die "access denied"
unless $FS::CurrentUser::CurrentUser->access_right('Financial reports');
-my $access_user = $FS::CurrentUser::CurrentUser->access_users_hashref('table' => 'cust_credit');
+my $access_user = $FS::CurrentUser::CurrentUser->access_users_hashref('table' => 'cust_credit', 'disabled' => 1);
my $unapplied = $cgi->param('unapplied') ? 1 : 0;