = $part_pkg->add_freq($sdate);
+      return "unparsable frequency: ". $part_pkg->freq
+        if $next_bill == -1;
+  
+      #pro-rating magic - if $recur_prog fiddled $sdate, want to use that
       # only for figuring next bill date, nothing else, so, reset $sdate again
       # here
       $sdate = $cust_pkg->bill || $cust_pkg->setup || $time;
       #no need, its in $hash{last_bill}# my $last_bill = $cust_pkg->last_bill;
       $cust_pkg->last_bill($sdate);
 
-      if ( $part_pkg->freq =~ /^\d+$/ ) {
-        $mon += $part_pkg->freq;
-        until ( $mon < 12 ) { $mon -= 12; $year++; }
-      } elsif ( $part_pkg->freq =~ /^(\d+)w$/ ) {
-        my $weeks = $1;
-        $mday += $weeks * 7;
-      } elsif ( $part_pkg->freq =~ /^(\d+)d$/ ) {
-        my $days = $1;
-        $mday += $days;
-      } elsif ( $part_pkg->freq =~ /^(\d+)h$/ ) {
-        my $hours = $1;
-        $hour += $hours;
-      } else {
-        return "unparsable frequency: ". $part_pkg->freq;
-      }
-      $cust_pkg->setfield('bill',
-        timelocal_nocheck($sec,$min,$hour,$mday,$mon,$year));
+      $cust_pkg->setfield('bill', $next_bill );
 
     }
 
@@ -2524,14 +3016,17 @@ sub _make_lines {
         'unitrecur' => $unitrecur,
         'quantity'  => $cust_pkg->quantity,
         'details'   => \@details,
+        'hidden'    => $part_pkg->hidden,
       };
 
       if ( $part_pkg->option('recur_temporality', 1) eq 'preceding' ) {
         $cust_bill_pkg->sdate( $hash{last_bill} );
         $cust_bill_pkg->edate( $sdate - 86399   ); #60s*60m*24h-1
+        $cust_bill_pkg->edate( $time ) if $options{cancel};
       } else { #if ( $part_pkg->option('recur_temporality', 1) eq 'upcoming' ) {
         $cust_bill_pkg->sdate( $sdate );
         $cust_bill_pkg->edate( $cust_pkg->bill );
+        #$cust_bill_pkg->edate( $time ) if $options{cancel};
       }
 
       $cust_bill_pkg->pkgpart_override($part_pkg->pkgpart)
@@ -2545,7 +3040,7 @@ sub _make_lines {
       ###
 
       my $error = 
-        $self->_handle_taxes($part_pkg, $taxlisthash, $cust_bill_pkg, $cust_pkg);
+        $self->_handle_taxes($part_pkg, $taxlisthash, $cust_bill_pkg, $cust_pkg, $options{invoice_time}, $real_pkgpart, \%options);
       return $error if $error;
 
       push @$cust_bill_pkgs, $cust_bill_pkg;
@@ -2564,91 +3059,134 @@ sub _handle_taxes {
   my $taxlisthash = shift;
   my $cust_bill_pkg = shift;
   my $cust_pkg = shift;
+  my $invoice_time = shift;
+  my $real_pkgpart = shift;
+  my $options = shift;
 
   my %cust_bill_pkg = ();
   my %taxes = ();
     
-  my $prefix = 
-    ( $conf->exists('tax-ship_address') && length($self->ship_last) )
-    ? 'ship_'
-    : '';
-
   my @classes;
   #push @classes, $cust_bill_pkg->usage_classes if $cust_bill_pkg->type eq 'U';
   push @classes, $cust_bill_pkg->usage_classes if $cust_bill_pkg->usage;
-  push @classes, 'setup' if $cust_bill_pkg->setup;
-  push @classes, 'recur' if $cust_bill_pkg->recur;
+  push @classes, 'setup' if ($cust_bill_pkg->setup && !$options->{cancel});
+  push @classes, 'recur' if ($cust_bill_pkg->recur && !$options->{cancel});
 
-  if ( $conf->exists('enable_taxproducts')
-       && (scalar($part_pkg->part_pkg_taxoverride) || $part_pkg->has_taxproduct)
-       && ( $self->tax !~ /Y/i && $self->payby ne 'COMP' )
-     )
-  { 
+  if ( $self->tax !~ /Y/i && $self->payby ne 'COMP' ) {
 
-    foreach my $class (@classes) {
-      my $err_or_ref = $self->_gather_taxes( $part_pkg, $class, $prefix );
-      return $err_or_ref unless ref($err_or_ref);
-      $taxes{$class} = $err_or_ref;
-    }
+    if ( $conf->exists('enable_taxproducts')
+         && ( scalar($part_pkg->part_pkg_taxoverride)
+              || $part_pkg->has_taxproduct
+            )
+       )
+    {
 
-    unless (exists $taxes{''}) {
-      my $err_or_ref = $self->_gather_taxes( $part_pkg, '', $prefix );
-      return $err_or_ref unless ref($err_or_ref);
-      $taxes{''} = $err_or_ref;
-    }
+      if ( $conf->exists('tax-pkg_address') && $cust_pkg->locationnum ) {
+        return "fatal: Can't (yet) use tax-pkg_address with taxproducts";
+      }
 
-  } elsif ( $self->tax !~ /Y/i && $self->payby ne 'COMP' ) {
+      foreach my $class (@classes) {
+        my $err_or_ref = $self->_gather_taxes( $part_pkg, $class );
+        return $err_or_ref unless ref($err_or_ref);
+        $taxes{$class} = $err_or_ref;
+      }
 
-    my %taxhash = map { $_ => $self->get("$prefix$_") }
-                      qw( state county country );
+      unless (exists $taxes{''}) {
+        my $err_or_ref = $self->_gather_taxes( $part_pkg, '' );
+        return $err_or_ref unless ref($err_or_ref);
+        $taxes{''} = $err_or_ref;
+      }
 
-    $taxhash{'taxclass'} = $part_pkg->taxclass;
+    } else {
 
-    my @taxes = qsearch( 'cust_main_county', \%taxhash );
+      my @loc_keys = qw( state county country );
+      my %taxhash;
+      if ( $conf->exists('tax-pkg_address') && $cust_pkg->locationnum ) {
+        my $cust_location = $cust_pkg->cust_location;
+        %taxhash = map { $_ => $cust_location->$_()    } @loc_keys;
+      } else {
+        my $prefix = 
+          ( $conf->exists('tax-ship_address') && length($self->ship_last) )
+          ? 'ship_'
+          : '';
+        %taxhash = map { $_ => $self->get("$prefix$_") } @loc_keys;
+      }
 
-    unless ( @taxes ) {
-      $taxhash{'taxclass'} = '';
-      @taxes =  qsearch( 'cust_main_county', \%taxhash );
-    }
+      $taxhash{'taxclass'} = $part_pkg->taxclass;
 
-    #one more try at a whole-country tax rate
-    unless ( @taxes ) {
-      $taxhash{$_} = '' foreach qw( state county );
-      @taxes =  qsearch( 'cust_main_county', \%taxhash );
-    }
+      my @taxes = qsearch( 'cust_main_county', \%taxhash );
 
-    $taxes{''} = [ @taxes ];
-    $taxes{'setup'} = [ @taxes ];
-    $taxes{'recur'} = [ @taxes ];
-    $taxes{$_} = [ @taxes ] foreach (@classes);
+      my %taxhash_elim = %taxhash;
 
-    # maybe eliminate this entirely, along with all the 0% records
-    unless ( @taxes ) {
-      return
-        "fatal: can't find tax rate for state/county/country/taxclass ".
-        join('/', ( map $self->get("$prefix$_"),
-                        qw(state county country)
-                  ),
-                  $part_pkg->taxclass ). "\n";
-    }
+      my @elim = qw( taxclass county state );
+      while ( !scalar(@taxes) && scalar(@elim) ) {
+        $taxhash_elim{ shift(@elim) } = '';
+        @taxes = qsearch( 'cust_main_county', \%taxhash_elim );
+      }
+
+      @taxes = grep { ! $_->taxname or ! $self->tax_exemption($_->taxname) }
+                    @taxes
+        if $self->cust_main_exemption; #just to be safe
+
+      if ( $conf->exists('tax-pkg_address') && $cust_pkg->locationnum ) {
+        foreach (@taxes) {
+          $_->set('pkgnum',      $cust_pkg->pkgnum );
+          $_->set('locationnum', $cust_pkg->locationnum );
+        }
+      }
+
+      $taxes{''} = [ @taxes ];
+      $taxes{'setup'} = [ @taxes ];
+      $taxes{'recur'} = [ @taxes ];
+      $taxes{$_} = [ @taxes ] foreach (@classes);
 
-  } #if $conf->exists('enable_taxproducts') ...
+      # # maybe eliminate this entirely, along with all the 0% records
+      # unless ( @taxes ) {
+      #   return
+      #     "fatal: can't find tax rate for state/county/country/taxclass ".
+      #     join('/', map $taxhash{$_}, qw(state county country taxclass) );
+      # }
+
+    } #if $conf->exists('enable_taxproducts') ...
+
+  }
  
   my @display = ();
-  if ( $conf->exists('separate_usage') ) {
+  my $separate = $conf->exists('separate_usage');
+  my $usage_mandate = $cust_pkg->part_pkg->option('usage_mandate', 'Hush!');
+  if ( $separate || $cust_bill_pkg->hidden || $usage_mandate ) {
+
+    my $temp_pkg = new FS::cust_pkg { pkgpart => $real_pkgpart };
+    my %hash = $cust_bill_pkg->hidden  # maybe for all bill linked?
+               ? (  'section' => $temp_pkg->part_pkg->categoryname )
+               : ();
+
     my $section = $cust_pkg->part_pkg->option('usage_section', 'Hush!');
     my $summary = $cust_pkg->part_pkg->option('summarize_usage', 'Hush!');
-    push @display, new FS::cust_bill_pkg_display { type    => 'S' };
-    push @display, new FS::cust_bill_pkg_display { type    => 'R' };
-    push @display, new FS::cust_bill_pkg_display { type    => 'U',
-                                                   section => $section
-                                                 };
-    if ($section && $summary) {
-      $display[2]->post_total('Y');
+    if ( $separate ) {
+      push @display, new FS::cust_bill_pkg_display { type => 'S', %hash };
+      push @display, new FS::cust_bill_pkg_display { type => 'R', %hash };
+    } else {
+      push @display, new FS::cust_bill_pkg_display
+                       { type => '',
+                         %hash,
+                         ( ( $usage_mandate ) ? ( 'summary' => 'Y' ) : () ),
+                       };
+    }
+
+    if ($separate && $section && $summary) {
       push @display, new FS::cust_bill_pkg_display { type    => 'U',
                                                      summary => 'Y',
-                                                   }
+                                                     %hash,
+                                                   };
     }
+    if ($usage_mandate || $section && $summary) {
+      $hash{post_total} = 'Y';
+    }
+
+    $hash{section} = $section if ($separate || $usage_mandate);
+    push @display, new FS::cust_bill_pkg_display { type => 'U', %hash };
+
   }
   $cust_bill_pkg->set('display', \@display);
 
@@ -2657,14 +3195,51 @@ sub _handle_taxes {
     my @taxes = @{ $taxes{$key} || [] };
     my $tax_cust_bill_pkg = $tax_cust_bill_pkg{$key};
 
+    my %localtaxlisthash = ();
     foreach my $tax ( @taxes ) {
+
       my $taxname = ref( $tax ). ' '. $tax->taxnum;
-      if ( exists( $taxlisthash->{ $taxname } ) ) {
-        push @{ $taxlisthash->{ $taxname  } }, $tax_cust_bill_pkg;
-      }else{
-        $taxlisthash->{ $taxname } = [ $tax, $tax_cust_bill_pkg ];
+#      $taxname .= ' pkgnum'. $cust_pkg->pkgnum.
+#                  ' locationnum'. $cust_pkg->locationnum
+#        if $conf->exists('tax-pkg_address') && $cust_pkg->locationnum;
+
+      $taxlisthash->{ $taxname } ||= [ $tax ];
+      push @{ $taxlisthash->{ $taxname  } }, $tax_cust_bill_pkg;
+
+      $localtaxlisthash{ $taxname } ||= [ $tax ];
+      push @{ $localtaxlisthash{ $taxname  } }, $tax_cust_bill_pkg;
+
+    }
+
+    warn "finding taxed taxes...\n" if $DEBUG > 2;
+    foreach my $tax ( keys %localtaxlisthash ) {
+      my $tax_object = shift @{ $localtaxlisthash{$tax} };
+      warn "found possible taxed tax ". $tax_object->taxname. " we call $tax\n"
+        if $DEBUG > 2;
+      next unless $tax_object->can('tax_on_tax');
+
+      foreach my $tot ( $tax_object->tax_on_tax( $self ) ) {
+        my $totname = ref( $tot ). ' '. $tot->taxnum;
+
+        warn "checking $totname which we call ". $tot->taxname. " as applicable\n"
+          if $DEBUG > 2;
+        next unless exists( $localtaxlisthash{ $totname } ); # only increase
+                                                             # existing taxes
+        warn "adding $totname to taxed taxes\n" if $DEBUG > 2;
+        my $hashref_or_error = 
+          $tax_object->taxline( $localtaxlisthash{$tax},
+                                'custnum'      => $self->custnum,
+                                'invoice_time' => $invoice_time,
+                              );
+        return $hashref_or_error
+          unless ref($hashref_or_error);
+        
+        $taxlisthash->{ $totname } ||= [ $tot ];
+        push @{ $taxlisthash->{ $totname  } }, $hashref_or_error->{amount};
+
       }
     }
+
   }
 
   '';
@@ -2674,7 +3249,6 @@ sub _gather_taxes {
   my $self = shift;
   my $part_pkg = shift;
   my $class = shift;
-  my $prefix = shift;
 
   my @taxes = ();
   my $geocode = $self->geocode('cch');
@@ -2684,6 +3258,7 @@ sub _gather_taxes {
 
   unless (@taxclassnums) {
     @taxclassnums = map { $_->taxclassnum }
+                    grep { $_->taxable eq 'Y' }
                     $part_pkg->part_pkg_taxrate('cch', $geocode, $class);
   }
   warn "Found taxclassnum values of ". join(',', @taxclassnums)
@@ -2699,17 +3274,6 @@ sub _gather_taxes {
                   })
     if scalar(@taxclassnums);
 
-  # maybe eliminate this entirely, along with all the 0% records
-  unless ( @taxes ) {
-    return 
-      "fatal: can't find tax rate for zip/taxproduct/pkgpart ".
-      join('/', ( map $self->get("$prefix$_"),
-                      qw(zip)
-                ),
-                $part_pkg->taxproduct_description,
-                $part_pkg->pkgpart ). "\n";
-  }
-
   warn "Found taxes ".
        join(',', map{ ref($_). " ". $_->get($_->primary_key) } @taxes). "\n" 
    if $DEBUG;
@@ -2718,7 +3282,7 @@ sub _gather_taxes {
 
 }
 
-=item collect OPTIONS
+=item collect [ HASHREF | OPTION => VALUE ... ]
 
 (Attempt to) collect money for this customer's outstanding invoices (see
 L<FS::cust_bill>).  Usually used after the bill method.
@@ -2743,25 +3307,24 @@ Use this time when deciding when to print invoices and late notices on those inv
 
 Retry card/echeck/LEC transactions even when not scheduled by invoice events.
 
-=item quiet
-
-set true to surpress email card/ACH decline notices.
-
 =item check_freq
 
 "1d" for the traditional, daily events (the default), or "1m" for the new monthly events (part_event.check_freq)
 
-=item payby
+=item quiet
 
-allows for one time override of normal customer billing method
+set true to surpress email card/ACH decline notices.
 
 =item debug
 
 Debugging level.  Default is 0 (no debugging), or can be set to 1 (passed-in options), 2 (traces progress), 3 (more information), or 4 (include full search queries)
 
-
 =back
 
+# =item payby
+#
+# allows for one time override of normal customer billing method
+
 =cut
 
 sub collect {
@@ -2799,12 +3362,107 @@ sub collect {
     }
   }
 
+  my $error = $self->do_cust_event(
+    'debug'      => ( $options{'debug'} || 0 ),
+    'time'       => $invoice_time,
+    'check_freq' => $options{'check_freq'},
+    'stage'      => 'collect',
+  );
+  if ( $error ) {
+    $dbh->rollback if $oldAutoCommit;
+    return $error;
+  }
+
+  $dbh->commit or die $dbh->errstr if $oldAutoCommit;
+  '';
+
+}
+
+=item do_cust_event [ HASHREF | OPTION => VALUE ... ]
+
+Runs billing events; see L<FS::part_event> and the billing events web
+interface.
+
+If there is an error, returns the error, otherwise returns false.
+
+Options are passed as name-value pairs.
+
+Currently available options are:
+
+=over 4
+
+=item time
+
+Use this time when deciding when to print invoices and late notices on those invoices.  The default is now.  It is specified as a UNIX timestamp; see L<perlfunc/"time">).  Also see L<Time::Local> and L<Date::Parse> for conversion functions.
+
+=item check_freq
+
+"1d" for the traditional, daily events (the default), or "1m" for the new monthly events (part_event.check_freq)
+
+=item stage
+
+"collect" (the default) or "pre-bill"
+
+=item quiet
+ 
+set true to surpress email card/ACH decline notices.
+
+=item debug
+
+Debugging level.  Default is 0 (no debugging), or can be set to 1 (passed-in options), 2 (traces progress), 3 (more information), or 4 (include full search queries)
+
+=cut
+
+# =item payby
+#
+# allows for one time override of normal customer billing method
+
+# =item retry
+#
+# Retry card/echeck/LEC transactions even when not scheduled by invoice events.
+
+sub do_cust_event {
+  my( $self, %options ) = @_;
+  my $time = $options{'time'} || time;
+
+  #put below somehow?
+  local $SIG{HUP} = 'IGNORE';
+  local $SIG{INT} = 'IGNORE';
+  local $SIG{QUIT} = 'IGNORE';
+  local $SIG{TERM} = 'IGNORE';
+  local $SIG{TSTP} = 'IGNORE';
+  local $SIG{PIPE} = 'IGNORE';
+
+  my $oldAutoCommit = $FS::UID::AutoCommit;
+  local $FS::UID::AutoCommit = 0;
+  my $dbh = dbh;
+
+  $self->select_for_update; #mutex
+
+  if ( $DEBUG ) {
+    my $balance = $self->balance;
+    warn "$me do_cust_event customer ". $self->custnum. ": balance $balance\n"
+  }
+
+#  if ( exists($options{'retry_card'}) ) {
+#    carp 'retry_card option passed to collect is deprecated; use retry';
+#    $options{'retry'} ||= $options{'retry_card'};
+#  }
+#  if ( exists($options{'retry'}) && $options{'retry'} ) {
+#    my $error = $self->retry_realtime;
+#    if ( $error ) {
+#      $dbh->rollback if $oldAutoCommit;
+#      return $error;
+#    }
+#  }
+
   # false laziness w/pay_batch::import_results
 
   my $due_cust_event = $self->due_cust_event(
     'debug'      => ( $options{'debug'} || 0 ),
-    'time'       => $invoice_time,
+    'time'       => $time,
     'check_freq' => $options{'check_freq'},
+    'stage'      => ( $options{'stage'} || 'collect' ),
   );
   unless( ref($due_cust_event) ) {
     $dbh->rollback if $oldAutoCommit;
@@ -2816,7 +3474,7 @@ sub collect {
     #XXX lock event
     
     #re-eval event conditions (a previous event could have changed things)
-    unless ( $cust_event->test_conditions( 'time' => $invoice_time ) ) {
+    unless ( $cust_event->test_conditions( 'time' => $time ) ) {
       #don't leave stray "new/locked" records around
       my $error = $cust_event->delete;
       if ( $error ) {
@@ -2869,6 +3527,10 @@ options are:
 
 Search only for events of this check frequency (how often events of this type are checked); currently "1d" (daily, the default) and "1m" (monthly) are recognized.
 
+=item stage
+
+"collect" (the default) or "pre-bill"
+
 =item time
 
 "Current time" for the events.
@@ -2885,6 +3547,11 @@ Only return events for the specified eventtable (by default, events of all event
 
 Explicitly pass the objects to be tested (typically used with eventtable).
 
+=item testonly
+
+Set to true to return the objects, but not actually insert them into the
+database.
+
 =back
 
 =cut
@@ -2915,10 +3582,11 @@ sub due_cust_event {
   local $FS::UID::AutoCommit = 0;
   my $dbh = dbh;
 
-  $self->select_for_update; #mutex
+  $self->select_for_update #mutex
+    unless $opt{testonly};
 
   ###
-  # 1: find possible events (initial search)
+  # find possible events (initial search)
   ###
   
   my @cust_event = ();
@@ -3009,8 +3677,20 @@ sub due_cust_event {
        " total possible cust events found in initial search\n"
     if $DEBUG; # > 1;
 
+
   ##
-  # 2: test conditions
+  # test stage
+  ##
+
+  $opt{stage} ||= 'collect';
+  @cust_event =
+    grep { my $stage = $_->part_event->event_stage;
+           $opt{stage} eq $stage or ( ! $stage && $opt{stage} eq 'collect' )
+         }
+         @cust_event;
+
+  ##
+  # test conditions
   ##
   
   my %unsat = ();
@@ -3027,7 +3707,7 @@ sub due_cust_event {
     if $DEBUG; # > 1;
 
   ##
-  # 3: insert
+  # insert
   ##
 
   unless( $opt{testonly} ) {
@@ -3045,7 +3725,7 @@ sub due_cust_event {
   $dbh->commit or die $dbh->errstr if $oldAutoCommit;
 
   ##
-  # 4: return
+  # return
   ##
 
   warn "  returning events: ". Dumper(@cust_event). "\n"
@@ -3145,6 +3825,10 @@ sub retry_realtime {
 
 }
 
+# some horrid false laziness here to avoid refactor fallout
+# eventually realtime realtime_bop and realtime_refund_bop should go
+# away and be replaced by _new_realtime_bop and _new_realtime_refund_bop
+
 =item realtime_bop METHOD AMOUNT [ OPTION => VALUE ... ]
 
 Runs a realtime credit card, ACH (electronic check) or phone bill transaction
@@ -3178,7 +3862,12 @@ I<payunique> is a unique identifier for this payment.
 =cut
 
 sub realtime_bop {
-  my( $self, $method, $amount, %options ) = @_;
+  my $self = shift;
+
+  return $self->_new_realtime_bop(@_)
+    if $self->_new_bop_required();
+
+  my( $method, $amount, %options ) = @_;
   if ( $DEBUG ) {
     warn "$me realtime_bop: $method $amount\n";
     warn "  $_ => $options{$_}\n" foreach keys %options;
@@ -3212,24 +3901,35 @@ sub realtime_bop {
   return "Banned credit card" if $ban;
 
   ###
-  # select a gateway
+  # set taxclass and trans_is_recur based on invnum if there is one
   ###
 
   my $taxclass = '';
+  my $trans_is_recur = 0;
   if ( $options{'invnum'} ) {
+
     my $cust_bill = qsearchs('cust_bill', { 'invnum' => $options{'invnum'} } );
     die "invnum ". $options{'invnum'}. " not found" unless $cust_bill;
-    my @taxclasses =
-      map  { $_->part_pkg->taxclass }
+
+    my @part_pkg =
+      map  { $_->part_pkg }
       grep { $_ }
       map  { $_->cust_pkg }
       $cust_bill->cust_bill_pkg;
-    unless ( grep { $taxclasses[0] ne $_ } @taxclasses ) { #unless there are
-                                                           #different taxclasses
-      $taxclass = $taxclasses[0];
-    }
+
+    my @taxclasses = map $_->taxclass, @part_pkg;
+    $taxclass = $taxclasses[0]
+      unless grep { $taxclasses[0] ne $_ } @taxclasses; #unless there are
+                                                        #different taxclasses
+    $trans_is_recur = 1
+      if grep { $_->freq ne '0' } @part_pkg;
+
   }
 
+  ###
+  # select a gateway
+  ###
+
   #look for an agent gateway override first
   my $cardtype;
   if ( $method eq 'CC' ) {
@@ -3357,16 +4057,15 @@ sub realtime_bop {
                            : $self->payissue;
     $content{issue_number} = $payissue if $payissue;
 
-    $content{recurring_billing} = 'YES'
-      if qsearch('cust_pay', { 'custnum' => $self->custnum,
-                               'payby'   => 'CARD',
-                               'payinfo' => $payinfo,
-                             } )
-      || qsearch('cust_pay', { 'custnum' => $self->custnum,
-                               'payby'   => 'CARD',
-                               'paymask' => $self->mask_payinfo('CARD', $payinfo),
-                             } );
-
+    if ( $self->_bop_recurring_billing( 'payinfo'        => $payinfo,
+                                        'trans_is_recur' => $trans_is_recur,
+                                      )
+       )
+    {
+      $content{recurring_billing} = 'YES';
+      $content{acct_code} = 'rebill'
+        if $conf->exists('credit_card-recurring_billing_acct_code');
+    }
 
   } elsif ( $method eq 'ECHECK' ) {
     ( $content{account_number}, $content{routing_code} ) =
@@ -3425,15 +4124,17 @@ sub realtime_bop {
   #okay, good to go, if we're a duplicate, cust_pay_pending will kick us out
 
   my $cust_pay_pending = new FS::cust_pay_pending {
-    'custnum'    => $self->custnum,
-    #'invnum'     => $options{'invnum'},
-    'paid'       => $amount,
-    '_date'      => '',
-    'payby'      => $method2payby{$method},
-    'payinfo'    => $payinfo,
-    'paydate'    => $paydate,
-    'status'     => 'new',
-    'gatewaynum' => ( $payment_gateway ? $payment_gateway->gatewaynum : '' ),
+    'custnum'           => $self->custnum,
+    #'invnum'            => $options{'invnum'},
+    'paid'              => $amount,
+    '_date'             => '',
+    'payby'             => $method2payby{$method},
+    'payinfo'           => $payinfo,
+    'paydate'           => $paydate,
+    'recurring_billing' => $content{recurring_billing},
+    'pkgnum'            => $options{'pkgnum'},
+    'status'            => 'new',
+    'gatewaynum'        => ( $payment_gateway ? $payment_gateway->gatewaynum : '' ),
   };
   $cust_pay_pending->payunique( $options{payunique} )
     if defined($options{payunique}) && length($options{payunique});
@@ -3468,7 +4169,7 @@ sub realtime_bop {
     'country'        => ( exists($options{'country'})
                             ? $options{'country'}
                             : $self->country          ),
-    'referer'        => 'http://cleanwhisker.420.am/',
+    'referer'        => 'http://cleanwhisker.420.am/', #XXX fix referer :/
     'email'          => $email,
     'phone'          => $self->daytime || $self->night,
     %content, #after
@@ -3587,6 +4288,7 @@ sub realtime_bop {
        'payinfo'  => $payinfo,
        'paybatch' => $paybatch,
        'paydate'  => $paydate,
+       'pkgnum'   => $options{'pkgnum'},
     } );
     #doesn't hurt to know, even though the dup check is in cust_pay_pending now
     $cust_pay->payunique( $options{payunique} )
@@ -3624,6 +4326,7 @@ sub realtime_bop {
 
     $cust_pay_pending->status('done');
     $cust_pay_pending->statustext('captured');
+    $cust_pay_pending->paynum($cust_pay->paynum);
     my $cpp_done_err = $cust_pay_pending->replace;
 
     if ( $cpp_done_err ) {
@@ -3688,10 +4391,16 @@ sub realtime_bop {
       $template->compile()
         or return "($perror) can't compile template: $Text::Template::ERROR";
 
-      my $templ_hash = { error => $transaction->error_message };
+      my $templ_hash = {
+        'company_name'    =>
+          scalar( $conf->config('company_name', $self->agentnum ) ),
+        'company_address' =>
+          join("\n", $conf->config('company_address', $self->agentnum ) ),
+        'error'           => $transaction->error_message,
+      };
 
       my $error = send_email(
-        'from'    => $conf->config('invoice_from'),
+        'from'    => $conf->config('invoice_from', $self->agentnum ),
         'to'      => [ grep { $_ ne 'POST' } $self->invoicing_list ],
         'subject' => 'Your payment could not be processed',
         'body'    => [ $template->fill_in(HASH => $templ_hash) ],
@@ -3718,25 +4427,912 @@ sub realtime_bop {
 
 }
 
-=item fake_bop
+sub _bop_recurring_billing {
+  my( $self, %opt ) = @_;
 
-=cut
+  my $method = $conf->config('credit_card-recurring_billing_flag');
 
-sub fake_bop {
-  my( $self, $method, $amount, %options ) = @_;
+  if ( $method eq 'transaction_is_recur' ) {
 
-  if ( $options{'fake_failure'} ) {
-     return "Error: No error; test failure requested with fake_failure";
-  }
+    return 1 if $opt{'trans_is_recur'};
 
-  my %method2payby = (
-    'CC'     => 'CARD',
-    'ECHECK' => 'CHEK',
-    'LEC'    => 'LECB',
-  );
+  } else {
+
+    my %hash = ( 'custnum' => $self->custnum,
+                 'payby'   => 'CARD',
+               );
+
+    return 1 
+      if qsearch('cust_pay', { %hash, 'payinfo' => $opt{'payinfo'} } )
+      || qsearch('cust_pay', { %hash, 'paymask' => $self->mask_payinfo('CARD',
+                                                               $opt{'payinfo'} )
+                             } );
+
+  }
+
+  return 0;
+
+}
+
+
+=item realtime_refund_bop METHOD [ OPTION => VALUE ... ]
+
+Refunds a realtime credit card, ACH (electronic check) or phone bill transaction
+via a Business::OnlinePayment realtime gateway.  See
+L<http://420.am/business-onlinepayment> for supported gateways.
+
+Available methods are: I<CC>, I<ECHECK> and I<LEC>
+
+Available options are: I<amount>, I<reason>, I<paynum>, I<paydate>
+
+Most gateways require a reference to an original payment transaction to refund,
+so you probably need to specify a I<paynum>.
+
+I<amount> defaults to the original amount of the payment if not specified.
+
+I<reason> specifies a reason for the refund.
+
+I<paydate> specifies the expiration date for a credit card overriding the
+value from the customer record or the payment record. Specified as yyyy-mm-dd
+
+Implementation note: If I<amount> is unspecified or equal to the amount of the
+orignal payment, first an attempt is made to "void" the transaction via
+the gateway (to cancel a not-yet settled transaction) and then if that fails,
+the normal attempt is made to "refund" ("credit") the transaction via the
+gateway is attempted.
+
+#The additional options I<payname>, I<address1>, I<address2>, I<city>, I<state>,
+#I<zip>, I<payinfo> and I<paydate> are also available.  Any of these options,
+#if set, will override the value from the customer record.
+
+#If an I<invnum> is specified, this payment (if successful) is applied to the
+#specified invoice.  If you don't specify an I<invnum> you might want to
+#call the B<apply_payments> method.
+
+=cut
+
+#some false laziness w/realtime_bop, not enough to make it worth merging
+#but some useful small subs should be pulled out
+sub realtime_refund_bop {
+  my $self = shift;
+
+  return $self->_new_realtime_refund_bop(@_)
+    if $self->_new_bop_required();
+
+  my( $method, %options ) = @_;
+  if ( $DEBUG ) {
+    warn "$me realtime_refund_bop: $method refund\n";
+    warn "  $_ => $options{$_}\n" foreach keys %options;
+  }
+
+  eval "use Business::OnlinePayment";  
+  die $@ if $@;
+
+  ###
+  # look up the original payment and optionally a gateway for that payment
+  ###
+
+  my $cust_pay = '';
+  my $amount = $options{'amount'};
+
+  my( $processor, $login, $password, @bop_options ) ;
+  my( $auth, $order_number ) = ( '', '', '' );
+
+  if ( $options{'paynum'} ) {
+
+    warn "  paynum: $options{paynum}\n" if $DEBUG > 1;
+    $cust_pay = qsearchs('cust_pay', { paynum=>$options{'paynum'} } )
+      or return "Unknown paynum $options{'paynum'}";
+    $amount ||= $cust_pay->paid;
+
+    $cust_pay->paybatch =~ /^((\d+)\-)?(\w+):\s*([\w\-\/ ]*)(:([\w\-]+))?$/
+      or return "Can't parse paybatch for paynum $options{'paynum'}: ".
+                $cust_pay->paybatch;
+    my $gatewaynum = '';
+    ( $gatewaynum, $processor, $auth, $order_number ) = ( $2, $3, $4, $6 );
+
+    if ( $gatewaynum ) { #gateway for the payment to be refunded
+
+      my $payment_gateway =
+        qsearchs('payment_gateway', { 'gatewaynum' => $gatewaynum } );
+      die "payment gateway $gatewaynum not found"
+        unless $payment_gateway;
+
+      $processor   = $payment_gateway->gateway_module;
+      $login       = $payment_gateway->gateway_username;
+      $password    = $payment_gateway->gateway_password;
+      @bop_options = $payment_gateway->options;
+
+    } else { #try the default gateway
+
+      my( $conf_processor, $unused_action );
+      ( $conf_processor, $login, $password, $unused_action, @bop_options ) =
+        $self->default_payment_gateway($method);
+
+      return "processor of payment $options{'paynum'} $processor does not".
+             " match default processor $conf_processor"
+        unless $processor eq $conf_processor;
+
+    }
+
+
+  } else { # didn't specify a paynum, so look for agent gateway overrides
+           # like a normal transaction 
+
+    my $cardtype;
+    if ( $method eq 'CC' ) {
+      $cardtype = cardtype($self->payinfo);
+    } elsif ( $method eq 'ECHECK' ) {
+      $cardtype = 'ACH';
+    } else {
+      $cardtype = $method;
+    }
+    my $override =
+           qsearchs('agent_payment_gateway', { agentnum => $self->agentnum,
+                                               cardtype => $cardtype,
+                                               taxclass => '',              } )
+        || qsearchs('agent_payment_gateway', { agentnum => $self->agentnum,
+                                               cardtype => '',
+                                               taxclass => '',              } );
+
+    if ( $override ) { #use a payment gateway override
+ 
+      my $payment_gateway = $override->payment_gateway;
+
+      $processor   = $payment_gateway->gateway_module;
+      $login       = $payment_gateway->gateway_username;
+      $password    = $payment_gateway->gateway_password;
+      #$action      = $payment_gateway->gateway_action;
+      @bop_options = $payment_gateway->options;
+
+    } else { #use the standard settings from the config
+
+      my $unused_action;
+      ( $processor, $login, $password, $unused_action, @bop_options ) =
+        $self->default_payment_gateway($method);
+
+    }
+
+  }
+  return "neither amount nor paynum specified" unless $amount;
+
+  my %content = (
+    'type'           => $method,
+    'login'          => $login,
+    'password'       => $password,
+    'order_number'   => $order_number,
+    'amount'         => $amount,
+    'referer'        => 'http://cleanwhisker.420.am/', #XXX fix referer :/
+  );
+  $content{authorization} = $auth
+    if length($auth); #echeck/ACH transactions have an order # but no auth
+                      #(at least with authorize.net)
+
+  my $disable_void_after;
+  if ($conf->exists('disable_void_after')
+      && $conf->config('disable_void_after') =~ /^(\d+)$/) {
+    $disable_void_after = $1;
+  }
+
+  #first try void if applicable
+  if ( $cust_pay && $cust_pay->paid == $amount
+    && (
+      ( not defined($disable_void_after) )
+      || ( time < ($cust_pay->_date + $disable_void_after ) )
+    )
+  ) {
+    warn "  attempting void\n" if $DEBUG > 1;
+    my $void = new Business::OnlinePayment( $processor, @bop_options );
+    $void->content( 'action' => 'void', %content );
+    $void->submit();
+    if ( $void->is_success ) {
+      my $error = $cust_pay->void($options{'reason'});
+      if ( $error ) {
+        # gah, even with transactions.
+        my $e = 'WARNING: Card/ACH voided but database not updated - '.
+                "error voiding payment: $error";
+        warn $e;
+        return $e;
+      }
+      warn "  void successful\n" if $DEBUG > 1;
+      return '';
+    }
+  }
+
+  warn "  void unsuccessful, trying refund\n"
+    if $DEBUG > 1;
+
+  #massage data
+  my $address = $self->address1;
+  $address .= ", ". $self->address2 if $self->address2;
+
+  my($payname, $payfirst, $paylast);
+  if ( $self->payname && $method ne 'ECHECK' ) {
+    $payname = $self->payname;
+    $payname =~ /^\s*([\w \,\.\-\']*)?\s+([\w\,\.\-\']+)\s*$/
+      or return "Illegal payname $payname";
+    ($payfirst, $paylast) = ($1, $2);
+  } else {
+    $payfirst = $self->getfield('first');
+    $paylast = $self->getfield('last');
+    $payname =  "$payfirst $paylast";
+  }
+
+  my @invoicing_list = $self->invoicing_list_emailonly;
+  if ( $conf->exists('emailinvoiceautoalways')
+       || $conf->exists('emailinvoiceauto') && ! @invoicing_list
+       || ( $conf->exists('emailinvoiceonly') && ! @invoicing_list ) ) {
+    push @invoicing_list, $self->all_emails;
+  }
+
+  my $email = ($conf->exists('business-onlinepayment-email-override'))
+              ? $conf->config('business-onlinepayment-email-override')
+              : $invoicing_list[0];
+
+  my $payip = exists($options{'payip'})
+                ? $options{'payip'}
+                : $self->payip;
+  $content{customer_ip} = $payip
+    if length($payip);
+
+  my $payinfo = '';
+  if ( $method eq 'CC' ) {
+
+    if ( $cust_pay ) {
+      $content{card_number} = $payinfo = $cust_pay->payinfo;
+      (exists($options{'paydate'}) ? $options{'paydate'} : $cust_pay->paydate)
+        =~ /^\d{2}(\d{2})[\/\-](\d+)[\/\-]\d+$/ &&
+        ($content{expiration} = "$2/$1");  # where available
+    } else {
+      $content{card_number} = $payinfo = $self->payinfo;
+      (exists($options{'paydate'}) ? $options{'paydate'} : $self->paydate)
+        =~ /^\d{2}(\d{2})[\/\-](\d+)[\/\-]\d+$/;
+      $content{expiration} = "$2/$1";
+    }
+
+  } elsif ( $method eq 'ECHECK' ) {
+
+    if ( $cust_pay ) {
+      $payinfo = $cust_pay->payinfo;
+    } else {
+      $payinfo = $self->payinfo;
+    } 
+    ( $content{account_number}, $content{routing_code} )= split('@', $payinfo );
+    $content{bank_name} = $self->payname;
+    $content{account_type} = 'CHECKING';
+    $content{account_name} = $payname;
+    $content{customer_org} = $self->company ? 'B' : 'I';
+    $content{customer_ssn} = $self->ss;
+  } elsif ( $method eq 'LEC' ) {
+    $content{phone} = $payinfo = $self->payinfo;
+  }
+
+  #then try refund
+  my $refund = new Business::OnlinePayment( $processor, @bop_options );
+  my %sub_content = $refund->content(
+    'action'         => 'credit',
+    'customer_id'    => $self->custnum,
+    'last_name'      => $paylast,
+    'first_name'     => $payfirst,
+    'name'           => $payname,
+    'address'        => $address,
+    'city'           => $self->city,
+    'state'          => $self->state,
+    'zip'            => $self->zip,
+    'country'        => $self->country,
+    'email'          => $email,
+    'phone'          => $self->daytime || $self->night,
+    %content, #after
+  );
+  warn join('', map { "  $_ => $sub_content{$_}\n" } keys %sub_content )
+    if $DEBUG > 1;
+  $refund->submit();
+
+  return "$processor error: ". $refund->error_message
+    unless $refund->is_success();
+
+  my %method2payby = (
+    'CC'     => 'CARD',
+    'ECHECK' => 'CHEK',
+    'LEC'    => 'LECB',
+  );
+
+  my $paybatch = "$processor:". $refund->authorization;
+  $paybatch .= ':'. $refund->order_number
+    if $refund->can('order_number') && $refund->order_number;
+
+  while ( $cust_pay && $cust_pay->unapplied < $amount ) {
+    my @cust_bill_pay = $cust_pay->cust_bill_pay;
+    last unless @cust_bill_pay;
+    my $cust_bill_pay = pop @cust_bill_pay;
+    my $error = $cust_bill_pay->delete;
+    last if $error;
+  }
+
+  my $cust_refund = new FS::cust_refund ( {
+    'custnum'  => $self->custnum,
+    'paynum'   => $options{'paynum'},
+    'refund'   => $amount,
+    '_date'    => '',
+    'payby'    => $method2payby{$method},
+    'payinfo'  => $payinfo,
+    'paybatch' => $paybatch,
+    'reason'   => $options{'reason'} || 'card or ACH refund',
+  } );
+  my $error = $cust_refund->insert;
+  if ( $error ) {
+    $cust_refund->paynum(''); #try again with no specific paynum
+    my $error2 = $cust_refund->insert;
+    if ( $error2 ) {
+      # gah, even with transactions.
+      my $e = 'WARNING: Card/ACH refunded but database not updated - '.
+              "error inserting refund ($processor): $error2".
+              " (previously tried insert with paynum #$options{'paynum'}" .
+              ": $error )";
+      warn $e;
+      return $e;
+    }
+  }
+
+  ''; #no error
+
+}
+
+# does the configuration indicate the new bop routines are required?
+
+sub _new_bop_required {
+  my $self = shift;
+
+  my $botpp = 'Business::OnlineThirdPartyPayment';
+
+  return 1
+    if ( $conf->config('business-onlinepayment-namespace') eq $botpp ||
+         scalar( grep { $_->gateway_namespace eq $botpp } 
+                 qsearch( 'payment_gateway', { 'disabled' => '' } )
+               )
+       )
+  ;
+
+  '';
+}
+  
+
+=item realtime_collect [ OPTION => VALUE ... ]
+
+Runs a realtime credit card, ACH (electronic check) or phone bill transaction
+via a Business::OnlinePayment or Business::OnlineThirdPartyPayment realtime
+gateway.  See L<http://420.am/business-onlinepayment> and 
+L<http://420.am/business-onlinethirdpartypayment> for supported gateways.
+
+On failure returns an error message.
+
+Returns false or a hashref upon success.  The hashref contains keys popup_url reference, and collectitems.  The first is a URL to which a browser should be redirected for completion of collection.  The second is a reference id for the transaction suitable for the end user.  The collectitems is a reference to a list of name value pairs suitable for assigning to a html form and posted to popup_url.
+
+Available options are: I<method>, I<amount>, I<description>, I<invnum>, I<quiet>, I<paynum_ref>, I<payunique>, I<session_id>, I<pkgnum>
+
+I<method> is one of: I<CC>, I<ECHECK> and I<LEC>.  If none is specified
+then it is deduced from the customer record.
+
+If no I<amount> is specified, then the customer balance is used.
+
+The additional options I<payname>, I<address1>, I<address2>, I<city>, I<state>,
+I<zip>, I<payinfo> and I<paydate> are also available.  Any of these options,
+if set, will override the value from the customer record.
+
+I<description> is a free-text field passed to the gateway.  It defaults to
+"Internet services".
+
+If an I<invnum> is specified, this payment (if successful) is applied to the
+specified invoice.  If you don't specify an I<invnum> you might want to
+call the B<apply_payments> method.
+
+I<quiet> can be set true to surpress email decline notices.
+
+I<paynum_ref> can be set to a scalar reference.  It will be filled in with the
+resulting paynum, if any.
+
+I<payunique> is a unique identifier for this payment.
+
+I<session_id> is a session identifier associated with this payment.
+
+I<depend_jobnum> allows payment capture to unlock export jobs
+
+=cut
+
+sub realtime_collect {
+  my( $self, %options ) = @_;
+
+  if ( $DEBUG ) {
+    warn "$me realtime_collect:\n";
+    warn "  $_ => $options{$_}\n" foreach keys %options;
+  }
+
+  $options{amount} = $self->balance unless exists( $options{amount} );
+  $options{method} = FS::payby->payby2bop($self->payby)
+    unless exists( $options{method} );
+
+  return $self->realtime_bop({%options});
+
+}
+
+=item _realtime_bop { [ ARG => VALUE ... ] }
+
+Runs a realtime credit card, ACH (electronic check) or phone bill transaction
+via a Business::OnlinePayment realtime gateway.  See
+L<http://420.am/business-onlinepayment> for supported gateways.
+
+Required arguments in the hashref are I<method>, and I<amount>
+
+Available methods are: I<CC>, I<ECHECK> and I<LEC>
+
+Available optional arguments are: I<description>, I<invnum>, I<quiet>, I<paynum_ref>, I<payunique>, I<session_id>
+
+The additional options I<payname>, I<address1>, I<address2>, I<city>, I<state>,
+I<zip>, I<payinfo> and I<paydate> are also available.  Any of these options,
+if set, will override the value from the customer record.
+
+I<description> is a free-text field passed to the gateway.  It defaults to
+"Internet services".
+
+If an I<invnum> is specified, this payment (if successful) is applied to the
+specified invoice.  If you don't specify an I<invnum> you might want to
+call the B<apply_payments> method.
+
+I<quiet> can be set true to surpress email decline notices.
+
+I<paynum_ref> can be set to a scalar reference.  It will be filled in with the
+resulting paynum, if any.
+
+I<payunique> is a unique identifier for this payment.
+
+I<session_id> is a session identifier associated with this payment.
+
+I<depend_jobnum> allows payment capture to unlock export jobs
+
+(moved from cust_bill) (probably should get realtime_{card,ach,lec} here too)
+
+=cut
+
+# some helper routines
+sub _payment_gateway {
+  my ($self, $options) = @_;
+
+  $options->{payment_gateway} = $self->agent->payment_gateway( %$options )
+    unless exists($options->{payment_gateway});
+
+  $options->{payment_gateway};
+}
+
+sub _bop_auth {
+  my ($self, $options) = @_;
+
+  (
+    'login'    => $options->{payment_gateway}->gateway_username,
+    'password' => $options->{payment_gateway}->gateway_password,
+  );
+}
+
+sub _bop_options {
+  my ($self, $options) = @_;
+
+  $options->{payment_gateway}->gatewaynum
+    ? $options->{payment_gateway}->options
+    : @{ $options->{payment_gateway}->get('options') };
+}
+
+sub _bop_defaults {
+  my ($self, $options) = @_;
+
+  $options->{description} ||= 'Internet services';
+  $options->{payinfo} = $self->payinfo unless exists( $options->{payinfo} );
+  $options->{invnum} ||= '';
+  $options->{payname} = $self->payname unless exists( $options->{payname} );
+}
+
+sub _bop_content {
+  my ($self, $options) = @_;
+  my %content = ();
+
+  $content{address} = exists($options->{'address1'})
+                        ? $options->{'address1'}
+                        : $self->address1;
+  my $address2 = exists($options->{'address2'})
+                   ? $options->{'address2'}
+                   : $self->address2;
+  $content{address} .= ", ". $address2 if length($address2);
+
+  my $payip = exists($options->{'payip'}) ? $options->{'payip'} : $self->payip;
+  $content{customer_ip} = $payip if length($payip);
+
+  $content{invoice_number} = $options->{'invnum'}
+    if exists($options->{'invnum'}) && length($options->{'invnum'});
+
+  $content{email_customer} = 
+    (    $conf->exists('business-onlinepayment-email_customer')
+      || $conf->exists('business-onlinepayment-email-override') );
+      
+  $content{payfirst} = $self->getfield('first');
+  $content{paylast} = $self->getfield('last');
+
+  $content{account_name} = "$content{payfirst} $content{paylast}"
+    if $options->{method} eq 'ECHECK';
+
+  $content{name} = $options->{payname};
+  $content{name} = $content{account_name} if exists($content{account_name});
+
+  $content{city} = exists($options->{city})
+                     ? $options->{city}
+                     : $self->city;
+  $content{state} = exists($options->{state})
+                      ? $options->{state}
+                      : $self->state;
+  $content{zip} = exists($options->{zip})
+                    ? $options->{'zip'}
+                    : $self->zip;
+  $content{country} = exists($options->{country})
+                        ? $options->{country}
+                        : $self->country;
+  $content{referer} = 'http://cleanwhisker.420.am/'; #XXX fix referer :/
+  $content{phone} = $self->daytime || $self->night;
+
+  (%content);
+}
+
+my %bop_method2payby = (
+  'CC'     => 'CARD',
+  'ECHECK' => 'CHEK',
+  'LEC'    => 'LECB',
+);
+
+sub _new_realtime_bop {
+  my $self = shift;
+
+  my %options = ();
+  if (ref($_[0]) eq 'HASH') {
+    %options = %{$_[0]};
+  } else {
+    my ( $method, $amount ) = ( shift, shift );
+    %options = @_;
+    $options{method} = $method;
+    $options{amount} = $amount;
+  }
+  
+  if ( $DEBUG ) {
+    warn "$me realtime_bop (new): $options{method} $options{amount}\n";
+    warn "  $_ => $options{$_}\n" foreach keys %options;
+  }
+
+  return $self->fake_bop(%options) if $options{'fake'};
+
+  $self->_bop_defaults(\%options);
+
+  ###
+  # set trans_is_recur based on invnum if there is one
+  ###
+
+  my $trans_is_recur = 0;
+  if ( $options{'invnum'} ) {
+
+    my $cust_bill = qsearchs('cust_bill', { 'invnum' => $options{'invnum'} } );
+    die "invnum ". $options{'invnum'}. " not found" unless $cust_bill;
+
+    my @part_pkg =
+      map  { $_->part_pkg }
+      grep { $_ }
+      map  { $_->cust_pkg }
+      $cust_bill->cust_bill_pkg;
+
+    $trans_is_recur = 1
+      if grep { $_->freq ne '0' } @part_pkg;
+
+  }
+
+  ###
+  # select a gateway
+  ###
+
+  my $payment_gateway =  $self->_payment_gateway( \%options );
+  my $namespace = $payment_gateway->gateway_namespace;
+
+  eval "use $namespace";  
+  die $@ if $@;
+
+  ###
+  # check for banned credit card/ACH
+  ###
+
+  my $ban = qsearchs('banned_pay', {
+    'payby'   => $bop_method2payby{$options{method}},
+    'payinfo' => md5_base64($options{payinfo}),
+  } );
+  return "Banned credit card" if $ban;
+
+  ###
+  # massage data
+  ###
+
+  my (%bop_content) = $self->_bop_content(\%options);
+
+  if ( $options{method} ne 'ECHECK' ) {
+    $options{payname} =~ /^\s*([\w \,\.\-\']*)?\s+([\w\,\.\-\']+)\s*$/
+      or return "Illegal payname $options{payname}";
+    ($bop_content{payfirst}, $bop_content{paylast}) = ($1, $2);
+  }
+
+  my @invoicing_list = $self->invoicing_list_emailonly;
+  if ( $conf->exists('emailinvoiceautoalways')
+       || $conf->exists('emailinvoiceauto') && ! @invoicing_list
+       || ( $conf->exists('emailinvoiceonly') && ! @invoicing_list ) ) {
+    push @invoicing_list, $self->all_emails;
+  }
+
+  my $email = ($conf->exists('business-onlinepayment-email-override'))
+              ? $conf->config('business-onlinepayment-email-override')
+              : $invoicing_list[0];
+
+  my $paydate = '';
+  my %content = ();
+  if ( $namespace eq 'Business::OnlinePayment' && $options{method} eq 'CC' ) {
+
+    $content{card_number} = $options{payinfo};
+    $paydate = exists($options{'paydate'})
+                    ? $options{'paydate'}
+                    : $self->paydate;
+    $paydate =~ /^\d{2}(\d{2})[\/\-](\d+)[\/\-]\d+$/;
+    $content{expiration} = "$2/$1";
+
+    my $paycvv = exists($options{'paycvv'})
+                   ? $options{'paycvv'}
+                   : $self->paycvv;
+    $content{cvv2} = $paycvv
+      if length($paycvv);
+
+    my $paystart_month = exists($options{'paystart_month'})
+                           ? $options{'paystart_month'}
+                           : $self->paystart_month;
+
+    my $paystart_year  = exists($options{'paystart_year'})
+                           ? $options{'paystart_year'}
+                           : $self->paystart_year;
+
+    $content{card_start} = "$paystart_month/$paystart_year"
+      if $paystart_month && $paystart_year;
+
+    my $payissue       = exists($options{'payissue'})
+                           ? $options{'payissue'}
+                           : $self->payissue;
+    $content{issue_number} = $payissue if $payissue;
+
+    if ( $self->_bop_recurring_billing( 'payinfo'        => $options{'payinfo'},
+                                        'trans_is_recur' => $trans_is_recur,
+                                      )
+       )
+    {
+      $content{recurring_billing} = 'YES';
+      $content{acct_code} = 'rebill'
+        if $conf->exists('credit_card-recurring_billing_acct_code');
+    }
+
+  } elsif ( $namespace eq 'Business::OnlinePayment' && $options{method} eq 'ECHECK' ){
+    ( $content{account_number}, $content{routing_code} ) =
+      split('@', $options{payinfo});
+    $content{bank_name} = $options{payname};
+    $content{bank_state} = exists($options{'paystate'})
+                             ? $options{'paystate'}
+                             : $self->getfield('paystate');
+    $content{account_type} = exists($options{'paytype'})
+                               ? uc($options{'paytype'}) || 'CHECKING'
+                               : uc($self->getfield('paytype')) || 'CHECKING';
+    $content{customer_org} = $self->company ? 'B' : 'I';
+    $content{state_id}       = exists($options{'stateid'})
+                                 ? $options{'stateid'}
+                                 : $self->getfield('stateid');
+    $content{state_id_state} = exists($options{'stateid_state'})
+                                 ? $options{'stateid_state'}
+                                 : $self->getfield('stateid_state');
+    $content{customer_ssn} = exists($options{'ss'})
+                               ? $options{'ss'}
+                               : $self->ss;
+  } elsif ( $namespace eq 'Business::OnlinePayment' && $options{method} eq 'LEC' ) {
+    $content{phone} = $options{payinfo};
+  } elsif ( $namespace eq 'Business::OnlineThirdPartyPayment' ) {
+    #move along
+  } else {
+    #die an evil death
+  }
+
+  ###
+  # run transaction(s)
+  ###
+
+  my $balance = exists( $options{'balance'} )
+                  ? $options{'balance'}
+                  : $self->balance;
+
+  $self->select_for_update; #mutex ... just until we get our pending record in
+
+  #the checks here are intended to catch concurrent payments
+  #double-form-submission prevention is taken care of in cust_pay_pending::check
+
+  #check the balance
+  return "The customer's balance has changed; $options{method} transaction aborted."
+    if $self->balance < $balance;
+    #&& $self->balance < $options{amount}; #might as well anyway?
+
+  #also check and make sure there aren't *other* pending payments for this cust
+
+  my @pending = qsearch('cust_pay_pending', {
+    'custnum' => $self->custnum,
+    'status'  => { op=>'!=', value=>'done' } 
+  });
+  return "A payment is already being processed for this customer (".
+         join(', ', map 'paypendingnum '. $_->paypendingnum, @pending ).
+         "); $options{method} transaction aborted."
+    if scalar(@pending);
+
+  #okay, good to go, if we're a duplicate, cust_pay_pending will kick us out
+
+  my $cust_pay_pending = new FS::cust_pay_pending {
+    'custnum'           => $self->custnum,
+    #'invnum'            => $options{'invnum'},
+    'paid'              => $options{amount},
+    '_date'             => '',
+    'payby'             => $bop_method2payby{$options{method}},
+    'payinfo'           => $options{payinfo},
+    'paydate'           => $paydate,
+    'recurring_billing' => $content{recurring_billing},
+    'pkgnum'            => $options{'pkgnum'},
+    'status'            => 'new',
+    'gatewaynum'        => $payment_gateway->gatewaynum || '',
+    'session_id'        => $options{session_id} || '',
+    'jobnum'            => $options{depend_jobnum} || '',
+  };
+  $cust_pay_pending->payunique( $options{payunique} )
+    if defined($options{payunique}) && length($options{payunique});
+  my $cpp_new_err = $cust_pay_pending->insert; #mutex lost when this is inserted
+  return $cpp_new_err if $cpp_new_err;
+
+  my( $action1, $action2 ) =
+    split( /\s*\,\s*/, $payment_gateway->gateway_action );
+
+  my $transaction = new $namespace( $payment_gateway->gateway_module,
+                                    $self->_bop_options(\%options),
+                                  );
+
+  $transaction->content(
+    'type'           => $options{method},
+    $self->_bop_auth(\%options),          
+    'action'         => $action1,
+    'description'    => $options{'description'},
+    'amount'         => $options{amount},
+    #'invoice_number' => $options{'invnum'},
+    'customer_id'    => $self->custnum,
+    %bop_content,
+    'reference'      => $cust_pay_pending->paypendingnum, #for now
+    'email'          => $email,
+    %content, #after
+  );
+
+  $cust_pay_pending->status('pending');
+  my $cpp_pending_err = $cust_pay_pending->replace;
+  return $cpp_pending_err if $cpp_pending_err;
+
+  #config?
+  my $BOP_TESTING = 0;
+  my $BOP_TESTING_SUCCESS = 1;
+
+  unless ( $BOP_TESTING ) {
+    $transaction->submit();
+  } else {
+    if ( $BOP_TESTING_SUCCESS ) {
+      $transaction->is_success(1);
+      $transaction->authorization('fake auth');
+    } else {
+      $transaction->is_success(0);
+      $transaction->error_message('fake failure');
+    }
+  }
+
+  if ( $transaction->is_success() && $namespace eq 'Business::OnlineThirdPartyPayment' ) {
+
+    return { reference => $cust_pay_pending->paypendingnum,
+             map { $_ => $transaction->$_ } qw ( popup_url collectitems ) };
+
+  } elsif ( $transaction->is_success() && $action2 ) {
+
+    $cust_pay_pending->status('authorized');
+    my $cpp_authorized_err = $cust_pay_pending->replace;
+    return $cpp_authorized_err if $cpp_authorized_err;
+
+    my $auth = $transaction->authorization;
+    my $ordernum = $transaction->can('order_number')
+                   ? $transaction->order_number
+                   : '';
+
+    my $capture =
+      new Business::OnlinePayment( $payment_gateway->gateway_module,
+                                   $self->_bop_options(\%options),
+                                 );
+
+    my %capture = (
+      %content,
+      type           => $options{method},
+      action         => $action2,
+      $self->_bop_auth(\%options),          
+      order_number   => $ordernum,
+      amount         => $options{amount},
+      authorization  => $auth,
+      description    => $options{'description'},
+    );
+
+    foreach my $field (qw( authorization_source_code returned_ACI
+                           transaction_identifier validation_code           
+                           transaction_sequence_num local_transaction_date    
+                           local_transaction_time AVS_result_code          )) {
+      $capture{$field} = $transaction->$field() if $transaction->can($field);
+    }
+
+    $capture->content( %capture );
+
+    $capture->submit();
+
+    unless ( $capture->is_success ) {
+      my $e = "Authorization successful but capture failed, custnum #".
+              $self->custnum. ': '.  $capture->result_code.
+              ": ". $capture->error_message;
+      warn $e;
+      return $e;
+    }
+
+  }
+
+  ###
+  # remove paycvv after initial transaction
+  ###
+
+  #false laziness w/misc/process/payment.cgi - check both to make sure working
+  # correctly
+  if ( defined $self->dbdef_table->column('paycvv')
+       && length($self->paycvv)
+       && ! grep { $_ eq cardtype($options{payinfo}) } $conf->config('cvv-save')
+  ) {
+    my $error = $self->remove_cvv;
+    if ( $error ) {
+      warn "WARNING: error removing cvv: $error\n";
+    }
+  }
+
+  ###
+  # result handling
+  ###
+
+  $self->_realtime_bop_result( $cust_pay_pending, $transaction, %options );
+
+}
+
+=item fake_bop
+
+=cut
+
+sub fake_bop {
+  my $self = shift;
+
+  my %options = ();
+  if (ref($_[0]) eq 'HASH') {
+    %options = %{$_[0]};
+  } else {
+    my ( $method, $amount ) = ( shift, shift );
+    %options = @_;
+    $options{method} = $method;
+    $options{amount} = $amount;
+  }
+  
+  if ( $options{'fake_failure'} ) {
+     return "Error: No error; test failure requested with fake_failure";
+  }
 
   #my $paybatch = '';
-  #if ( $payment_gateway ) { # agent override
+  #if ( $payment_gateway->gatewaynum ) { # agent override
   #  $paybatch = $payment_gateway->gatewaynum. '-';
   #}
   #
@@ -3746,49 +5342,397 @@ sub fake_bop {
   #  if $transaction->can('order_number')
   #  && length($transaction->order_number);
 
-  my $paybatch = 'FakeProcessor:54:32';
+  my $paybatch = 'FakeProcessor:54:32';
+
+  my $cust_pay = new FS::cust_pay ( {
+     'custnum'  => $self->custnum,
+     'invnum'   => $options{'invnum'},
+     'paid'     => $options{amount},
+     '_date'    => '',
+     'payby'    => $bop_method2payby{$options{method}},
+     #'payinfo'  => $payinfo,
+     'payinfo'  => '4111111111111111',
+     'paybatch' => $paybatch,
+     #'paydate'  => $paydate,
+     'paydate'  => '2012-05-01',
+  } );
+  $cust_pay->payunique( $options{payunique} ) if length($options{payunique});
+
+  my $error = $cust_pay->insert($options{'manual'} ? ( 'manual' => 1 ) : () );
+
+  if ( $error ) {
+    $cust_pay->invnum(''); #try again with no specific invnum
+    my $error2 = $cust_pay->insert( $options{'manual'} ?
+                                    ( 'manual' => 1 ) : ()
+                                  );
+    if ( $error2 ) {
+      # gah, even with transactions.
+      my $e = 'WARNING: Card/ACH debited but database not updated - '.
+              "error inserting (fake!) payment: $error2".
+              " (previously tried insert with invnum #$options{'invnum'}" .
+              ": $error )";
+      warn $e;
+      return $e;
+    }
+  }
+
+  if ( $options{'paynum_ref'} ) {
+    ${ $options{'paynum_ref'} } = $cust_pay->paynum;
+  }
+
+  return ''; #no error
+
+}
+
+
+# item _realtime_bop_result CUST_PAY_PENDING, BOP_OBJECT [ OPTION => VALUE ... ]
+# 
+# Wraps up processing of a realtime credit card, ACH (electronic check) or
+# phone bill transaction.
+
+sub _realtime_bop_result {
+  my( $self, $cust_pay_pending, $transaction, %options ) = @_;
+  if ( $DEBUG ) {
+    warn "$me _realtime_bop_result: pending transaction ".
+      $cust_pay_pending->paypendingnum. "\n";
+    warn "  $_ => $options{$_}\n" foreach keys %options;
+  }
+
+  my $payment_gateway = $options{payment_gateway}
+    or return "no payment gateway in arguments to _realtime_bop_result";
+
+  $cust_pay_pending->status($transaction->is_success() ? 'captured' : 'declined');
+  my $cpp_captured_err = $cust_pay_pending->replace;
+  return $cpp_captured_err if $cpp_captured_err;
+
+  if ( $transaction->is_success() ) {
+
+    my $paybatch = '';
+    if ( $payment_gateway->gatewaynum ) { # agent override
+      $paybatch = $payment_gateway->gatewaynum. '-';
+    }
+
+    $paybatch .= $payment_gateway->gateway_module. ":".
+      $transaction->authorization;
+
+    $paybatch .= ':'. $transaction->order_number
+      if $transaction->can('order_number')
+      && length($transaction->order_number);
+
+    my $cust_pay = new FS::cust_pay ( {
+       'custnum'  => $self->custnum,
+       'invnum'   => $options{'invnum'},
+       'paid'     => $cust_pay_pending->paid,
+       '_date'    => '',
+       'payby'    => $cust_pay_pending->payby,
+       #'payinfo'  => $payinfo,
+       'paybatch' => $paybatch,
+       'paydate'  => $cust_pay_pending->paydate,
+       'pkgnum'   => $cust_pay_pending->pkgnum,
+    } );
+    #doesn't hurt to know, even though the dup check is in cust_pay_pending now
+    $cust_pay->payunique( $options{payunique} )
+      if defined($options{payunique}) && length($options{payunique});
+
+    my $oldAutoCommit = $FS::UID::AutoCommit;
+    local $FS::UID::AutoCommit = 0;
+    my $dbh = dbh;
+
+    #start a transaction, insert the cust_pay and set cust_pay_pending.status to done in a single transction
+
+    my $error = $cust_pay->insert($options{'manual'} ? ( 'manual' => 1 ) : () );
+
+    if ( $error ) {
+      $cust_pay->invnum(''); #try again with no specific invnum
+      my $error2 = $cust_pay->insert( $options{'manual'} ?
+                                      ( 'manual' => 1 ) : ()
+                                    );
+      if ( $error2 ) {
+        # gah.  but at least we have a record of the state we had to abort in
+        # from cust_pay_pending now.
+        my $e = "WARNING: $options{method} captured but payment not recorded -".
+                " error inserting payment (". $payment_gateway->gateway_module.
+                "): $error2".
+                " (previously tried insert with invnum #$options{'invnum'}" .
+                ": $error ) - pending payment saved as paypendingnum ".
+                $cust_pay_pending->paypendingnum. "\n";
+        warn $e;
+        return $e;
+      }
+    }
+
+    my $jobnum = $cust_pay_pending->jobnum;
+    if ( $jobnum ) {
+       my $placeholder = qsearchs( 'queue', { 'jobnum' => $jobnum } );
+      
+       unless ( $placeholder ) {
+         $dbh->rollback or die $dbh->errstr if $oldAutoCommit;
+         my $e = "WARNING: $options{method} captured but job $jobnum not ".
+             "found for paypendingnum ". $cust_pay_pending->paypendingnum. "\n";
+         warn $e;
+         return $e;
+       }
+
+       $error = $placeholder->delete;
+
+       if ( $error ) {
+         $dbh->rollback or die $dbh->errstr if $oldAutoCommit;
+         my $e = "WARNING: $options{method} captured but could not delete ".
+              "job $jobnum for paypendingnum ".
+              $cust_pay_pending->paypendingnum. ": $error\n";
+         warn $e;
+         return $e;
+       }
+
+    }
+    
+    if ( $options{'paynum_ref'} ) {
+      ${ $options{'paynum_ref'} } = $cust_pay->paynum;
+    }
+
+    $cust_pay_pending->status('done');
+    $cust_pay_pending->statustext('captured');
+    $cust_pay_pending->paynum($cust_pay->paynum);
+    my $cpp_done_err = $cust_pay_pending->replace;
+
+    if ( $cpp_done_err ) {
+
+      $dbh->rollback or die $dbh->errstr if $oldAutoCommit;
+      my $e = "WARNING: $options{method} captured but payment not recorded - ".
+              "error updating status for paypendingnum ".
+              $cust_pay_pending->paypendingnum. ": $cpp_done_err \n";
+      warn $e;
+      return $e;
+
+    } else {
+
+      $dbh->commit or die $dbh->errstr if $oldAutoCommit;
+      return ''; #no error
+
+    }
+
+  } else {
+
+    my $perror = $payment_gateway->gateway_module. " error: ".
+      $transaction->error_message;
+
+    my $jobnum = $cust_pay_pending->jobnum;
+    if ( $jobnum ) {
+       my $placeholder = qsearchs( 'queue', { 'jobnum' => $jobnum } );
+      
+       if ( $placeholder ) {
+         my $error = $placeholder->depended_delete;
+         $error ||= $placeholder->delete;
+         warn "error removing provisioning jobs after declined paypendingnum ".
+           $cust_pay_pending->paypendingnum. "\n";
+       } else {
+         my $e = "error finding job $jobnum for declined paypendingnum ".
+              $cust_pay_pending->paypendingnum. "\n";
+         warn $e;
+       }
+
+    }
+    
+    unless ( $transaction->error_message ) {
+
+      my $t_response;
+      if ( $transaction->can('response_page') ) {
+        $t_response = {
+                        'page'    => ( $transaction->can('response_page')
+                                         ? $transaction->response_page
+                                         : ''
+                                     ),
+                        'code'    => ( $transaction->can('response_code')
+                                         ? $transaction->response_code
+                                         : ''
+                                     ),
+                        'headers' => ( $transaction->can('response_headers')
+                                         ? $transaction->response_headers
+                                         : ''
+                                     ),
+                      };
+      } else {
+        $t_response .=
+          "No additional debugging information available for ".
+            $payment_gateway->gateway_module;
+      }
+
+      $perror .= "No error_message returned from ".
+                   $payment_gateway->gateway_module. " -- ".
+                 ( ref($t_response) ? Dumper($t_response) : $t_response );
+
+    }
+
+    if ( !$options{'quiet'} && !$realtime_bop_decline_quiet
+         && $conf->exists('emaildecline')
+         && grep { $_ ne 'POST' } $self->invoicing_list
+         && ! grep { $transaction->error_message =~ /$_/ }
+                   $conf->config('emaildecline-exclude')
+    ) {
+      my @templ = $conf->config('declinetemplate');
+      my $template = new Text::Template (
+        TYPE   => 'ARRAY',
+        SOURCE => [ map "$_\n", @templ ],
+      ) or return "($perror) can't create template: $Text::Template::ERROR";
+      $template->compile()
+        or return "($perror) can't compile template: $Text::Template::ERROR";
+
+      my $templ_hash = {
+        'company_name'    =>
+          scalar( $conf->config('company_name', $self->agentnum ) ),
+        'company_address' =>
+          join("\n", $conf->config('company_address', $self->agentnum ) ),
+        'error'           => $transaction->error_message,
+      };
 
-  my $cust_pay = new FS::cust_pay ( {
-     'custnum'  => $self->custnum,
-     'invnum'   => $options{'invnum'},
-     'paid'     => $amount,
-     '_date'    => '',
-     'payby'    => $method2payby{$method},
-     #'payinfo'  => $payinfo,
-     'payinfo'  => '4111111111111111',
-     'paybatch' => $paybatch,
-     #'paydate'  => $paydate,
-     'paydate'  => '2012-05-01',
-  } );
-  $cust_pay->payunique( $options{payunique} ) if length($options{payunique});
+      my $error = send_email(
+        'from'    => $conf->config('invoice_from', $self->agentnum ),
+        'to'      => [ grep { $_ ne 'POST' } $self->invoicing_list ],
+        'subject' => 'Your payment could not be processed',
+        'body'    => [ $template->fill_in(HASH => $templ_hash) ],
+      );
 
-  my $error = $cust_pay->insert($options{'manual'} ? ( 'manual' => 1 ) : () );
+      $perror .= " (also received error sending decline notification: $error)"
+        if $error;
 
-  if ( $error ) {
-    $cust_pay->invnum(''); #try again with no specific invnum
-    my $error2 = $cust_pay->insert( $options{'manual'} ?
-                                    ( 'manual' => 1 ) : ()
-                                  );
-    if ( $error2 ) {
-      # gah, even with transactions.
-      my $e = 'WARNING: Card/ACH debited but database not updated - '.
-              "error inserting (fake!) payment: $error2".
-              " (previously tried insert with invnum #$options{'invnum'}" .
-              ": $error )";
+    }
+
+    $cust_pay_pending->status('done');
+    $cust_pay_pending->statustext("declined: $perror");
+    my $cpp_done_err = $cust_pay_pending->replace;
+    if ( $cpp_done_err ) {
+      my $e = "WARNING: $options{method} declined but pending payment not ".
+              "resolved - error updating status for paypendingnum ".
+              $cust_pay_pending->paypendingnum. ": $cpp_done_err \n";
       warn $e;
-      return $e;
+      $perror = "$e ($perror)";
     }
+
+    return $perror;
   }
 
-  if ( $options{'paynum_ref'} ) {
-    ${ $options{'paynum_ref'} } = $cust_pay->paynum;
+}
+
+=item realtime_botpp_capture CUST_PAY_PENDING [ OPTION => VALUE ... ]
+
+Verifies successful third party processing of a realtime credit card,
+ACH (electronic check) or phone bill transaction via a
+Business::OnlineThirdPartyPayment realtime gateway.  See
+L<http://420.am/business-onlinethirdpartypayment> for supported gateways.
+
+Available options are: I<description>, I<invnum>, I<quiet>, I<paynum_ref>, I<payunique>
+
+The additional options I<payname>, I<city>, I<state>,
+I<zip>, I<payinfo> and I<paydate> are also available.  Any of these options,
+if set, will override the value from the customer record.
+
+I<description> is a free-text field passed to the gateway.  It defaults to
+"Internet services".
+
+If an I<invnum> is specified, this payment (if successful) is applied to the
+specified invoice.  If you don't specify an I<invnum> you might want to
+call the B<apply_payments> method.
+
+I<quiet> can be set true to surpress email decline notices.
+
+I<paynum_ref> can be set to a scalar reference.  It will be filled in with the
+resulting paynum, if any.
+
+I<payunique> is a unique identifier for this payment.
+
+Returns a hashref containing elements bill_error (which will be undefined
+upon success) and session_id of any associated session.
+
+=cut
+
+sub realtime_botpp_capture {
+  my( $self, $cust_pay_pending, %options ) = @_;
+  if ( $DEBUG ) {
+    warn "$me realtime_botpp_capture: pending transaction $cust_pay_pending\n";
+    warn "  $_ => $options{$_}\n" foreach keys %options;
   }
 
-  return ''; #no error
+  eval "use Business::OnlineThirdPartyPayment";  
+  die $@ if $@;
+
+  ###
+  # select the gateway
+  ###
+
+  my $method = FS::payby->payby2bop($cust_pay_pending->payby);
+
+  my $payment_gateway = $cust_pay_pending->gatewaynum
+    ? qsearchs( 'payment_gateway',
+                { gatewaynum => $cust_pay_pending->gatewaynum }
+              )
+    : $self->agent->payment_gateway( 'method' => $method,
+                                     # 'invnum'  => $cust_pay_pending->invnum,
+                                     # 'payinfo' => $cust_pay_pending->payinfo,
+                                   );
+
+  $options{payment_gateway} = $payment_gateway; # for the helper subs
+
+  ###
+  # massage data
+  ###
+
+  my @invoicing_list = $self->invoicing_list_emailonly;
+  if ( $conf->exists('emailinvoiceautoalways')
+       || $conf->exists('emailinvoiceauto') && ! @invoicing_list
+       || ( $conf->exists('emailinvoiceonly') && ! @invoicing_list ) ) {
+    push @invoicing_list, $self->all_emails;
+  }
+
+  my $email = ($conf->exists('business-onlinepayment-email-override'))
+              ? $conf->config('business-onlinepayment-email-override')
+              : $invoicing_list[0];
+
+  my %content = ();
+
+  $content{email_customer} = 
+    (    $conf->exists('business-onlinepayment-email_customer')
+      || $conf->exists('business-onlinepayment-email-override') );
+      
+  ###
+  # run transaction(s)
+  ###
+
+  my $transaction =
+    new Business::OnlineThirdPartyPayment( $payment_gateway->gateway_module,
+                                           $self->_bop_options(\%options),
+                                         );
+
+  $transaction->reference({ %options }); 
+
+  $transaction->content(
+    'type'           => $method,
+    $self->_bop_auth(\%options),
+    'action'         => 'Post Authorization',
+    'description'    => $options{'description'},
+    'amount'         => $cust_pay_pending->paid,
+    #'invoice_number' => $options{'invnum'},
+    'customer_id'    => $self->custnum,
+    'referer'        => 'http://cleanwhisker.420.am/',
+    'reference'      => $cust_pay_pending->paypendingnum,
+    'email'          => $email,
+    'phone'          => $self->daytime || $self->night,
+    %content, #after
+    # plus whatever is required for bogus capture avoidance
+  );
+
+  $transaction->submit();
+
+  my $error =
+    $self->_realtime_bop_result( $cust_pay_pending, $transaction, %options );
+
+  {
+    bill_error => $error,
+    session_id => $cust_pay_pending->session_id,
+  }
 
 }
 
-=item default_payment_gateway
+=item default_payment_gateway DEPRECATED -- use agent->payment_gateway
 
 =cut
 
@@ -3798,6 +5742,8 @@ sub default_payment_gateway {
   die "Real-time processing not enabled\n"
     unless $conf->exists('business-onlinepayment');
 
+  #warn "default_payment_gateway deprecated -- use agent->payment_gateway\n";
+
   #load up config
   my $bop_config = 'business-onlinepayment';
   $bop_config .= '-ach'
@@ -3831,7 +5777,7 @@ sub remove_cvv {
   '';
 }
 
-=item realtime_refund_bop METHOD [ OPTION => VALUE ... ]
+=item _new_realtime_refund_bop METHOD [ OPTION => VALUE ... ]
 
 Refunds a realtime credit card, ACH (electronic check) or phone bill transaction
 via a Business::OnlinePayment realtime gateway.  See
@@ -3869,16 +5815,23 @@ gateway is attempted.
 
 #some false laziness w/realtime_bop, not enough to make it worth merging
 #but some useful small subs should be pulled out
-sub realtime_refund_bop {
-  my( $self, $method, %options ) = @_;
+sub _new_realtime_refund_bop {
+  my $self = shift;
+
+  my %options = ();
+  if (ref($_[0]) ne 'HASH') {
+    %options = %{$_[0]};
+  } else {
+    my $method = shift;
+    %options = @_;
+    $options{method} = $method;
+  }
+
   if ( $DEBUG ) {
-    warn "$me realtime_refund_bop: $method refund\n";
+    warn "$me realtime_refund_bop (new): $options{method} refund\n";
     warn "  $_ => $options{$_}\n" foreach keys %options;
   }
 
-  eval "use Business::OnlinePayment";  
-  die $@ if $@;
-
   ###
   # look up the original payment and optionally a gateway for that payment
   ###
@@ -3886,7 +5839,7 @@ sub realtime_refund_bop {
   my $cust_pay = '';
   my $amount = $options{'amount'};
 
-  my( $processor, $login, $password, @bop_options ) ;
+  my( $processor, $login, $password, @bop_options, $namespace ) ;
   my( $auth, $order_number ) = ( '', '', '' );
 
   if ( $options{'paynum'} ) {
@@ -3912,13 +5865,22 @@ sub realtime_refund_bop {
       $processor   = $payment_gateway->gateway_module;
       $login       = $payment_gateway->gateway_username;
       $password    = $payment_gateway->gateway_password;
+      $namespace   = $payment_gateway->gateway_namespace;
       @bop_options = $payment_gateway->options;
 
     } else { #try the default gateway
 
-      my( $conf_processor, $unused_action );
-      ( $conf_processor, $login, $password, $unused_action, @bop_options ) =
-        $self->default_payment_gateway($method);
+      my $conf_processor;
+      my $payment_gateway =
+        $self->agent->payment_gateway('method' => $options{method});
+
+      ( $conf_processor, $login, $password, $namespace ) =
+        map { my $method = "gateway_$_"; $payment_gateway->$method }
+          qw( module username password namespace );
+
+      @bop_options = $payment_gateway->gatewaynum
+                       ? $payment_gateway->options
+                       : @{ $payment_gateway->get('options') };
 
       return "processor of payment $options{'paynum'} $processor does not".
              " match default processor $conf_processor"
@@ -3929,51 +5891,32 @@ sub realtime_refund_bop {
 
   } else { # didn't specify a paynum, so look for agent gateway overrides
            # like a normal transaction 
-
-    my $cardtype;
-    if ( $method eq 'CC' ) {
-      $cardtype = cardtype($self->payinfo);
-    } elsif ( $method eq 'ECHECK' ) {
-      $cardtype = 'ACH';
-    } else {
-      $cardtype = $method;
-    }
-    my $override =
-           qsearchs('agent_payment_gateway', { agentnum => $self->agentnum,
-                                               cardtype => $cardtype,
-                                               taxclass => '',              } )
-        || qsearchs('agent_payment_gateway', { agentnum => $self->agentnum,
-                                               cardtype => '',
-                                               taxclass => '',              } );
-
-    if ( $override ) { #use a payment gateway override
  
-      my $payment_gateway = $override->payment_gateway;
-
-      $processor   = $payment_gateway->gateway_module;
-      $login       = $payment_gateway->gateway_username;
-      $password    = $payment_gateway->gateway_password;
-      #$action      = $payment_gateway->gateway_action;
-      @bop_options = $payment_gateway->options;
-
-    } else { #use the standard settings from the config
-
-      my $unused_action;
-      ( $processor, $login, $password, $unused_action, @bop_options ) =
-        $self->default_payment_gateway($method);
+    my $payment_gateway =
+      $self->agent->payment_gateway( 'method'  => $options{method},
+                                     #'payinfo' => $payinfo,
+                                   );
+    my( $processor, $login, $password, $namespace ) =
+      map { my $method = "gateway_$_"; $payment_gateway->$method }
+        qw( module username password namespace );
 
-    }
+    my @bop_options = $payment_gateway->gatewaynum
+                        ? $payment_gateway->options
+                        : @{ $payment_gateway->get('options') };
 
   }
   return "neither amount nor paynum specified" unless $amount;
 
+  eval "use $namespace";  
+  die $@ if $@;
+
   my %content = (
-    'type'           => $method,
+    'type'           => $options{method},
     'login'          => $login,
     'password'       => $password,
     'order_number'   => $order_number,
     'amount'         => $amount,
-    'referer'        => 'http://cleanwhisker.420.am/',
+    'referer'        => 'http://cleanwhisker.420.am/', #XXX fix referer :/
   );
   $content{authorization} = $auth
     if length($auth); #echeck/ACH transactions have an order # but no auth
@@ -4018,7 +5961,7 @@ sub realtime_refund_bop {
   $address .= ", ". $self->address2 if $self->address2;
 
   my($payname, $payfirst, $paylast);
-  if ( $self->payname && $method ne 'ECHECK' ) {
+  if ( $self->payname && $options{method} ne 'ECHECK' ) {
     $payname = $self->payname;
     $payname =~ /^\s*([\w \,\.\-\']*)?\s+([\w\,\.\-\']+)\s*$/
       or return "Illegal payname $payname";
@@ -4047,7 +5990,7 @@ sub realtime_refund_bop {
     if length($payip);
 
   my $payinfo = '';
-  if ( $method eq 'CC' ) {
+  if ( $options{method} eq 'CC' ) {
 
     if ( $cust_pay ) {
       $content{card_number} = $payinfo = $cust_pay->payinfo;
@@ -4061,7 +6004,7 @@ sub realtime_refund_bop {
       $content{expiration} = "$2/$1";
     }
 
-  } elsif ( $method eq 'ECHECK' ) {
+  } elsif ( $options{method} eq 'ECHECK' ) {
 
     if ( $cust_pay ) {
       $payinfo = $cust_pay->payinfo;
@@ -4074,7 +6017,7 @@ sub realtime_refund_bop {
     $content{account_name} = $payname;
     $content{customer_org} = $self->company ? 'B' : 'I';
     $content{customer_ssn} = $self->ss;
-  } elsif ( $method eq 'LEC' ) {
+  } elsif ( $options{method} eq 'LEC' ) {
     $content{phone} = $payinfo = $self->payinfo;
   }
 
@@ -4102,12 +6045,6 @@ sub realtime_refund_bop {
   return "$processor error: ". $refund->error_message
     unless $refund->is_success();
 
-  my %method2payby = (
-    'CC'     => 'CARD',
-    'ECHECK' => 'CHEK',
-    'LEC'    => 'LECB',
-  );
-
   my $paybatch = "$processor:". $refund->authorization;
   $paybatch .= ':'. $refund->order_number
     if $refund->can('order_number') && $refund->order_number;
@@ -4125,7 +6062,7 @@ sub realtime_refund_bop {
     'paynum'   => $options{'paynum'},
     'refund'   => $amount,
     '_date'    => '',
-    'payby'    => $method2payby{$method},
+    'payby'    => $bop_method2payby{$options{method}},
     'payinfo'  => $payinfo,
     'paybatch' => $paybatch,
     'reason'   => $options{'reason'} || 'card or ACH refund',
@@ -4279,19 +6216,23 @@ sub batch_card {
   '';
 }
 
-=item apply_payments_and_credits
+=item apply_payments_and_credits [ OPTION => VALUE ... ]
 
 Applies unapplied payments and credits.
 
 In most cases, this new method should be used in place of sequential
 apply_payments and apply_credits methods.
 
+A hash of optional arguments may be passed.  Currently "manual" is supported.
+If true, a payment receipt is sent instead of a statement when
+'payment_receipt_email' configuration option is set.
+
 If there is an error, returns the error, otherwise returns false.
 
 =cut
 
 sub apply_payments_and_credits {
-  my $self = shift;
+  my( $self, %options ) = @_;
 
   local $SIG{HUP} = 'IGNORE';
   local $SIG{INT} = 'IGNORE';
@@ -4307,7 +6248,7 @@ sub apply_payments_and_credits {
   $self->select_for_update; #mutex
 
   foreach my $cust_bill ( $self->open_cust_bill ) {
-    my $error = $cust_bill->apply_payments_and_credits;
+    my $error = $cust_bill->apply_payments_and_credits(%options);
     if ( $error ) {
       $dbh->rollback if $oldAutoCommit;
       return "Error applying: $error";
@@ -4360,32 +6301,52 @@ sub apply_credits {
   @invoices = sort { $b->_date <=> $a->_date } @invoices
     if defined($opt{'order'}) && $opt{'order'} eq 'newest';
 
+  if ( $conf->exists('pkg-balances') ) {
+    # limit @credits to those w/ a pkgnum grepped from $self
+    my %pkgnums = ();
+    foreach my $i (@invoices) {
+      foreach my $li ( $i->cust_bill_pkg ) {
+        $pkgnums{$li->pkgnum} = 1;
+      }
+    }
+    @credits = grep { ! $_->pkgnum || $pkgnums{$_->pkgnum} } @credits;
+  }
+
   my $credit;
+
   foreach my $cust_bill ( @invoices ) {
-    my $amount;
 
     if ( !defined($credit) || $credit->credited == 0) {
       $credit = pop @credits or last;
     }
 
-    if ($cust_bill->owed >= $credit->credited) {
-      $amount=$credit->credited;
-    }else{
-      $amount=$cust_bill->owed;
+    my $owed;
+    if ( $conf->exists('pkg-balances') && $credit->pkgnum ) {
+      $owed = $cust_bill->owed_pkgnum($credit->pkgnum);
+    } else {
+      $owed = $cust_bill->owed;
+    }
+    unless ( $owed > 0 ) {
+      push @credits, $credit;
+      next;
     }
+
+    my $amount = min( $credit->credited, $owed );
     
     my $cust_credit_bill = new FS::cust_credit_bill ( {
       'crednum' => $credit->crednum,
       'invnum'  => $cust_bill->invnum,
       'amount'  => $amount,
     } );
+    $cust_credit_bill->pkgnum( $credit->pkgnum )
+      if $conf->exists('pkg-balances') && $credit->pkgnum;
     my $error = $cust_credit_bill->insert;
     if ( $error ) {
       $dbh->rollback or die $dbh->errstr if $oldAutoCommit;
       die $error;
     }
     
-    redo if ($cust_bill->owed > 0);
+    redo if ($cust_bill->owed > 0) && ! $conf->exists('pkg-balances');
 
   }
 
@@ -4396,19 +6357,24 @@ sub apply_credits {
   return $total_unapplied_credits;
 }
 
-=item apply_payments
+=item apply_payments  [ OPTION => VALUE ... ]
 
 Applies (see L<FS::cust_bill_pay>) unapplied payments (see L<FS::cust_pay>)
 to outstanding invoice balances in chronological order.
 
  #and returns the value of any remaining unapplied payments.
 
+A hash of optional arguments may be passed.  Currently "manual" is supported.
+If true, a payment receipt is sent instead of a statement when
+'payment_receipt_email' configuration option is set.
+
+
 Dies if there is an error.
 
 =cut
 
 sub apply_payments {
-  my $self = shift;
+  my( $self, %options ) = @_;
 
   local $SIG{HUP} = 'IGNORE';
   local $SIG{INT} = 'IGNORE';
@@ -4433,33 +6399,52 @@ sub apply_payments {
                  grep { $_->owed > 0 }
                  $self->cust_bill;
 
+  if ( $conf->exists('pkg-balances') ) {
+    # limit @payments to those w/ a pkgnum grepped from $self
+    my %pkgnums = ();
+    foreach my $i (@invoices) {
+      foreach my $li ( $i->cust_bill_pkg ) {
+        $pkgnums{$li->pkgnum} = 1;
+      }
+    }
+    @payments = grep { ! $_->pkgnum || $pkgnums{$_->pkgnum} } @payments;
+  }
+
   my $payment;
 
   foreach my $cust_bill ( @invoices ) {
-    my $amount;
 
     if ( !defined($payment) || $payment->unapplied == 0 ) {
       $payment = pop @payments or last;
     }
 
-    if ( $cust_bill->owed >= $payment->unapplied ) {
-      $amount = $payment->unapplied;
+    my $owed;
+    if ( $conf->exists('pkg-balances') && $payment->pkgnum ) {
+      $owed = $cust_bill->owed_pkgnum($payment->pkgnum);
     } else {
-      $amount = $cust_bill->owed;
+      $owed = $cust_bill->owed;
+    }
+    unless ( $owed > 0 ) {
+      push @payments, $payment;
+      next;
     }
 
+    my $amount = min( $payment->unapplied, $owed );
+
     my $cust_bill_pay = new FS::cust_bill_pay ( {
       'paynum' => $payment->paynum,
       'invnum' => $cust_bill->invnum,
       'amount' => $amount,
     } );
-    my $error = $cust_bill_pay->insert;
+    $cust_bill_pay->pkgnum( $payment->pkgnum )
+      if $conf->exists('pkg-balances') && $payment->pkgnum;
+    my $error = $cust_bill_pay->insert(%options);
     if ( $error ) {
       $dbh->rollback or die $dbh->errstr if $oldAutoCommit;
       die $error;
     }
 
-    redo if ( $cust_bill->owed > 0);
+    redo if ( $cust_bill->owed > 0) && ! $conf->exists('pkg-balances');
 
   }
 
@@ -4477,30 +6462,82 @@ Returns the total owed for this customer on all invoices
 
 =cut
 
-sub total_owed {
-  my $self = shift;
-  $self->total_owed_date(2145859200); #12/31/2037
+sub total_owed {
+  my $self = shift;
+  $self->total_owed_date(2145859200); #12/31/2037
+}
+
+=item total_owed_date TIME
+
+Returns the total owed for this customer on all invoices with date earlier than
+TIME.  TIME is specified as a UNIX timestamp; see L<perlfunc/"time">).  Also
+see L<Time::Local> and L<Date::Parse> for conversion functions.
+
+=cut
+
+sub total_owed_date {
+  my $self = shift;
+  my $time = shift;
+
+#  my $custnum = $self->custnum;
+#
+#  my $owed_sql = FS::cust_bill->owed_sql;
+#
+#  my $sql = "
+#    SELECT SUM($owed_sql) FROM cust_bill
+#      WHERE custnum = $custnum
+#        AND _date <= $time
+#  ";
+#
+#  my $sth = dbh->prepare($sql) or die dbh->errstr;
+#  $sth->execute() or die $sth->errstr;
+#
+#  return sprintf( '%.2f', $sth->fetchrow_arrayref->[0] );
+
+  my $total_bill = 0;
+  foreach my $cust_bill (
+    grep { $_->_date <= $time }
+      qsearch('cust_bill', { 'custnum' => $self->custnum, } )
+  ) {
+    $total_bill += $cust_bill->owed;
+  }
+  sprintf( "%.2f", $total_bill );
+
+}
+
+=item total_owed_pkgnum PKGNUM
+
+Returns the total owed on all invoices for this customer's specific package
+when using experimental package balances (see L<FS::cust_bill/owed_pkgnum>).
+
+=cut
+
+sub total_owed_pkgnum {
+  my( $self, $pkgnum ) = @_;
+  $self->total_owed_date_pkgnum(2145859200, $pkgnum); #12/31/2037
 }
 
-=item total_owed_date TIME
+=item total_owed_date_pkgnum TIME PKGNUM
 
-Returns the total owed for this customer on all invoices with date earlier than
+Returns the total owed for this customer's specific package when using
+experimental package balances on all invoices with date earlier than
 TIME.  TIME is specified as a UNIX timestamp; see L<perlfunc/"time">).  Also
 see L<Time::Local> and L<Date::Parse> for conversion functions.
 
 =cut
 
-sub total_owed_date {
-  my $self = shift;
-  my $time = shift;
+sub total_owed_date_pkgnum {
+  my( $self, $time, $pkgnum ) = @_;
+
   my $total_bill = 0;
   foreach my $cust_bill (
     grep { $_->_date <= $time }
       qsearch('cust_bill', { 'custnum' => $self->custnum, } )
   ) {
-    $total_bill += $cust_bill->owed;
+    $total_bill += $cust_bill->owed_pkgnum($pkgnum);
   }
   sprintf( "%.2f", $total_bill );
+
 }
 
 =item total_paid
@@ -4539,6 +6576,21 @@ sub total_unapplied_credits {
   sprintf( "%.2f", $total_credit );
 }
 
+=item total_unapplied_credits_pkgnum PKGNUM
+
+Returns the total outstanding credit (see L<FS::cust_credit>) for this
+customer.  See L<FS::cust_credit/credited>.
+
+=cut
+
+sub total_unapplied_credits_pkgnum {
+  my( $self, $pkgnum ) = @_;
+  my $total_credit = 0;
+  $total_credit += $_->credited foreach $self->cust_credit_pkgnum($pkgnum);
+  sprintf( "%.2f", $total_credit );
+}
+
+
 =item total_unapplied_payments
 
 Returns the total unapplied payments (see L<FS::cust_pay>) for this customer.
@@ -4553,6 +6605,22 @@ sub total_unapplied_payments {
   sprintf( "%.2f", $total_unapplied );
 }
 
+=item total_unapplied_payments_pkgnum PKGNUM
+
+Returns the total unapplied payments (see L<FS::cust_pay>) for this customer's
+specific package when using experimental package balances.  See
+L<FS::cust_pay/unapplied>.
+
+=cut
+
+sub total_unapplied_payments_pkgnum {
+  my( $self, $pkgnum ) = @_;
+  my $total_unapplied = 0;
+  $total_unapplied += $_->unapplied foreach $self->cust_pay_pkgnum($pkgnum);
+  sprintf( "%.2f", $total_unapplied );
+}
+
+
 =item total_unapplied_refunds
 
 Returns the total unrefunded refunds (see L<FS::cust_refund>) for this
@@ -4605,6 +6673,26 @@ sub balance_date {
   );
 }
 
+=item balance_pkgnum PKGNUM
+
+Returns the balance for this customer's specific package when using
+experimental package balances (total_owed plus total_unrefunded, minus
+total_unapplied_credits minus total_unapplied_payments)
+
+=cut
+
+sub balance_pkgnum {
+  my( $self, $pkgnum ) = @_;
+
+  sprintf( "%.2f",
+      $self->total_owed_pkgnum($pkgnum)
+# n/a - refunds aren't part of pkg-balances since they don't apply to invoices
+#    + $self->total_unapplied_refunds_pkgnum($pkgnum)
+    - $self->total_unapplied_credits_pkgnum($pkgnum)
+    - $self->total_unapplied_payments_pkgnum($pkgnum)
+  );
+}
+
 =item in_transit_payments
 
 Returns the total of requests for payments for this customer pending in 
@@ -4628,6 +6716,86 @@ sub in_transit_payments {
   sprintf( "%.2f", $in_transit_payments );
 }
 
+=item payment_info
+
+Returns a hash of useful information for making a payment.
+
+=over 4
+
+=item balance
+
+Current balance.
+
+=item payby
+
+'CARD' (credit card - automatic), 'DCRD' (credit card - on-demand),
+'CHEK' (electronic check - automatic), 'DCHK' (electronic check - on-demand),
+'LECB' (Phone bill billing), 'BILL' (billing), or 'COMP' (free).
+
+=back
+
+For credit card transactions:
+
+=over 4
+
+=item card_type 1
+
+=item payname
+
+Exact name on card
+
+=back
+
+For electronic check transactions:
+
+=over 4
+
+=item stateid_state
+
+=back
+
+=cut
+
+sub payment_info {
+  my $self = shift;
+
+  my %return = ();
+
+  $return{balance} = $self->balance;
+
+  $return{payname} = $self->payname
+                     || ( $self->first. ' '. $self->get('last') );
+
+  $return{$_} = $self->get($_) for qw(address1 address2 city state zip);
+
+  $return{payby} = $self->payby;
+  $return{stateid_state} = $self->stateid_state;
+
+  if ( $self->payby =~ /^(CARD|DCRD)$/ ) {
+    $return{card_type} = cardtype($self->payinfo);
+    $return{payinfo} = $self->paymask;
+
+    @return{'month', 'year'} = $self->paydate_monthyear;
+
+  }
+
+  if ( $self->payby =~ /^(CHEK|DCHK)$/ ) {
+    my ($payinfo1, $payinfo2) = split '@', $self->paymask;
+    $return{payinfo1} = $payinfo1;
+    $return{payinfo2} = $payinfo2;
+    $return{paytype}  = $self->paytype;
+    $return{paystate} = $self->paystate;
+
+  }
+
+  #doubleclick protection
+  my $_date = time;
+  $return{paybatch} = "webui-MyAccount-$_date-$$-". rand() * 2**32;
+
+  %return;
+
+}
+
 =item paydate_monthyear
 
 Returns a two-element list consisting of the month and year of this customer's
@@ -4646,6 +6814,28 @@ sub paydate_monthyear {
   }
 }
 
+=item tax_exemption TAXNAME
+
+=cut
+
+sub tax_exemption {
+  my( $self, $taxname ) = @_;
+
+  qsearchs( 'cust_main_exemption', { 'custnum' => $self->custnum,
+                                     'taxname' => $taxname,
+                                   },
+          );
+}
+
+=item cust_main_exemption
+
+=cut
+
+sub cust_main_exemption {
+  my $self = shift;
+  qsearch( 'cust_main_exemption', { 'custnum' => $self->custnum } );
+}
+
 =item invoicing_list [ ARRAYREF ]
 
 If an arguement is given, sets these email addresses as invoice recipients
@@ -4818,6 +7008,24 @@ sub invoicing_list_emailonly_scalar {
   join(', ', $self->invoicing_list_emailonly);
 }
 
+=item referral_custnum_cust_main
+
+Returns the customer who referred this customer (or the empty string, if
+this customer was not referred).
+
+Note the difference with referral_cust_main method: This method,
+referral_custnum_cust_main returns the single customer (if any) who referred
+this customer, while referral_cust_main returns an array of customers referred
+BY this customer.
+
+=cut
+
+sub referral_custnum_cust_main {
+  my $self = shift;
+  return '' unless $self->referral_custnum;
+  qsearchs('cust_main', { 'custnum' => $self->referral_custnum } );
+}
+
 =item referral_cust_main [ DEPTH [ EXCLUDE_HASHREF ] ]
 
 Returns an array of customers referred by this customer (referral_custnum set
@@ -4825,6 +7033,11 @@ to this custnum).  If DEPTH is given, recurses up to the given depth, returning
 customers referred by customers referred by this customer and so on, inclusive.
 The default behavior is DEPTH 1 (no recursion).
 
+Note the difference with referral_custnum_cust_main method: This method,
+referral_cust_main, returns an array of customers referred BY this customer,
+while referral_custnum_cust_main returns the single customer (if any) who
+referred this customer.
+
 =cut
 
 sub referral_cust_main {
@@ -4931,33 +7144,71 @@ sub credit {
 
 }
 
-=item charge AMOUNT [ PKG [ COMMENT [ TAXCLASS ] ] ]
+=item charge HASHREF || AMOUNT [ PKG [ COMMENT [ TAXCLASS ] ] ]
 
 Creates a one-time charge for this customer.  If there is an error, returns
 the error, otherwise returns false.
 
+New-style, with a hashref of options:
+
+  my $error = $cust_main->charge(
+                                  {
+                                    'amount'     => 54.32,
+                                    'quantity'   => 1,
+                                    'start_date' => str2time('7/4/2009'),
+                                    'pkg'        => 'Description',
+                                    'comment'    => 'Comment',
+                                    'additional' => [], #extra invoice detail
+                                    'classnum'   => 1,  #pkg_class
+
+                                    'setuptax'   => '', # or 'Y' for tax exempt
+
+                                    #internal taxation
+                                    'taxclass'   => 'Tax class',
+
+                                    #vendor taxation
+                                    'taxproduct' => 2,  #part_pkg_taxproduct
+                                    'override'   => {}, #XXX describe
+
+                                    #will be filled in with the new object
+                                    'cust_pkg_ref' => \$cust_pkg,
+                                  }
+                                );
+
+Old-style:
+
+  my $error = $cust_main->charge( 54.32, 'Description', 'Comment', 'Tax class' );
+
 =cut
 
 sub charge {
   my $self = shift;
-  my ( $amount, $quantity, $pkg, $comment, $taxclass, $additional, $classnum );
-  my ( $taxproduct, $override );
+  my ( $amount, $quantity, $start_date, $classnum );
+  my ( $pkg, $comment, $additional );
+  my ( $setuptax, $taxclass );   #internal taxes
+  my ( $taxproduct, $override ); #vendor (CCH) taxes
+  my $cust_pkg_ref = '';
   if ( ref( $_[0] ) ) {
     $amount     = $_[0]->{amount};
     $quantity   = exists($_[0]->{quantity}) ? $_[0]->{quantity} : 1;
+    $start_date = exists($_[0]->{start_date}) ? $_[0]->{start_date} : '';
     $pkg        = exists($_[0]->{pkg}) ? $_[0]->{pkg} : 'One-time charge';
     $comment    = exists($_[0]->{comment}) ? $_[0]->{comment}
                                            : '$'. sprintf("%.2f",$amount);
+    $setuptax   = exists($_[0]->{setuptax}) ? $_[0]->{setuptax} : '';
     $taxclass   = exists($_[0]->{taxclass}) ? $_[0]->{taxclass} : '';
     $classnum   = exists($_[0]->{classnum}) ? $_[0]->{classnum} : '';
-    $additional = $_[0]->{additional};
+    $additional = $_[0]->{additional} || [];
     $taxproduct = $_[0]->{taxproductnum};
     $override   = { '' => $_[0]->{tax_override} };
-  }else{
+    $cust_pkg_ref = exists($_[0]->{cust_pkg_ref}) ? $_[0]->{cust_pkg_ref} : '';
+  } else {
     $amount     = shift;
     $quantity   = 1;
+    $start_date = '';
     $pkg        = @_ ? shift : 'One-time charge';
     $comment    = @_ ? shift : '$'. sprintf("%.2f",$amount);
+    $setuptax   = '';
     $taxclass   = @_ ? shift : '';
     $additional = [];
   }
@@ -4980,6 +7231,7 @@ sub charge {
     'freq'          => 0,
     'disabled'      => 'Y',
     'classnum'      => $classnum ? $classnum : '',
+    'setuptax'      => $setuptax,
     'taxclass'      => $taxclass,
     'taxproductnum' => $taxproduct,
   } );
@@ -5011,15 +7263,18 @@ sub charge {
   }
 
   my $cust_pkg = new FS::cust_pkg ( {
-    'custnum'  => $self->custnum,
-    'pkgpart'  => $pkgpart,
-    'quantity' => $quantity,
+    'custnum'    => $self->custnum,
+    'pkgpart'    => $pkgpart,
+    'quantity'   => $quantity,
+    'start_date' => $start_date,
   } );
 
   $error = $cust_pkg->insert;
   if ( $error ) {
     $dbh->rollback if $oldAutoCommit;
     return $error;
+  } elsif ( $cust_pkg_ref ) {
+    ${$cust_pkg_ref} = $cust_pkg;
   }
 
   $dbh->commit or die $dbh->errstr if $oldAutoCommit;
@@ -5062,6 +7317,7 @@ Returns all the invoices (see L<FS::cust_bill>) for this customer.
 
 sub cust_bill {
   my $self = shift;
+  map { $_ } #return $self->num_cust_bill unless wantarray;
   sort { $a->_date <=> $b->_date }
     qsearch('cust_bill', { 'custnum' => $self->custnum, } )
 }
@@ -5075,7 +7331,27 @@ customer.
 
 sub open_cust_bill {
   my $self = shift;
-  grep { $_->owed > 0 } $self->cust_bill;
+
+  qsearch({
+    'table'     => 'cust_bill',
+    'hashref'   => { 'custnum' => $self->custnum, },
+    'extra_sql' => ' AND '. FS::cust_bill->owed_sql. ' > 0',
+    'order_by'  => 'ORDER BY _date ASC',
+  });
+
+}
+
+=item cust_statements
+
+Returns all the statements (see L<FS::cust_statement>) for this customer.
+
+=cut
+
+sub cust_statement {
+  my $self = shift;
+  map { $_ } #return $self->num_cust_statement unless wantarray;
+  sort { $a->_date <=> $b->_date }
+    qsearch('cust_statement', { 'custnum' => $self->custnum, } )
 }
 
 =item cust_credit
@@ -5086,10 +7362,28 @@ Returns all the credits (see L<FS::cust_credit>) for this customer.
 
 sub cust_credit {
   my $self = shift;
+  map { $_ } #return $self->num_cust_credit unless wantarray;
   sort { $a->_date <=> $b->_date }
     qsearch( 'cust_credit', { 'custnum' => $self->custnum } )
 }
 
+=item cust_credit_pkgnum
+
+Returns all the credits (see L<FS::cust_credit>) for this customer's specific
+package when using experimental package balances.
+
+=cut
+
+sub cust_credit_pkgnum {
+  my( $self, $pkgnum ) = @_;
+  map { $_ } #return $self->num_cust_credit_pkgnum($pkgnum) unless wantarray;
+  sort { $a->_date <=> $b->_date }
+    qsearch( 'cust_credit', { 'custnum' => $self->custnum,
+                              'pkgnum'  => $pkgnum,
+                            }
+    );
+}
+
 =item cust_pay
 
 Returns all the payments (see L<FS::cust_pay>) for this customer.
@@ -5098,10 +7392,43 @@ Returns all the payments (see L<FS::cust_pay>) for this customer.
 
 sub cust_pay {
   my $self = shift;
+  return $self->num_cust_pay unless wantarray;
   sort { $a->_date <=> $b->_date }
     qsearch( 'cust_pay', { 'custnum' => $self->custnum } )
 }
 
+=item num_cust_pay
+
+Returns the number of payments (see L<FS::cust_pay>) for this customer.  Also
+called automatically when the cust_pay method is used in a scalar context.
+
+=cut
+
+sub num_cust_pay {
+  my $self = shift;
+  my $sql = "SELECT COUNT(*) FROM cust_pay WHERE custnum = ?";
+  my $sth = dbh->prepare($sql) or die dbh->errstr;
+  $sth->execute($self->custnum) or die $sth->errstr;
+  $sth->fetchrow_arrayref->[0];
+}
+
+=item cust_pay_pkgnum
+
+Returns all the payments (see L<FS::cust_pay>) for this customer's specific
+package when using experimental package balances.
+
+=cut
+
+sub cust_pay_pkgnum {
+  my( $self, $pkgnum ) = @_;
+  map { $_ } #return $self->num_cust_pay_pkgnum($pkgnum) unless wantarray;
+  sort { $a->_date <=> $b->_date }
+    qsearch( 'cust_pay', { 'custnum' => $self->custnum,
+                           'pkgnum'  => $pkgnum,
+                         }
+    );
+}
+
 =item cust_pay_void
 
 Returns all voided payments (see L<FS::cust_pay_void>) for this customer.
@@ -5110,6 +7437,7 @@ Returns all voided payments (see L<FS::cust_pay_void>) for this customer.
 
 sub cust_pay_void {
   my $self = shift;
+  map { $_ } #return $self->num_cust_pay_void unless wantarray;
   sort { $a->_date <=> $b->_date }
     qsearch( 'cust_pay_void', { 'custnum' => $self->custnum } )
 }
@@ -5122,10 +7450,46 @@ Returns all batched payments (see L<FS::cust_pay_void>) for this customer.
 
 sub cust_pay_batch {
   my $self = shift;
-  sort { $a->_date <=> $b->_date }
+  map { $_ } #return $self->num_cust_pay_batch unless wantarray;
+  sort { $a->paybatchnum <=> $b->paybatchnum }
     qsearch( 'cust_pay_batch', { 'custnum' => $self->custnum } )
 }
 
+=item cust_pay_pending
+
+Returns all pending payments (see L<FS::cust_pay_pending>) for this customer
+(without status "done").
+
+=cut
+
+sub cust_pay_pending {
+  my $self = shift;
+  return $self->num_cust_pay_pending unless wantarray;
+  sort { $a->_date <=> $b->_date }
+    qsearch( 'cust_pay_pending', {
+                                   'custnum' => $self->custnum,
+                                   'status'  => { op=>'!=', value=>'done' },
+                                 },
+           );
+}
+
+=item num_cust_pay_pending
+
+Returns the number of pending payments (see L<FS::cust_pay_pending>) for this
+customer (without status "done").  Also called automatically when the
+cust_pay_pending method is used in a scalar context.
+
+=cut
+
+sub num_cust_pay_pending {
+  my $self = shift;
+  my $sql = " SELECT COUNT(*) FROM cust_pay_pending ".
+            "   WHERE custnum = ? AND status != 'done' ";
+  my $sth = dbh->prepare($sql) or die dbh->errstr;
+  $sth->execute($self->custnum) or die $sth->errstr;
+  $sth->fetchrow_arrayref->[0];
+}
+
 =item cust_refund
 
 Returns all the refunds (see L<FS::cust_refund>) for this customer.
@@ -5134,6 +7498,7 @@ Returns all the refunds (see L<FS::cust_refund>) for this customer.
 
 sub cust_refund {
   my $self = shift;
+  map { $_ } #return $self->num_cust_refund unless wantarray;
   sort { $a->_date <=> $b->_date }
     qsearch( 'cust_refund', { 'custnum' => $self->custnum } )
 }
@@ -5186,6 +7551,35 @@ sub ship_name {
   }
 }
 
+=item name_short
+
+Returns a name string for this customer, either "Company" or "First Last".
+
+=cut
+
+sub name_short {
+  my $self = shift;
+  $self->company !~ /^\s*$/ ? $self->company : $self->contact_firstlast;
+}
+
+=item ship_name_short
+
+Returns a name string for this (service/shipping) contact, either "Company"
+or "First Last".
+
+=cut
+
+sub ship_name_short {
+  my $self = shift;
+  if ( $self->get('ship_last') ) { 
+    $self->ship_company !~ /^\s*$/
+      ? $self->ship_company
+      : $self->ship_contact_firstlast;
+  } else {
+    $self->name_company_or_firstlast;
+  }
+}
+
 =item contact
 
 Returns this customer's full (billing) contact name only, "Last, First"
@@ -5210,6 +7604,30 @@ sub ship_contact {
     : $self->contact;
 }
 
+=item contact_firstlast
+
+Returns this customers full (billing) contact name only, "First Last".
+
+=cut
+
+sub contact_firstlast {
+  my $self = shift;
+  $self->first. ' '. $self->get('last');
+}
+
+=item ship_contact_firstlast
+
+Returns this customer's full (shipping) contact name only, "First Last".
+
+=cut
+
+sub ship_contact_firstlast {
+  my $self = shift;
+  $self->get('ship_last')
+    ? $self->first. ' '. $self->get('ship_last')
+    : $self->contact_firstlast;
+}
+
 =item country_full
 
 Returns this customer's full country name
@@ -5343,22 +7761,24 @@ sub tickets {
   my $num = $conf->config('cust_main-max_tickets') || 10;
   my @tickets = ();
 
-  unless ( $conf->config('ticket_system-custom_priority_field') ) {
+  if ( $conf->config('ticket_system') ) {
+    unless ( $conf->config('ticket_system-custom_priority_field') ) {
 
-    @tickets = @{ FS::TicketSystem->customer_tickets($self->custnum, $num) };
+      @tickets = @{ FS::TicketSystem->customer_tickets($self->custnum, $num) };
 
-  } else {
+    } else {
 
-    foreach my $priority (
-      $conf->config('ticket_system-custom_priority_field-values'), ''
-    ) {
-      last if scalar(@tickets) >= $num;
-      push @tickets, 
-        @{ FS::TicketSystem->customer_tickets( $self->custnum,
-                                               $num - scalar(@tickets),
-                                               $priority,
-                                             )
-         };
+      foreach my $priority (
+        $conf->config('ticket_system-custom_priority_field-values'), ''
+      ) {
+        last if scalar(@tickets) >= $num;
+        push @tickets, 
+          @{ FS::TicketSystem->customer_tickets( $self->custnum,
+                                                 $num - scalar(@tickets),
+                                                 $priority,
+                                               )
+           };
+      }
     }
   }
   (@tickets);
@@ -5377,6 +7797,19 @@ sub support_services {
 
 }
 
+# Return a list of latitude/longitude for one of the services (if any)
+sub service_coordinates {
+  my $self = shift;
+
+  my @svc_X = 
+    grep { $_->latitude && $_->longitude }
+    map { $_->svc_x }
+    map { $_->cust_svc }
+    $self->ncancelled_pkgs;
+
+  scalar(@svc_X) ? ( $svc_X[0]->latitude, $svc_X[0]->longitude ) : ()
+}
+
 =back
 
 =head1 CLASS METHODS
@@ -5578,6 +8011,32 @@ sub balance_date_sql {
 
 }
 
+=item unapplied_payments_date_sql START_TIME [ END_TIME ]
+
+Returns an SQL fragment to retreive the total unapplied payments for this
+customer, only considering invoices with date earlier than START_TIME, and
+optionally not later than END_TIME.
+
+Times are specified as SQL fragments or numeric
+UNIX timestamps; see L<perlfunc/"time">).  Also see L<Time::Local> and
+L<Date::Parse> for conversion functions.  The empty string can be passed
+to disable that time constraint completely.
+
+Available options are:
+
+=cut
+
+sub unapplied_payments_date_sql {
+  my( $class, $start, $end, ) = @_;
+
+  my $unapp_pay    = FS::cust_pay->unapplied_sql;
+
+  my $pay_where = $class->_money_table_where( 'cust_pay', $start, $end,
+                                                          'unapplied_date'=>1 );
+
+  " ( SELECT COALESCE(SUM($unapp_pay), 0) FROM cust_pay $pay_where ) ";
+}
+
 =item _money_table_where TABLE START_TIME [ END_TIME [ OPTION => VALUE ... ] ]
 
 Helper method for balance_date_sql; name (and usage) subject to change
@@ -5685,6 +8144,13 @@ sub search_sql {
     unless $params->{'cancelled_pkgs'};
 
   ##
+  # parse without census tract checkbox
+  ##
+
+  push @where, "(censustract = '' or censustract is null)"
+    if $params->{'no_censustract'};
+
+  ##
   # dates
   ##
 
@@ -5848,6 +8314,9 @@ sub email_search_sql {
 
   my $job = delete $params->{'job'};
 
+  $params->{'payby'} = [ split(/\0/, $params->{'payby'}) ]
+    unless ref($params->{'payby'});
+
   my $sql_query = $class->search_sql($params);
 
   my $count_query   = delete($sql_query->{'count_query'});
@@ -5909,6 +8378,9 @@ sub process_email_search_sql {
 
   $param->{'job'} = $job;
 
+  $param->{'payby'} = [ split(/\0/, $param->{'payby'}) ]
+    unless ref($param->{'payby'});
+
   my $error = FS::cust_main->email_search_sql( $param );
   die $error if $error;
 
@@ -6222,12 +8694,12 @@ sub smart_search {
 
     }
 
-    #eliminate duplicates
-    my %saw = ();
-    @cust_main = grep { !$saw{$_->custnum}++ } @cust_main;
-
   }
 
+  #eliminate duplicates
+  my %saw = ();
+  @cust_main = grep { !$saw{$_->custnum}++ } @cust_main;
+
   @cust_main;
 
 }
@@ -6512,18 +8984,19 @@ I<$expdate> - the expiration of the customer payment in seconds from epoch
 =cut
 
 sub notify {
-  my ($customer, $template, %options) = @_;
+  my ($self, $template, %options) = @_;
 
   return unless $conf->exists($template);
 
-  my $from = $conf->config('invoice_from') if $conf->exists('invoice_from');
+  my $from = $conf->config('invoice_from', $self->agentnum)
+    if $conf->exists('invoice_from', $self->agentnum);
   $from = $options{from} if exists($options{from});
 
-  my $to = join(',', $customer->invoicing_list_emailonly);
+  my $to = join(',', $self->invoicing_list_emailonly);
   $to = $options{to} if exists($options{to});
   
-  my $subject = "Notice from " . $conf->config('company_name')
-    if $conf->exists('company_name');
+  my $subject = "Notice from " . $conf->config('company_name', $self->agentnum)
+    if $conf->exists('company_name', $self->agentnum);
   $subject = $options{subject} if exists($options{subject});
 
   my $notify_template = new Text::Template (TYPE => 'ARRAY',
@@ -6534,16 +9007,17 @@ sub notify {
   $notify_template->compile()
     or die "can't compile template: Text::Template::ERROR";
 
-  $FS::notify_template::_template::company_name = $conf->config('company_name');
+  $FS::notify_template::_template::company_name =
+    $conf->config('company_name', $self->agentnum);
   $FS::notify_template::_template::company_address =
-    join("\n", $conf->config('company_address') ). "\n";
-
-  my $paydate = $customer->paydate || '2037-12-31';
-  $FS::notify_template::_template::first = $customer->first;
-  $FS::notify_template::_template::last = $customer->last;
-  $FS::notify_template::_template::company = $customer->company;
-  $FS::notify_template::_template::payinfo = $customer->mask_payinfo;
-  my $payby = $customer->payby;
+    join("\n", $conf->config('company_address', $self->agentnum) ). "\n";
+
+  my $paydate = $self->paydate || '2037-12-31';
+  $FS::notify_template::_template::first = $self->first;
+  $FS::notify_template::_template::last = $self->last;
+  $FS::notify_template::_template::company = $self->company;
+  $FS::notify_template::_template::payinfo = $self->mask_payinfo;
+  my $payby = $self->payby;
   my ($payyear,$paymonth,$payday) = split (/-/,$paydate);
   my $expire_time = timelocal(0,0,0,$payday,--$paymonth,$payyear);
 
@@ -6643,10 +9117,10 @@ sub generate_letter {
                      );
     if ( length($retadd) ) {
       $letter_data{returnaddress} = $retadd;
-    } elsif ( grep /\S/, $conf->config('company_address') ) {
+    } elsif ( grep /\S/, $conf->config('company_address', $self->agentnum) ) {
       $letter_data{returnaddress} =
         join( '\\*'."\n", map s/( {2,})/'~' x length($1)/eg,
-                          $conf->config('company_address')
+                          $conf->config('company_address', $self->agentnum)
         );
     } else {
       $letter_data{returnaddress} = '~';
@@ -6655,9 +9129,9 @@ sub generate_letter {
 
   $letter_data{conf_dir} = "$FS::UID::conf_dir/conf.$FS::UID::datasrc";
 
-  $letter_data{company_name} = $conf->config('company_name');
+  $letter_data{company_name} = $conf->config('company_name', $self->agentnum);
 
-  my $dir = $FS::UID::conf_dir."cache.". $FS::UID::datasrc;
+  my $dir = $FS::UID::conf_dir."/cache.". $FS::UID::datasrc;
   my $fh = new File::Temp( TEMPLATE => 'letter.'. $self->custnum. '.XXXXXXXX',
                            DIR      => $dir,
                            SUFFIX   => '.tex',
@@ -6705,6 +9179,8 @@ sub print {
   do_print [ $self->print_ps($template) ];
 }
 
+#these three subs should just go away once agent stuff is all config overrides
+
 sub agent_template {
   my $self = shift;
   $self->_agent_plandata('agent_templatename');
@@ -6745,9 +9221,13 @@ sub _agent_plandata {
                AND peo_agentnum.optionname = 'agentnum'
                AND peo_agentnum.optionvalue }. $regexp. q{ '(^|,)}. $agentnum. q{(,|$)'
              )
-        LEFT JOIN part_event_option AS peo_cust_bill_age
-          ON ( part_event.eventpart = peo_cust_bill_age.eventpart
-               AND peo_cust_bill_age.optionname = 'cust_bill_age'
+        LEFT JOIN part_event_condition
+          ON ( part_event.eventpart = part_event_condition.eventpart
+               AND part_event_condition.conditionname = 'cust_bill_age'
+             )
+        LEFT JOIN part_event_condition_option
+          ON ( part_event_condition.eventconditionnum = part_event_condition_option.eventconditionnum
+               AND part_event_condition_option.optionname = 'age'
              )
       },
       #'hashref'   => { 'optionname' => $option },
@@ -6759,9 +9239,9 @@ sub _agent_plandata {
         " AND peo_agentnum.optionname = 'agentnum' ".
         " AND ( agentnum IS NULL OR agentnum = $agentnum ) ".
         " ORDER BY
-           CASE WHEN peo_cust_bill_age.optionname != 'cust_bill_age'
+           CASE WHEN part_event_condition_option.optionname IS NULL
            THEN -1
-	   ELSE ". FS::part_event::Condition->age2seconds_sql('peo_cust_bill_age.optionvalue').
+	   ELSE ". FS::part_event::Condition->age2seconds_sql('part_event_condition_option.optionvalue').
         " END
           , part_event.weight".
         " LIMIT 1"
@@ -6787,6 +9267,15 @@ sub queued_bill {
       );
 }
 
+sub _upgrade_data { #class method
+  my ($class, %opts) = @_;
+
+  my $sql = 'UPDATE h_cust_main SET paycvv = NULL WHERE paycvv IS NOT NULL';
+  my $sth = dbh->prepare($sql) or die dbh->errstr;
+  $sth->execute or die $sth->errstr;
+
+}
+
 =back
 
 =head1 BUGS